Eazi Mortgages Inc. - By Ekta Mamtora

10/11/2024

Let's talk about your mortgage needs. Call or email me today
📞 (306) 914-6633
📧 [email protected]

03/16/2024

🏘 Is your mortgage coming up for renewal?
It has become easier to switch/transfer to another financial institution for a better rate or product.

💲WE HELP YOU SAVE💲

Finding the right mortgage product for you is what I do. Let's chat and get started. Call or email me today
📞 (306) 914-6633
📧 [email protected]

03/04/2024

Do you know:
The total mortgage amount depends on your:
✅Annual income
✅Debt-to-income ratio (DTI)
✅Credit score
✅Available down payment
✅Current interest rates

Finding the right mortgage product for you is what I do. Let's chat and get started. Call or email me today
📞 (306) 914-6633
📧 [email protected]
🌎

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks,....

03/01/2024

Call or email me for more mortgage services.....
🌐ektamamtora.ca
📞 (306) 914-6633
📧 [email protected]

03/01/2024

02/22/2024

Call or email me for more mortgage tips.....
🌐ektamamtora.ca
📞 (306) 914-6633
📧 [email protected]

Are you planning to withdraw RRSP to buy a house?

Spouses or partners may also each withdraw up to $35,000 per calendar year — $70,000 in total. The borrowed funds must be in your RRSP for at least 90 days before being taken out.

02/19/2024

Mortgage interest rates...nobody likes them but it's getting better so let's set ourselves up for the best deals.

Call or email me for more mortgage tips.....
🌐ektamamtora.ca
📞 (306) 914-6633
📧 [email protected]

If you want the best-case scenario, it’s important to know which factors can affect the interest rate on your mortgage.
Here are a few:
✅Down Payment: The more money you can save up and put down on your property, the lower the rate you could gain access to.
✅Credit Score: The ideal minimum credit score is 680 for many lenders, but ideally, a credit score of 720 or higher is best.
✅Loan Term: The term, or duration, of your loan, is how long you have to repay the loan. In general, shorter-term loans have lower interest rates and lower overall costs, but higher monthly payments.

Looking for a great mortgage rate?

I'd be happy to help you secure a mortgage for your property.

02/09/2024

Understanding the Tax Implications of Real Estate Investment
Investing in real estate can be a lucrative endeavor, but it comes with various tax implications that can significantly impact your financial outcomes. Whether you're acquiring a single-family home, a multi-unit property, understanding the tax implications of rental income, deductions, and potential capital gains is crucial.
Tax Planning Strategies
To optimize your tax strategy when purchasing an investment property, consider these strategies:
1. Take advantage of depreciation deductions to reduce your taxable income. Depreciation allows you to allocate the property's cost over a set number of years.
2. Keep detailed records of all property-related expenses to maximize your deductions. Consult with an accountant, to ensure you're taking advantage of all available deductions.
3. Hire an accountant, they can provide personalized guidance and help you navigate the complexities of tax laws.
Understanding the tax implications of real estate investment is a vital part of your financial planning. By comprehending the taxation of rental income, capital gains, and relevant deductions, you can develop a tax strategy that aligns with your investment goals and optimizes your returns.

Call or email me for more mortgage tips.....
📞 (306) 914-6633
📧 [email protected]

12/20/2023

Your Mortgage Specialist:

Shop for the Best Competitive Rates 💰💰💰, Shop to find the best solution; Be With You throughout the home buying process to answer any mortgage loan questions you have....

Make you feel comfortable about the most important decision of your life ...i.e Buying a house 🏡🏡🏡

Speak Multiple Languages, hence I can explain to you the way you understand….

Call or email me today
📞 (306) 914-6633
📧 [email protected]
🌎

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks,....

12/18/2023

👩‍🏫Today let's talk about Rental Income Taxation 🏠💸
Rental income is a primary source of revenue for real estate investors. Understanding the taxation of rental income is essential for maximizing your investment returns. Here are some important points to consider:

1. Rental income is generally considered taxable income. You must report it on your tax return and pay income tax on the earnings.
2. The good news is that you can offset your rental income with deductions, including mortgage interest, property management expenses, property taxes, insurance, maintenance and repairs, and depreciation.
3. Some investors choose to use pass-through corporations to manage their properties. This allows rental income to flow through to the owner's individual tax return, potentially offering tax advantages.

Call or email me for more mortgage tips.....
📞 (306) 914-6633
📧 [email protected]
🌎

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks,....