Charles Appiah, Mortgage Specialist at Royal Bank of Canada

12/19/2025

Buying a home in winter: Did you know the real estate market is quieter during winter? Cold weather and holiday-season distractions keep many people on the sidelines until the spring, but there are opportunities for determined buyers. Learn how to take advantage and find the right home for you.

If you’re buying a home in winter, you may have noticed that there is less market activity, likely due to weather conditions, limited daylight and holiday-season distractions. However, by knowing the advantages, disadvantages and factors to consider, you can make sure you find the right home for y...

07/15/2025

New to Canada? We understand that starting fresh in a new country can be challenging. At RBC, we’re here to help you settle in faster with a wide range of home financing options. Plus, for a limited time, you could receive up to $4,600 in cash and Avion points with an RBC Mortgage. Conditions apply. Contact me for more information.

06/05/2025

With the Bank of Canada announcing that it’s holding its policy interest rate at 2.75%, new and aspiring homebuyers are likely to wonder if this is a good time to buy.
But if you’re looking for an edge in today’s market, one idea to explore is buying a new construction home.

If you require more information or would like to speak let us connect.

The Bank of Canada announcement: interest rates are holding steady. Learn how you could benefit from buying a pre-construction home

05/05/2025

Get up to $4,600 in cash and Avion points only with an RBC mortgage.
Great news! We have a new limited-time offer that will make the homebuying journey a little easier and more rewarding.
Contact me for more information.

03/07/2025

Get up to $5,700 in value with an eligible RBC Mortgage. Offer ends June 30, 2025. *Terms apply. Reach out to me to learn more.

Switching your mortgage or buying your next or first home? Discover flexible mortgage options designed for your life with RBC.

01/29/2025

Canada’s housing crisis is a hot topic and consistently grabbing headlines. If you have adult children looking to live on their own, or aging parents looking to downsize, housing availability is likely a major issue that’s affecting your family.

11/28/2024

This year, RBC has a big ambition to surpass $100MM CAD in fundraising through RBC Race for the Kids in support of youth charities around the globe – and we can’t do it without you! To learn more and register for your local race, visit RBCRacefortheKids.com.

06/16/2024

Wishing all fathers happy Father’s Day. And to all the Muslim friends, happy Eid-al Adha!

05/24/2024

Canada will allow 30-year amortization for first-time buyers’ mortgages. Finance Minister Chrystia Freeland said the government would allow the amortization period on insured mortgages for first-time homebuyers purchasing newly built homes. The measure will take effect on Aug. 1. The Canadian Home Builders’ Association has advocated for the longer period, saying five years more would help with affordability and speed up construction. The government also nearly doubled the amount first-time buyers can withdraw from RRSPs to buy a home to $60,000 from $35,000 as of April 16.

The Canadian government will allow 30-year amortization periods on insured mortgages for first-time homebuyers purchasing newly built homes.

05/20/2024

Have you built up equity in your home over the years? If so, you may be able to get cash back for the difference between the current value of your home and your original mortgage amount. This cash difference can go a long way toward funding your goals.

Has your home increased in value over the last few years? If so, now might be a good time to refinance and put that equity to work for you.

11/15/2023

Open Door Society, Saskatoon will host a presentation about “Renting or Buying a house for Newcomers in Canada” By Victor Amadin, Newcomer Specialist and Charles Appiah Mortgage Specialist on Thursday, November 23 from 1:00 to 2:30 pm at Round Prairie Library.
Please share with your family members and friends. You can register or sign up below:

SignUp.com makes it easy to coordinate school events & classroom activities, fundraisers, snack schedules, potlucks & more!

11/08/2023

Wondering how much of a home you can comfortably buy? Explore our True House Affordability Calculator so see how much you can afford.

Thinking of buying a home? Get pre-qualified for a mortgage to see what you might afford. It only takes a minute and won't affect your credit score.