Rhonda Pokolm - Manager, Regional Administration, MD Management Limited

05/28/2026

Canadians lost more than $704 million to fraud in 2025, the highest amount ever recorded.

According to the Canadian Anti‑Fraud Centre, impersonation scams, investment fraud and high‑pressure tactics account for the greatest losses. Physicians are increasingly being targeted, often because of their demanding schedules and perceived financial stability.

Knowing the red flags and how to protect your income and assets matter. Learn how to spot fraud: http://spr.ly/6187B8Xq1z

05/01/2026

As we help people plan for their futures, we're reminded of the important role physicians play in supporting our communities' well-being. Your dedication and care truly matter. Thank you.

Learn more at cma.ca/nationalphysiciansday.

Celebrating National Physicians' Day, May 1.

04/15/2026

New to investing? Interest, dividends, and capital gains can all be taxable, but the good news is there are registered accounts that can help protect your income and reduce what you owe.

Here’s how:

1. Contributing to your RRSP: contributing within your limit lowers your taxable income and you defer paying taxes on income earned within the account until you withdraw, ideally when you’re in a lower tax bracket (like in retirement).

2. Opening an FHSA: homebuyers-to-be can save tax-free with an FHSA and reduce taxable income through contributions, similar to an RRSP. When you’re ready to withdraw the funds to buy a house, you can do so tax-free.

3. Opening a TFSA: all capital gains, interest income, and non-American based dividends grow and can be withdrawn tax-free from your TFSA.

Interested in learning more about preparing for tax season? Get physician-focused tips here: http://spr.ly/6183B64EQ1.

02/26/2026

Just like in medicine, precision matters, but so does consistency. Missing just 20 of the market’s best days over a 10-year period could reduce your returns by 50%. It’s a powerful reminder that long-term investing is often about consistency, not timing.

Positioning your portfolio at the start of the year is important, consider investing now to maximize your potential. Learn how we can help: http://spr.ly/6189hqdKU

01/30/2026

Did you know that any unused FHSA contributions from the previous year could be carried forward and used for your annual contribution limit?

Eligible individuals can contribute a max of $8,000 each year, to a lifetime max of $40,000. If you don’t contribute the full $8,000 in a year, you can carry the difference forward and add it to your annual limit the following year. This allows you to play catch up during years where you have more disposable income.

Learn more about the FHSA here: http://spr.ly/6187h8zr1

10/30/2025

Not all treats are created equal, and the same goes for your investments.

Your TFSA can hold a variety of options, from stocks and bonds to ETFs and GICs. Each one has its own flavour of risk and reward.

Think of it like filling your trick or treat bag: some candies are sweet and simple, others are bold and exciting. The key is choosing the right mix that matches your appetite for risk and your long-term goals.

Whether you're just starting out or looking to optimize your portfolio, making informed choices today can help you reach your goals faster and make your TFSA work harder for you. Learn more about your TFSA options at http://spr.ly/6186ACbe6.

10/04/2025

09/19/2025

A spousal RRSP is a retirement vehicle open to married and common-law couples. It allows the higher-earning spouse to make contributions to an RRSP account in their partner’s name and benefit from the tax deduction.

Spousal RRSPs are usually meant for long-term savings and cannot be withdrawn early without being penalized. If an early withdrawal is made, the funds will be taxed as the higher earner's income, rather than their partner’s income.

Planning for the future means making smart decisions today. If you and your partner are thinking about how to grow your retirement savings together, we’re here to help. Learn more: http://spr.ly/6184ApQKg.

09/14/2025

04/16/2025

Should new doctors wait to buy a house? Do physicians get better mortgage rates? Before buying a home as a physician, here are five questions to consider.