Chad Eliason - Mortgage Broker

Chad Eliason - Mortgage Broker A trusted mortgage broker in Salmon Arm, BC, with nearly 20 years of experience. Known for honest advice, fast approvals, and local insight.

Helping Shuswap and Okanagan clients, from first-time buyers to investors, and homeowners refinancing or renewing. Licensed under Quantus Mortgage Solutions.

๐Ÿงฉ The Bank of Canada has made their interest rate announcement, and while the internet is full of "expert" opinions, wha...
06/10/2026

๐Ÿงฉ The Bank of Canada has made their interest rate announcement, and while the internet is full of "expert" opinions, what matters is ๐˜ฉ๐˜ฐ๐˜ธ ๐˜ช๐˜ต ๐˜ข๐˜ง๐˜ง๐˜ฆ๐˜ค๐˜ต๐˜ด ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ง๐˜ช๐˜ค ๐˜จ๐˜ฐ๐˜ข๐˜ญ๐˜ด. Interest rates are just one piece of your financial puzzle.

Understanding the "why" behind the numbers helps you move forward with confidence instead of fear. ๐˜‹๐˜ฐ๐˜ฏโ€™๐˜ต ๐˜ญ๐˜ฆ๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฉ๐˜ฆ๐˜ข๐˜ฅ๐˜ญ๐˜ช๐˜ฏ๐˜ฆ๐˜ด ๐˜ฎ๐˜ข๐˜ฌ๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฅ๐˜ฆ๐˜ค๐˜ช๐˜ด๐˜ช๐˜ฐ๐˜ฏ๐˜ด. Reach out directly and letโ€™s look at how this update impacts your real estate journey in the Shuswap.

๐—–๐—ต๐—ฎ๐—ฑ ๐—˜๐—น๐—ถ๐—ฎ๐˜€๐—ผ๐—ปโ €โ €โ €โ €โ €โ €โ €
๐Ÿ“ž 250.804.9874โ €โ €โ €โ €โ €โ €โ €
๐Ÿ“ง [email protected]

Apparently, moving back in with your parents is the new starter home. ๐Ÿซ  A new Stats Canada study found millennials are t...
06/09/2026

Apparently, moving back in with your parents is the new starter home. ๐Ÿซ  A new Stats Canada study found millennials are twice as likely to live at home compared to baby boomers at the same age. And honestly, with todayโ€™s market, can you blame them?

But hereโ€™s the thing: buying your first home is still possible with the right strategy, guidance, and game plan. Know that you donโ€™t need to have it all figured out before you start.

If youโ€™ve been wondering whether homeownership is actually within reach for you, send me a message. Letโ€™s talk about whatโ€™s realistic with no pressure and no judgment.

Get pre-approved from the velvet couch; www.chadeliason.ca/pre-approval

Fresh, local, legendary. ๐™€๐™˜๐™ค๐™ฉ๐™ง๐™š๐™–๐™ฉ๐™จ ๐˜พ๐™–๐™›๐™š. ๐Ÿช Located right on the Trans-Canada Highway in Salmon Arm,  is a community stap...
06/08/2026

Fresh, local, legendary. ๐™€๐™˜๐™ค๐™ฉ๐™ง๐™š๐™–๐™ฉ๐™จ ๐˜พ๐™–๐™›๐™š. ๐Ÿช

Located right on the Trans-Canada Highway in Salmon Arm, is a community staple that makes everything from scratch. Whether itโ€™s an organic baked treat or their delicious quiche, you can taste the ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ๐˜ฎ๐˜ข๐˜ฅ๐˜ฆ ๐˜ญ๐˜ฐ๐˜ท๐˜ฆ in every bite. It is the definitive choice for a healthy, wholesome morning.

๐™‹๐™ง๐™ค ๐™๐™ž๐™ฅ: Call ahead for quick pickup if youโ€™re on your way to the lake!

๐Ÿ“ 190A Trans-Canada Highway, Salmon Arm
๐ŸŒ ecotreats.res-menu.net
๐Ÿ“ฒ 778.489.5545

If you have been sitting on a traditional single-family lot in Salmon Arm, you might be able to upgrade your income with...
06/04/2026

If you have been sitting on a traditional single-family lot in Salmon Arm, you might be able to upgrade your income without having to make a move to a different home. For decades, "one house per lot" was the unshakeable rule of the Shuswap. But as we move through 2026, the provincial landscape has shifted dramatically.

BCโ€™s Bill 44 is changing whatโ€™s possible for homeowners; the barriers have come down, and your backyard just got a serious promotion. Learn more about BCโ€™s new SSMUH legislation in my latest blog: www.chadeliason.ca/blog

Curious if your lot qualifies for a density upgrade? Follow me on Instagram for local project spotlights, or reach out to chat about your property's potential.

๐Ÿ’ญ ๐˜ฟ๐™ง๐™š๐™–๐™ข๐™ž๐™ฃ๐™œ ๐™ค๐™› ๐™ค๐™ฌ๐™ฃ๐™ž๐™ฃ๐™œ ๐™– ๐™›๐™š๐™ฌ ๐™–๐™˜๐™ง๐™š๐™จ in BC? Amazing idea! But financing a rural property is a ๐˜ฅ๐˜ช๐˜ง๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ต ๐˜ฃ๐˜ฆ๐˜ข๐˜ด๐˜ต than a city lo...
06/01/2026

๐Ÿ’ญ ๐˜ฟ๐™ง๐™š๐™–๐™ข๐™ž๐™ฃ๐™œ ๐™ค๐™› ๐™ค๐™ฌ๐™ฃ๐™ž๐™ฃ๐™œ ๐™– ๐™›๐™š๐™ฌ ๐™–๐™˜๐™ง๐™š๐™จ in BC? Amazing idea!

But financing a rural property is a ๐˜ฅ๐˜ช๐˜ง๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ต ๐˜ฃ๐˜ฆ๐˜ข๐˜ด๐˜ต than a city lot. From septic inspections to non-conforming shops, there are nuances that big-bank algorithms just don't get.

Working with a local broker who understands ๐˜ข๐˜ค๐˜ณ๐˜ฆ๐˜ข๐˜จ๐˜ฆ ๐˜ญ๐˜ช๐˜ท๐˜ช๐˜ฏ๐˜จ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ถ๐˜ณ๐˜ข๐˜ญ ๐˜ญ๐˜ฆ๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ค๐˜ณ๐˜ช๐˜ต๐˜ฆ๐˜ณ๐˜ช๐˜ข is the key to closing without a hitch.

๐Ÿ“ฉ ๐™Ž๐™š๐™ฃ๐™™ ๐™ข๐™š ๐™– ๐˜ฟ๐™ˆ ๐™ฉ๐™ค๐™™๐™–๐™ฎ to put the pieces in place to secure your dream home.

05/29/2026

Coming to you live from Salmon Arm City Hall

My friend Alan has a simple reminder for us: pay your property taxes on time unless youโ€™d like to make a donation to the penalty fund. ๐Ÿ˜‰

And donโ€™t forget to claim your Home Owner Grant! No matter how youโ€™re paying (lump sum, with your mortgage, payment plan) claim it online by July 2. (https://www2.gov.bc.ca)

For your property taxes, you can pay online, use the City Hall drop box, or sign up for monthly prepayments. Check out the City of Salmon Arm Property Taxes page for step-by-step instructions.

โš–๏ธ Everyone wants to know what the ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ is, but ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜ด๐˜ต ๐˜ณ๐˜ข๐˜ต๐˜ฆ ๐˜ฅ๐˜ฐ๐˜ฆ๐˜ด๐˜ฏโ€™๐˜ต ๐˜ข๐˜ญ๐˜ธ๐˜ข๐˜บ๐˜ด ๐˜ฎ๐˜ฆ๐˜ข๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜ด๐˜ต ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ. The real debat...
05/27/2026

โš–๏ธ Everyone wants to know what the ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ is, but ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜ด๐˜ต ๐˜ณ๐˜ข๐˜ต๐˜ฆ ๐˜ฅ๐˜ฐ๐˜ฆ๐˜ด๐˜ฏโ€™๐˜ต ๐˜ข๐˜ญ๐˜ธ๐˜ข๐˜บ๐˜ด ๐˜ฎ๐˜ฆ๐˜ข๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜ด๐˜ต ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ. The real debate isn't between Variable and Fixed mortgages; it's between your ๐˜ง๐˜ญ๐˜ฆ๐˜น๐˜ช๐˜ฃ๐˜ช๐˜ญ๐˜ช๐˜ต๐˜บ and your ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ฑ๐˜ฆ๐˜ข๐˜ค๐˜ฆ.

Variable rates are often the chosen option for those who want lower payments today and the freedom to lock in if the market shifts. On the flip side, Fixed rates are typically best for someone who wants no surprises, no matter what the headlines say.

Iโ€™m here to help you find the structure that actually fits your life, not just a spreadsheet. ๐™Ž๐™š๐™ฃ๐™™ ๐™ข๐™š ๐™– ๐˜ฟ๐™ˆ and letโ€™s look at your current and future goals to find your perfect match.

โ€ผ๏ธIf your mortgage is up for renewal in 2026, youโ€™re part of one of the ๐˜ญ๐˜ข๐˜ณ๐˜จ๐˜ฆ๐˜ด๐˜ต ๐˜ฎ๐˜ข๐˜ต๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜บ ๐˜บ๐˜ฆ๐˜ข๐˜ณ๐˜ด ๐˜ช๐˜ฏ ๐˜Š๐˜ข๐˜ฏ๐˜ข๐˜ฅ๐˜ช๐˜ข๐˜ฏ ๐˜ฉ๐˜ช๐˜ด๐˜ต๐˜ฐ๐˜ณ๐˜บ. But ...
05/25/2026

โ€ผ๏ธIf your mortgage is up for renewal in 2026, youโ€™re part of one of the ๐˜ญ๐˜ข๐˜ณ๐˜จ๐˜ฆ๐˜ด๐˜ต ๐˜ฎ๐˜ข๐˜ต๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜บ ๐˜บ๐˜ฆ๐˜ข๐˜ณ๐˜ด ๐˜ช๐˜ฏ ๐˜Š๐˜ข๐˜ฏ๐˜ข๐˜ฅ๐˜ช๐˜ข๐˜ฏ ๐˜ฉ๐˜ช๐˜ด๐˜ต๐˜ฐ๐˜ณ๐˜บ. But donโ€™t let the headlines freak you out - this isn't a crisis; it is an ๐˜ฐ๐˜ฑ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต๐˜ถ๐˜ฏ๐˜ช๐˜ต๐˜บ ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ด๐˜ต๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜จ๐˜ช๐˜ป๐˜ฆ.

Most lenders allow us to hold a rate up to 120 days out. Starting the conversation early gives us the luxury of time. We can watch the market like hawks and strike when it makes sense for ๐˜บ๐˜ฐ๐˜ถ๐˜ณ family, not when the calendar forces your hand. ๐˜‹๐˜ฐ๐˜ฏโ€™๐˜ต ๐˜ญ๐˜ฆ๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ข๐˜ฏ๐˜ฌโ€™๐˜ด ๐˜ต๐˜ช๐˜ฎ๐˜ฆ๐˜ญ๐˜ช๐˜ฏ๐˜ฆ ๐˜ฅ๐˜ช๐˜ค๐˜ต๐˜ข๐˜ต๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ง๐˜ถ๐˜ต๐˜ถ๐˜ณ๐˜ฆ.

๐—–๐—ต๐—ฎ๐—ฑ ๐—˜๐—น๐—ถ๐—ฎ๐˜€๐—ผ๐—ป โ €โ €โ €โ €โ €โ €โ €
๐Ÿ“ž 250.804.9874โ €โ €โ €โ €โ €โ €โ €
๐Ÿ“ง [email protected]

Address

140 Alexander NE
Salmon Arm, BC
V1E4N8

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+12508049874

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