03/25/2025
Having worked on both sides—within a bank and as a broker—I strongly recommend reaching out to a broker. As a broker, I have access to a wide range of lenders, giving you more options beyond a single portfolio. Not all lenders are the same, and there’s much more to a mortgage than just the rate! For instance, some banks impose significant penalties if you need to break your term early, while others are more lenient. Brokers prioritize your best interests since our fiduciary duty is to you, not the bank’s bottom line.
I also assist clients with understanding credit and offer strategies to accelerate financial progress.
Financing a home is one of the biggest investments you’ll ever make, so it’s crucial to understand all your options to make a well-informed decision.
Contact me today to discuss your options.
Wheather it's boosting your savings, trimming expenses, or understanding your credit score, these little actions can make a huge impact on becoming a home owner.
Start by: Automating a portion of your paycheck to a high interest savings account try and aim for 1%-4% depending on your balance. I personally love and .
Cut back on subscribtions services such as netflix, amazon. Renegociate your service provider bills for a better rate.
Not sure where else to begin? I love connecting my clients with local experts who can guide you along the way!
Mortgage brokers: , Holly Ames at RBC,
Financial coaches:
Some other resources include .ca The No Budget Babe