Mortgages with Jess - Jess Vaillancourt

Mortgages with Jess - Jess Vaillancourt I’m Jess, a dedicated Mortgage Broker and Notary Public serving Saskatchewan. I’m here to keep you informed on mortgage news, rates and potential savings.

Helping Saskatchewan residents crush their home ownership goals, finding the best rates and options at renewal time and refinancing to payoff high-interest debt. Originally from a small community on the SK/MB border, I’ve called Saskatoon home for the past 15 years, where I live with my partner Kyle and our cat, Corona, in the Dundonald neighborhood. With over a decade of experience in the financi

al industry—spanning banking, private agricultural lending, and now, 4 years specializing in mortgages—I’ve developed the expertise to navigate all aspects of the financial landscape. When I’m not in my home office, you’ll likely find me lifting at the gym, tending to my garden, cooking, working on a DIY project, or thrifting. I’m passionate about travel, quality time with friends and family, and constantly seeking new ways to learn and grow. Choosing to work with me as your Mortgage Broker is like unlocking VIP access to personalized, one-on-one lifetime financial guidance. From the start of your mortgage journey to the finish line, you’re more than just a transaction—you’re a lifelong client. I offer open communication any time of day, access to the best rates and mortgage options, and advice tailored precisely to your goals. I pride myself in educating my clients on their finances and guiding them through their best mortgage solutions. Whether you have good credit or bad, debt or no debt, my commitment to helping you is completely judgment-free and confidential. I’ll help you pave the path to get where you want to be. I can’t wait to partner with you and help you crush your homeownership goals!

🚨 If you are planning to buy a home this year, this post is for you!With mortgage rates going up over the last few weeks...
03/24/2026

🚨 If you are planning to buy a home this year, this post is for you!

With mortgage rates going up over the last few weeks, now is the time to get a mortgage pre-approval. This means:

✨ Submitting some documents & a credit check
✨ Mortgage advice & guidance early
✨ Protection is rates go up
✨ Know your payments & rate before shopping for peace of mind
✨ If rates drop, I can still get you the lower rate!

If you are a first time home buyer or planning to buy your next home, contact me sooner rather than later for rate protection that can save you money and make a difference in your mortgage/home buying journey.
📲 306.321.6835
📧 [email protected]



I’ve fallen in love with AZ 🏜️♥️The best adventure trip with my fiancé…desert heat, hiking, spring training game, top go...
03/17/2026

I’ve fallen in love with AZ 🏜️♥️

The best adventure trip with my fiancé…desert heat, hiking, spring training game, top golf, botanical gardens, lounging by the pool, amazing food & speakeasies. Take me back!




✋Stop chasing the lowest mortgage rate you see out there…any why! There’s more to your mortgage than the lowest rate. Pa...
02/20/2026

✋Stop chasing the lowest mortgage rate you see out there…any why!

There’s more to your mortgage than the lowest rate. Payment, flexibility, terms, product and service matter more than saving 0.1%.

The cheaper mortgage rate could be your biggest and most expensive financial mistake.

Let’s chat about a mortgage that works for your situation and comfortability!
📲 306.321.6835
📧 [email protected]



Two milestones in two weeks:✨ 35 years around the sun today ✨ 5 years helping people finance their homes last weekFeelin...
02/04/2026

Two milestones in two weeks:
✨ 35 years around the sun today
✨ 5 years helping people finance their homes last week

Feeling incredibly grateful for the clients, referrals, lessons, people in my life & trust that got me here.

Endlessly grateful for my clients, community and birthday wishes today. Wouldn’t trade this journey for anything ♥️🤍

2025 was a great year — I grew my business, got engaged to the love of my life, connected with my Kindred team, traveled...
01/06/2026

2025 was a great year — I grew my business, got engaged to the love of my life, connected with my Kindred team, traveled to the US twice, camped lots and created so many memories with friends & family.

I’m forever grateful to all my clients and referral partners that trusted me with their mortgage business in 2025! Referrals are truly the heart of my business and it makes me smile when I hear “so and so referred you to me with great things to say about you.”

Looking forward to what 2026 will bring!!

Happy New Year 🎉🥂

2025 brought some much needed relief — but not a return to ultra-low rates. As we head into 2026, the mortgage market lo...
01/04/2026

2025 brought some much needed relief — but not a return to ultra-low rates.

As we head into 2026, the mortgage market looks calmer, more predictable, and driven by smart planning.

If you’re renewing this year or thinking about a move, planning early can make all the difference!

👉 Swipe for the recap & outlook
📲 Contact me anytime to review your options 306.321.6835



The easiest yes I’ve ever said…Here’s to love and forever ♥️💍👩‍❤️‍👨  📸 .photo 📍
12/15/2025

The easiest yes I’ve ever said…Here’s to love and forever ♥️💍

👩‍❤️‍👨
📸 .photo
📍

Last week’s TMG conference and Christmas party/awards night at Elkridge Resort! First time our whole team was together 🌲...
11/26/2025

Last week’s TMG conference and Christmas party/awards night at Elkridge Resort! First time our whole team was together 🌲🤎

What a great event put on by TMG. Huge congrats to everyone who won awards, including 5 of our own Kindred team!

It’s inspiring to be working alongside so many high achieving brokers 🤎




Who doesn’t love a low rate…but here’s the truth most people don’t hear: 👉🏻 The lowest rate you see online isn’t always ...
11/25/2025

Who doesn’t love a low rate…but here’s the truth most people don’t hear:

👉🏻 The lowest rate you see online isn’t always the cheapest mortgage. In fact, the lowest rate can end up being the most expensive once you factor in the fine print.

Here’s what those “ultra-low” rates hide:

🔒 Restrictive Terms
These rates often come with limited prepayment privileges, meaning you can’t pay your mortgage down faster without penalties.

🚫 No Portability or Refinance Options
Life happens—job change, growing family, moving cities or provinces. Discount rate mortgages often can’t be ported or refinanced without large penalties.

💸 Huge Penalties to Break
That rock-bottom rate sounds great right? It usually comes with higher penalties. If you need to get out early, you could pay thousands more than you saved in interest.

🏦 Limited Lenders or Uninsured Only Products
Some low rates only apply to specific lender types and products or require you to fit into a narrow boxes to get it—not always ideal for you or your timeline.

So before you get draw into lowest rate on a webpage… remember:

✨ The cheapest mortgage is the one that costs you the least over time—not the one with the smallest rate up front.

If you want a mortgage that’s affordable & flexible, please reach out—I’ll help you compare the whole product tailored to you, not just the rate. 🏡



October photo dump 🍁•••
11/04/2025

October photo dump 🍁



The wrong mortgage can turn your dream home into a financial fright! 💀As a local Mortgage Broker who isn’t tied to one b...
10/31/2025

The wrong mortgage can turn your dream home into a financial fright! 💀

As a local Mortgage Broker who isn’t tied to one bank, I work with multiple lenders to find the best rate and terms for your unique situation — so you don’t get trapped in a deal that can come back to haunt you. 👻

From pre-approval to closing, I guide you through every step, help you compare options, & make sure you understand exactly what you’re signing. If your credit is a nightmare, I’ll help you fix it! No tricks — just smart mortgage solutions that keep your finances boo-tifully balanced! 🏡✨

Ready to turn that haunted house hunt into a Happy Home story? Text or email me and let’s get started! 💬🎃
📲 306.321.6835
📧 [email protected]



10/22/2025

An old reel but worth sharing again 😂…I don’t know who needs to hear this, but listen to your Mortgage Broker not your Dad who has financed 1 home in his life when mortgage rates were 18%.

Things are not what they used to be mortgages! Rates, rules, options & policies change often.

Credit cards are not the devil, your bank doesn’t have your best interests in mind when setting your a mortgage and if you get declined it’s not a hard stop!

Working with a Kindred Mortgage Co. Broker life myself ensures you have someone you can trust, depend on to guide you through the process, get you best rates & provide mortgage and credit education from beginning to end!

If you or someone you know is looking to buy a home or renew a mortgage, I’m your gal 🙋🏼‍♀️
📲 306.321.6835 or [email protected]



Address

506 Queen Street
Saskatoon, SK
S7K0M5

Alerts

Be the first to know and let us send you an email when Mortgages with Jess - Jess Vaillancourt posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgages with Jess - Jess Vaillancourt:

Share