Tre Bynoe

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Tre Bynoe I'm passionate about optimizing decisions to improve the chance of financial success. My wife is passionate about people and understanding how they tick.

I'm a typical INTP personality type. I'm a quiet pursuer of truth — expect to be asked hard questions and be held accountable. My only goal is to help you align your choices today with where you want to be tomorrow. My approach is simple: I want to see the proof. I'm not interested in basing my decisions on a feeling, a whim, or what everyone else does or thinks. I want to know the "why" behind any recommendation. I look for facts when emotion can so easily dictate our choices. https://www.trebynoe.ca/ Tré Bynoe, CFP®, CIM®
TCU Wealth Management & Aviso Wealth I Financial Planner

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.

09/30/2026

Stop making this #1 credit card mistake.

Maxing out your credit card limit can damage your credit score, even if you pay your balance off in full every month. We explain how lenders view available credit and why keeping your usage low is critical for your financial health.

09/24/2026

Stop comparing your financial life to someone else’s highlight reel.

You have no idea what their income is, what their debt looks like, who helped them, what they’re sacrificing, or whether the lifestyle you’re seeing is actually sustainable.

A car loan in your 20s might feel normal because “everyone has one.”

But $40,000 of debt at 24 is very different from $40,000 invested and compounding for decades.

The hard part is that nobody walks around with their net worth floating above their head. You only see the car, the trip, the house, the clothes, or the lifestyle.

You don’t see the payments.

Make the boring long-term decision.

Your future self is the one who has to live with it.

09/21/2026

Prioritizing education savings over retirement planning is a common mistake.

You can borrow for tuition, but you cannot borrow to fund your retirement. Neglecting your own financial security to pay for school often leaves your children responsible for your care later in life. We break down why putting your own needs first is the best gift you can give your family.

09/18/2026

If no one reads the rules, people just make things up. Too many parents treat education savings as a guessing game, inventing their own guidelines instead of following the official requirements. We break down why your approach to money management needs to be defensible, not just based on what you heard from a friend.

09/16/2026

A single missed payment can wreck your credit score.

It doesn't take thousands in debt to hurt your standing; even a small $50 mistake can trigger a negative mark on your report. We explain why strictly adhering to your credit card payments is essential for maintaining your financial health.

09/12/2026

This episode breaks down the critical gap between technical talent and the entrepreneur mindset required to run a company. We explore why you need to develop specific business owner skills alongside your craft to build a sustainable, profitable future.

09/09/2026

Are you actually building a business, or are you just self-employed?

Many people confuse these two paths, which leads to major planning errors down the road. This video breaks down the fundamental differences between trading time for money and creating a scalable operation. If you want to move beyond simple self-employment, you need to understand the structural changes required for long-term growth.

09/07/2026

Stop thinking personal finance is just math. While numbers are essential, your financial psychology is the real driver behind your long-term success. We explore how behavioural finance patterns shape your decisions and why understanding your money mindset can help you stop avoiding ownership over your financial life.

09/06/2026

When two teachers combine households, they often create a massive advantage in retirement planning through doubled benefits. We explore the financial reality of inheriting a partner's pension and how missing out on TFSA contributions can impact your long-term wealth. Understanding these spousal benefits and tax implications is a critical part of any sound financial strategy.

Address

Saskatoon, SK
S7T0V1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13065529128

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