The Baking Broker

The Baking Broker Mortgage Broker with Benchmark Mortgages

I love making my clients dreams come true! 😍
05/21/2026

I love making my clients dreams come true! 😍

New look, same sweet service! The all-new https://www.thebakingbroker.ca/ is officially LIVE! Whether you’re looking to ...
03/19/2026

New look, same sweet service!

The all-new https://www.thebakingbroker.ca/ is officially LIVE! Whether you’re looking to buy your first home or want to talk shop about the best flour-to-butter ratio, come say hi.

Check it out and let me know what you think in the comments below!

📢 Variable mortgage rate holders, listen up! Here are the dates you want to keep an eye on. Have questions or want to kn...
01/13/2026

📢 Variable mortgage rate holders, listen up! Here are the dates you want to keep an eye on.

Have questions or want to know the decision after announced? Send me a message!

11/26/2025

How to Enter:
1. Like and save this post
2. Be sure to follow The Baking Broker
3. DM me your email address to be added to my Monthly Mortgage Newsletter
4. For an extra entry, tag any friends that could use a little mortgage advice!

Giveaway closes December 7, 2025 at 10Pm MST and winner will be announced and contacted on December 8 by this account ONLY.

Good Luck!

11/25/2025

Buying a home comes with more than just the mortgage payment. Here are the four key expenses every buyer should know so you can plan with confidence and avoid surprises.

🍪 Just like you wouldn’t open the oven before your cookies are ready… don’t make these moves before your mortgage is app...
11/04/2025

🍪 Just like you wouldn’t open the oven before your cookies are ready… don’t make these moves before your mortgage is approved!

When you’ve applied for a home loan, it’s so important to keep things steady and consistent until you get that final approval. I know it can be tempting to celebrate early with a new car or move some money around — but these small changes can cause big delays or even impact your approval.

Here’s what not to do after applying for a mortgage:
🚫 Change jobs
🚫 Change bank accounts
🚫 Take out a new loan or make large purchases
🚫 Open new credit accounts
🚫 Co-sign loans for anyone

Staying patient and consistent will help ensure your mortgage process runs as smoothly as possible — no burnt batches here! 🏡✨

Feeling so grateful for the amazing clients I get to work with every day! 💛 Hearing feedback like this reminds me why I’...
10/16/2025

Feeling so grateful for the amazing clients I get to work with every day! 💛 Hearing feedback like this reminds me why I’m so passionate about what I do — guiding clients through life’s big financial moments with transparency, communication, and care.

Being your broker isn’t just about getting you a mortgage — it’s about building trust, solving problems, and celebrating wins together.

With that in mind, stay tuned… I have an exciting promotion coming soon to show my appreciation for all of my clients! 🎉

Getting pre-approved is a great first step toward homeownership — but remember, your pre-approval amount represents the ...
10/07/2025

Getting pre-approved is a great first step toward homeownership — but remember, your pre-approval amount represents the maximum a lender is willing to offer, not necessarily what you should spend.

Just because you’re approved for more doesn’t mean you have to use it all! 🏡✨
Take the time to think about your lifestyle, comfort level, and future goals before deciding how much to borrow.

A smart mortgage choice today means peace of mind tomorrow. 💙

Here’s what goes into a “yes” from a lender—and how it shapes the product we pick for you:• Income: salaried, commission...
10/06/2025

Here’s what goes into a “yes” from a lender—and how it shapes the product we pick for you:

• Income: salaried, commission, or self-employed can point us to prime, alt-A/B options, or special programs for business owners

• Debt & assets: higher debt might favour a refinance or consolidation strategy; strong savings/equity can unlock better terms or a HELOC

• Credit score: 680+ often gets the best prime rates; mid-range may fit alt-A solutions; rebuilding credit might mean short-term or private options

• Employment history: new job, contract, seasonal, or maternity leave? There are products built for each

• Desired loan amount: size, down payment, and property type determine insured/insurable/uninsured choices, fixed vs. variable, and amortization options

Bottom line: the right mortgage isn’t one-size-fits-all—it’s a recipe tailored to you. 🧁

Have questions? Send me a message and I’ll whisk up a plan that fits your numbers and your goals.

Lauren Del Mastro | Benchmark Mortgages
📞 780-932-1150 • 🌐 TheBakingBroker.ca

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Saint Albert, AB

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