Jenn Slater Mortgage Associate

Jenn Slater Mortgage Associate I help people across Saskatchewan find the best mortgage product for their unique needs.

06/22/2026

🏡💔 Separating? Don’t Overlook the Mortgage Details.

When a couple owns a property together and decides to separate, a separation agreement is an important part of the process.
📄 Your agreement should clearly outline:

✅ Any equalization payment if one spouse is buying out the other
✅ How proceeds will be divided if the property is being sold
✅ Any child support obligations
✅ Any spousal support arrangements

These details don’t just affect the legal side of things. They can also impact mortgage qualification and future financing options.
Every situation is unique, and understanding your options early can help make the transition smoother and less stressful.

📲 If you’re navigating a separation and have questions about your mortgage, refinancing, or buying out a spouse, reach out anytime. I’m here to help you understand your options and guide you through the process.

Jenn Slater
Mortgage Associate
☎️ 306-220-9622
📧 mailto:[email protected]

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06/15/2026

🏡💰 Let’s Talk Mortgage Rates! 💰🏡

Did you know that mortgage rates aren’t always one-size-fits-all?

When you work with a bank, rates are typically divided into two categories: insured mortgages (less than 20% down) and conventional mortgages (20% or more down).

As a mortgage broker, I have access to a wider range of options. While buyers with less than 20% down often qualify for the best insured rates, those putting down 20%, 25%, 30%, or even 35% may benefit from pricing based on their equity position. 📈

That means more opportunities to find a mortgage solution that’s tailored to your unique situation, not just a standard rate category.

The lowest rate isn’t always the best mortgage. The right mortgage combines a competitive rate with features and flexibility that fit your goals. ✅

📲 Thinking about buying, refinancing, or renewing? Let’s chat and find the best rate and mortgage options for you!

Jenn Slater
Mortgage Associate
☎️ 306-220-9622
📧 [email protected]

RefinanceYourMortgage MortgageRenewal SaskatchewanRealEstate HomeOwnership YXE

Finally a nice day! ☀️ 🚲
06/14/2026

Finally a nice day! ☀️ 🚲

06/10/2026

🏡📈 SASKATCHEWAN’S HOUSING MARKET REMAINS COMPETITIVE 📈🏡

If you’ve been thinking about buying a home, Saskatchewan’s latest market numbers tell an important story.
While inventory has improved slightly, demand continues to outpace supply across much of the province. In May, Saskatchewan recorded 1,571 home sales and added 2,600 new listings, but available inventory remains nearly 50% below the 10-year average.

📍 Saskatoon continues to have some of the tightest market conditions in the province, with just 1.6 months of supply available at month-end.

💰 Home prices continue to climb, with Saskatoon reaching a new benchmark price record of $444,400 in May.

What does this mean for buyers?

✅ Preparation matters more than ever
✅ Mortgage pre-approval can give you a competitive advantage
✅ Understanding your budget before you start shopping can help you act quickly when the right home comes along

Whether you’re buying your first home, moving up, or investing, having a plan in today’s market can make all the difference.

📲 Have questions about your mortgage options or how much home you can afford? Let’s chat!

MortgageBroker SaskatoonHomes RealEstateMarket YXE SaskatchewanHousing

Jenn Slater
Mortgage Associate
(306) 220-9622
[email protected]

📈🏡 ARE MORTGAGE RATES HEADING HIGHER? 🏡📈There’s been a lot of discussion lately about rising Government of Canada bond y...
06/08/2026

📈🏡 ARE MORTGAGE RATES HEADING HIGHER? 🏡📈

There’s been a lot of discussion lately about rising Government of Canada bond yields and what that could mean for fixed mortgage rates across the country.

💡 Why does this matter?
✔️ Higher bond yields can put upward pressure on fixed mortgage rates
✔️ Buyers may see a reduction in purchasing power
✔️ Monthly mortgage payments could increase for some borrowers
✔️ Homeowners approaching renewal may want to review their options sooner rather than later

While no one can predict exactly where rates will go, staying informed and having a plan can make all the difference when it comes to your mortgage strategy.

Whether you’re buying your first home, renewing an existing mortgage, refinancing, or simply looking for guidance, understanding your options today can help you make confident decisions for tomorrow. 🏠✨

📲 Have questions about how current market conditions could impact your mortgage? Let’s chat and explore the options available to you.

Jenn Slater
Mortgage Associate
📞 306-220-9622
📧 mailto:[email protected]

InterestRates FixedMortgage MortgageBroker SaskatchewanRealEstate HomeOwnership MortgagePlanning YXERealEstate JennSlaterMortgages FinancialWellness 🏡💙

💰🏡 WHAT IS A CASHBACK MORTGAGE? 🏡💰Did you know some mortgage options can provide a lump sum of cash when your mortgage c...
06/05/2026

💰🏡 WHAT IS A CASHBACK MORTGAGE? 🏡💰

Did you know some mortgage options can provide a lump sum of cash when your mortgage closes? 👀

A cashback mortgage works much like a traditional mortgage, but with one added benefit: you receive cash back at closing that can be used for things like:

📦 Moving expenses
🛋️ New furniture and appliances
🎨 Home improvements and upgrades
💳 Covering unexpected costs that come with homeownership

Sounds great, right? It can be! But it’s important to understand that cashback mortgages may come with different rates, terms, and conditions than other mortgage products. What looks like a great deal upfront isn’t always the best long-term fit.

That’s why it’s important to look beyond the cash incentive and consider your overall financial picture before making a decision.

✅ Is a cashback mortgage right for you?
✅ How much cash could you qualify for?
✅ What are the long-term costs and benefits?

Every situation is different, and the best mortgage is the one that supports your goals both today and years down the road.

📲 Thinking about buying a home, renewing, or refinancing? Let’s chat about your options and find the mortgage solution that’s right for you.

Jenn Slater
Mortgage Associate
📞 306-220-9622
📧 mailto:[email protected]

SaskatchewanRealEstate MortgageAdvice HomeOwnership MortgageSolutions YXERealEstate FinancialWellness MortgagePlanning JennSlaterMortgages 🏡✨

05/25/2026

Let’s talk about something a lot of homeowners forget… 👀🏡

The First-Time Home Buyer Incentive wasn’t just “free money” 💭

If you used it, here’s what matters now 👇
At the time, you could put down 5%…

and the government matched it with another 5% to help you get into your home.

Sounds great, right? It was… but there’s a catch ⬇️
💰 That 5% is repayable when you sell
📈 And it’s not the original amount… it’s based on your current home value

So if your home has increased in value, the amount you repay increases too.

This is catching a lot of homeowners off guard right now.

Before you list your home or start planning your next move, make sure you understand what you owe and how it impacts your equity.

If you’re unsure where you stand, let’s go through it together 📲

YXEHomes RealEstateAdvice SaskatoonLiving MortgageBrokerYXE WealthBuilding

Jenn Slater
Mortgage Associate
(306) 220-9622
[email protected]

💳🏡 Feeling buried under multiple monthly debt payments?If you’re a homeowner, your mortgage may actually be a tool to he...
05/22/2026

💳🏡 Feeling buried under multiple monthly debt payments?

If you’re a homeowner, your mortgage may actually be a tool to help simplify your finances.
Refinancing can allow you to consolidate higher-interest debts like:

✔️ Credit cards
✔️ Lines of credit
✔️ Car loans
✔️ Personal loans

…into one lower-interest monthly payment.
For many homeowners, this can help:

✨ Improve monthly cash flow
✨ Lower overall interest costs
✨ Simplify finances
✨ Reduce financial stress

There are several ways this can be done, including refinancing your mortgage, using a HELOC, or exploring a second mortgage option. The right strategy depends entirely on your goals and financial situation.

Before making any decisions, it’s important to understand both the benefits and the long-term impact on your mortgage.

If you’ve been wondering whether debt consolidation could make sense for you, let’s chat and explore your options. 📲

FinancialFreedom MortgageAdvice SaskatoonMortgage YXERealEstate CanadianMortgage HELOC Homeowners MortgageTips Refinancing Saskatoon

Jenn Slater
Mortgage Associate
(306) 220-9622
[email protected]

05/19/2026

Self-employed and thinking about buying a home? This is where things can get tricky 👇🏡

You could own a successful business, even generating serious revenue…

but when it comes to your mortgage, lenders are looking at ONE thing:

👉 Your personal income on your tax returns
Not your company revenue
Not your business bank account
Not what you could be making

📄 It all comes down to what you actually claim.
So if you’re writing off a large portion of your income to reduce taxes, it can directly impact how much you qualify for… or if you qualify at all 😬
This is one of the biggest disconnects I see with self-employed buyers.

The strategy that saves you money on taxes today can limit your buying power tomorrow.

If you’re self-employed and planning to enter the market, it’s important to plan ahead so you’re set up properly when the time comes 📲

RealEstateAdvice EntrepreneurLife CanadianRealEstate MortgageBrokerYXE WealthStrategy

Jenn Slater
Mortgage Associate
(306) 220-9622
[email protected]

05/15/2026

Finding a home off-market right now? You’re not alone 👀🏡

With inventory tight, more buyers are turning to private sales through word of mouth, connections, and opportunities that never hit the market.

But here’s what you need to know before jumping in 👇

⚖️ Separate lawyers are required
The buyer and seller each need their own legal representation. No shortcuts here.
📊 Appraisal is often needed
Lenders want to confirm the value of the home matches the agreed price.
🤝 It must be an arm’s length deal

This means the transaction needs to be fair, with no special relationships influencing the price or terms.

Private sales can be a great opportunity… but they come with extra steps that can catch people off guard if you’re not prepared.

If you’re considering one or already in the process, let’s make sure it’s structured properly from the start 📲

YXEHomes RealEstateAdvice SaskatoonLiving CanadianRealEstate MortgageBrokerYXE

Jenn Slater
Mortgage Associate
(306) 220-9622
[email protected]

Address

200-203 Stonebridge Boulevard
Saskatoon, SK
S7T0G3

Telephone

+13062209622

Website

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