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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Adam K. Short Insurance Agency Inc.

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Saint Catharines, ON
Adam K. Short Insurance Agency Inc.

Life Insurance, Group Benefits, Pensions and R.R.S.P.'s are offered through Adam K. Short Insurance. Adam Short is the president of Adam K.

Everything we do is customized to best fit your needs as an individual, family or business owner. Short Insurance and a seasoned golf professional. He was a member of the PGA Tour Canada for over 10 years, playing in two Canadian opens on the US PGA Tour as well as numerous tournaments in South Africa, Europe, Central and South America. Combining the many years of professional golf with his university degree, Adam has various attributes that sets him apart from others in the insurance world.

08/28/2026

As a business owner you have many hats and responsibilities. You often need to prioritize what needs to be done right away and putting other items to the side. But are you putting off things for too long that could be costing you money?
Your group benefits may be costing you more than you know.

At least 30 days before your group benefits renews a renewal is sent to you. This shows your current rates, your renewal rates and claim trends.
Because you know this is an automatic renewal, nothing is needed from you, it is easily pushed aside to deal with later. But dealing with this later may cost you more time and money. If you were to take the time when you get your renewal to review it, you would be able to see where your claims trends are and make any adjustments before things get out of hand.

Here is the good news for you. This is what we do! As a group benefits broker we take all of this out of your hand and all you have to do is schedule a quick meeting with us to go over your renewal. We receive the renewal, we look it over, we compare rates, we do the math and make sure your renewal is what it should be. We get you the rates you are deserved! We do all the behind-the-scenes work so all you have to do is deal with all the other plates you have spinning in the air.

Give us a call today to set up a meeting and see how we can save you money today and continue to for the future!

08/26/2026

Of course our furry family member needs to have their own day of celebration!
And today is the day!
Take time today to really think about how dogs impact our lives. They are loyal, provide comfort, calmness and friendship, they bring joy and laughter, they provide unconditional love.
Show your love and appreciation to your dogs with a few extra hugs and treats today and share their cuteness with everyone by posting a picture below and what they bring to your life daily.

08/24/2026

It's 1853, you are in Saratoga Springs, New York eating at Moon's Lake House restaurant. The customer beside you is being picky. They are not liking the potatoes that Chef George Crum has prepared, stating they are too thick and soft. Chef George trying to satisfy the customer, cuts the potatoes as thin as possible, fries them until crispy and seasons them with salt. The picky customer pleasantly surprised and they are added to the menu as Saratoga Chips and eventually shortened to chips.
This is the legend behind the origin of what we have all come to love as our modern day chips. But of course, there are more flavours today than just salt. There are hundreds of flavours from around the world.
The first chips were sold in paper bags, and it wasn't until the 1920 that the first mass production chip factory was born. And I am glad it was!

What flavour of chips are you going to celebrate today with? Me? Salt and Vinegar!

08/19/2026

Life changes. Needs change. And sometimes those needs are our life insurance policies. What you purchased years ago is no longer what you need. You bought a term policy and now you want to convert it to a permanent. Can you?
Depending on your contact, the answer could be yes.
Most term insurance policies you can convert within a deadline. And in some of these you are able to convert without new medical information.
If you convert from a term to permanent there are often increases in premium as it is now for a longer period of time.
You may also have the option to do a partial conversion.
You may be wondering what the benefits are of converting. As we get older, there are more health concerns that could impact your ability to get life insurance. By switching it skips the medical portion that may hinder things. Also, there may be some cash value that you can borrow or withdraw, you get affordable coverage, your rates will be lower, and you are cover for your entire life.

If you have a term policy and looking for more information on possibly converting, reach out to us today!

For more information read this quick article, https://www.sunlife.ca/en/insurance/life/convert-term-perm/

08/12/2026

It's that time of year. Students (but mostly parents) are starting to get ready to head back to school.
If you have a child heading to or back to post-secondary school, make sure to get the proper verification to send in to your group benefits provider to make sure their benefits continue. You want to make sure this is completed before they need it.

If you have questions about what is needed, reach out to your plan administrator or us for answers.

08/03/2026

The office is closed today.
We will be back to regular office hours tomorrow at 9am.
Have a wonderful day.

07/19/2026

As a person who likes to participate in celebration days, this one is one of my favourites!

Happy National Ice Cream day!

Celebrated the third Sunday in July, National Ice Cream Day has become quickly popular. And I am sure we all know why. The sweet treat going back to as early as 550BC is now consumed by millions yearly. In Canada alone, it is said that on average each person eats 4.75L annually. This equals 200 Million litres of hard ice cream to meet this need!

How much so you think you eat annually? And what is your favourite flavour? I cannot recommend the Coconut Cream Pie ice cream from Avondale Dairy Bar enough. Put it on your list of much have this summer!

07/18/2026

We have all felt the wallet tightening with the cost of everything going up and included in that is the cost of housing. Housing costs have risen faster than wages for years. Making this a contributor to the reshaping of benefits and what employees are looking for in their employers' benefit plans.
One of the major impacts of this is stress. We would all love to leave home stress and home and work stress at work, but we know it doesn't work that way. Financial stress is increasing and this causes more absences, higher turnover and reduces focus in the workplace. What employees are looking for these days are benefits to help them manage the financial pressures. A group RRSP is a great start, to help plan for future financial freedom. An EAP (Employee Assistance Program) provides counselling for not only mental stress but also finances. Also groups are starting to add a Wellness or Health Spending Accounts, where employees have more flexibility on where they can direct their benefits to suit their priorities. This is one of the most values assest to employees right now and one that is ranked high in employee satisfaction.
By addressing the needs of your employees now, you can save yourself money in the long run by reducing turnover and increasing employee satisfaction. Unfortunetely it does not look like prices will be decreasing any time soon, so take a look at what you offer your employees and see where you can maybe make some adjustments. And reach out to us if you want to talk about the above listed options for your benefits plan and how you can add them for your employees.

Give this article a read for more information, https://www.bbd.ca/blog/housing-costs-reshaping-benefits/

07/17/2026

Created on July 17, 2014, World Emoji day has become a popular date to announce new emoji's.

What is your favourite Emoji? Share in the comments.

07/13/2026

Although it is a widely celebrated online, World Rock Day is mostly popular in Brazil, where fans enjoy classic rock today.

Starting in 1985, July 13 became known as World Rock Day because of this historic charity concert. Do you know what historical concert it was. Here are a few hints.
1. The concert took place in London and Philadelphia.
2. The event was organized by musicians Bob Geldof and Midge Ure.
3. Famous starts that performed are Queen, U2, Phil Collins and David Bowie.
4. It is estimated that 1.5 Billion people across more than 100 countries watched the event.
5. More than $100 million was raise for famine relief in Ethiopia.

Do you know what concert it is? Let us know in the comments at what clue you knew, but don't spoil it for others! We will post the answer Wednesday in the comments!

Take time today to listen to some rock music and let us know what songs/artist we should be adding to our playlists!

Address

80 King Street Suite 905
Saint Catharines, ON
L2R7G1

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19056842842

Website

http://adamkshortinsurance.ca/

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