Carissa Hetu - Insurance Broker

08/30/2026

Hurricanes can bring strong winds, heavy rain and flooding, but what’s covered depends on the type of damage and your policy. Wind damage is generally covered under a standard home insurance policy, while sewer backup and vehicle damage may require optional coverage. Review your policy and talk to your insurance representative before a storm to make sure you understand the protection you have. Learn more: https://ow.ly/qcfY50ZG6Pt

08/28/2026

Moving soon? Don’t forget about tenant insurance. It can help protect your belongings, cover temporary living expenses after an insured loss, and provide liability coverage if someone is injured in your home. One important reminder: roommates should typically have their own policies, as your coverage generally only applies to the belongings you own. Before move-in day, take inventory of your belongings and talk to an insurance representative about the coverage that's right for you. Learn more: https://ow.ly/xmSN50ZEMCT

08/20/2026

Lithium-ion batteries power many of the devices we use every day, from phones and laptops to e-bikes and scooters. But when damaged, improperly charged or stored incorrectly, they can create serious fire risks. Our latest shares simple steps to help keep you and your property safe: https://www.ibc.ca/news-insights/in-focus/a-growing-fire-risk-in-plain-sight

08/18/2026

Do you know a student that is going to be graduating?? One of the many companies I work with offers a scholarship. Check it out and see if you may qualify!

08/18/2026

Firing up the barbecue this summer? Keep it outdoors on a stable surface and at least three metres from buildings, trees and other combustible materials. Check hoses and connections, clean away grease buildup and never leave a barbecue unattended while it's in use. Check out our IBC IN Focus for more tips https://www.ibc.ca/news-insights/in-focus/summer-is-here-school-is-out-celebrations-are-in

08/17/2026

Getting there safely is more important than getting there quickly. Before you head out, set your route, choose your playlist and secure loose items. Texting, adjusting your GPS or reaching for something in the car can distract you from the road. If something needs your attention, pull over safely first. For our list of tips, visit: https://ow.ly/i7At50Zx3Wc

08/15/2026

Call me, message me, come sit and chat with me, I'll help you make sure you are protected ❤️

Life changes—and sometimes your insurance needs to change with them. 🏡💍🚗🎓
A new home, renovation, job, vehicle, driver, engagement, marriage, or retirement can all affect your insurance. Talk to your agent or broker to ensure your policy reflects your current needs.

08/15/2026

08/15/2026

There has been a lot of talk recently about electric scooter use in our communities.
Conversations are great because when

wants to help everyone in Oxford County understand the rules and recommendations for escooter use, with help from a resource from the

For more information please visit https://www.ontario.ca/page/electric-kick-style-scooters-e-scooters
It is everyone's responsibility to know the rules of the road and to follow them.
^rc
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On parle beaucoup ces derniers temps de l’utilisation des trottinettes électriques dans nos collectivités.
Ces discussions sont très positives, car

souhaite aider tous les résidents du à comprendre les règles et les recommandations relatives à l’utilisation des trottinettes électriques, grâce à une ressource fournie par le

Pour plus d’information, veuillez consulter le site https://www.ontario.ca/page/electric-kick-style-scooters-e-scooters
Il incombe à chacun de connaître les règles de la route et de les respecter.
^rc