08/09/2025
🚰 Water damage: are you covered?
Not all water damage is treated the same. Most home insurance covers sudden, accidental water escape (like a burst pipe), but some of the most common causes of damage are excluded:
❌ Flooding from overflowing rivers or lakes
❌ Seepage through the foundation over time
❌ Long-term leaks or wear-and-tear from neglected maintenance
🔍 These aren't typically covered unless you've added special endorsements like Overland Water or Sewer Backup and its limit.
Let’s review your coverage together so there are no surprises when water shows up where it shouldn't.
📞 Have questions, concerns, or need an insurance quote?
Yoh – Exclusive Insurance Agent with Westminster Mutual Insurance Company
Protecting our community for the last 168 years
📞 905 ‑291 ‑4862
