Carey Zirk - Mortgage Associate

09/17/2025

Prime rate has decreased to 4.70%. What does this mean for you?

If you have an adjustable variable mortgage rate, your mortgage payment will decrease.

If you have a fixed rate, your mortgage payment will not change.

Rates overall have been decreasing so now is a great time to chat on any upcoming mortgage renewals, or just a quick mortgage review.

Reach out anytime! I’d love to help.

306.230.0575
[email protected]

02/11/2025

Thank you to all my clients, you make it easy!!

We're honoured to announce that our team has been recognized with two prestigious awards within the mortgage industry! This achievement reflects our commitment to excellence, innovation, and helping our clients achieve their homeownership dreams.

A huge thank you to our incredible team for their hard work and dedication, and to our clients and partners for their trust and support. We couldn't have done it without you!

06/06/2024

Great news for mortgages! I’m here to chat anytime!

04/13/2024

Effective August 1st, the federal government will allow 30-year amortization periods on insured mortgages for first-time home buyers purchasing newly built homes.

Contact me with any questions!

Carey Zirk
Mortgage Associate
306.230.0575
[email protected]

04/06/2024

Looking for a new home?

~ Having a full pre-approval includes collection of documents, addressing any individual circumstances and looking at scenarios so you can confidently make an offer
~ It speeds up the approval process once you have an offer in place by pre-vetting lenders that match with you
~ I am available anytime to tweak numbers and property information throughout your house hunting process

I’m here to help you Find the Easy Way Home 🏡

Carey Zirk
Mortgage Associate
(306) 230-0575
[email protected]

03/31/2024

Happy Easter!

01/01/2024

Happy New Year!

Cheers to a prosperous 2024!

12/25/2023

Merry Christmas!

Cheers to eggnog by the fire, warm holiday memories, and you.

10/25/2023

Good news!! No move to Prime Rate today!

If you currently hold a variable rate mortgage,
no change to your payment.

The next Bank or Canada Announcement is Dec 6. Reach out to me today to strategize for your renewal, whether it’s coming up within 6 months or 3 yrs.

I’m here to help!

306.230.0575
[email protected]

08/11/2023

Do you have a mortgage renewal coming up within the next six months? Not sure where to turn in today’s market?

•I will take an in-depth look at what your next five years could look like and navigate best options for you
•I will look at your overall monthly expenses and suggest alternatives to mitigate increased mortgage payments
•I can get your rate set for 120 days and continue to watch if rates drop prior to your renewal date
•I’ll provide options for products that meet your specific needs including portability, prepayment options, etc

I will help you strategize and prepare ahead of time. Contact me today to see what options are available to you!