MP Benefits Inc.

06/17/2026

Someone once said to make people understand the value of life insurance, you have to “back the hearse up to the door”.

We like to think nothing so drastic is required, but it helps to have stories to illustrate value, which is the real value of this informal reference guide…to help human resources professionals and business owners understand employee group benefit plans.

Instead of a “check-box”, use strategy to intentionally place a benefit plan for a culture and engagement tool.

AVAILABLE WHERE ALL GREAT BOOKS ARE SOLD

https://ow.ly/8RVc50YWlQE

Effective ex*****on is the name of the game and sometimes getting to “DONE” is as simple as coffee & conversation. ☕️
How about we have a chat…



🫱🏻 Humans serving Humans

06/17/2026

Financial Benefit Tools DESIGNED to save you MONEY

✒️WRITTEN FOR YOU✒️

First things first, there is often confusion between what is insurance and what is not. Insurance is when the “risk” of claim—life insurance, disability, pharmacy, health care—is under contract with an insurance provider. Financial benefit tools like Administrative Services Only (A*O), Health Spending Account (HSA), and Cost Plus, are considered self-insurance and referenced under the umbrella term, Private Health Services Plans (PHSP).

TAKE YOUR PICK

🎯Traditional Benefits: fully insured by the insurance carrier.
🎯Administrative Services Only (A*O): looks, feels, and acts in the manner of insurance, but it is self-insured with defined benefit options, according to the benefit itself.
🎯Health Spending Accounts (HSA): self-insured benefits with defined overall maximum and open benefit options for health and dental services.
🎯Personal Spending Accounts (PSA): self-insured taxable benefits with a defined maximum and open benefit options outside of the specifics of Health Canada.
🎯Hybrid: combination of specialty designed benefits options able to meet the needs of all employees with significant cost stability and choice of coverage.

Great conversations only happen when you are fully engaged in your topic.

https://ow.ly/i3pi50YBXkU

Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…💬



🫱🏻 Humans serving Humans

06/17/2026

Canadian workplaces have a conflict problem — but not in the way you think
As legal, reputational, and HR risks grow, many employers are becoming increasingly reluctant to manage conflict directly

https://ow.ly/1lMh50Z7IvM

Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…💬



🫱🏻 Humans serving Humans

As legal, reputational, and HR risks grow, many employers are becoming increasingly reluctant to manage conflict directly. Keep reading here

06/17/2026

Ontario court awards over $22 million in landmark clinic surveillance privacy class action
Key takeaways: privacy risks and legal exposure from surveillance in patient care areas
🎯For healthcare facilities, the standard of care is to not have cameras where patients are receiving care, disrobing or being examined, unless the cameras are required for a medical purpose, such as patient observation, or supporting treatment and quality of care. The court in the Jugenburg case provided examples of possible exceptions, without going into the details. Health care facilities should carefully consider where they place cameras in patient care areas.
🎯Recording footage of intimate or private interactions can constitute an intrusion upon seclusion, even if the footage was not viewed, used, or disclosed.
🎯Aggregate damages can be awarded for intrusion upon seclusion, even if some class members were not upset or offended by the intrusion.

https://www.blg.com/fr/insights/2026/06/ontario-court-awards-over-22-million-in-landmark-clinic-surveillance-privacy-class-action/

Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…💬



🫱🏻 Humans serving Humans

06/17/2026

Alberta's Health Statutes, Amendment Act, 2025 (Bill 11)

If passed, Bill Il will create a significant shift in how prescription drug coverage is funded in the province.

Up until this point, when employees have had high drug claims that perhaps went over the allowable maximum on a benefit plan, they would enroll in the "Alberta Non-Group" program.

Put simply, the non-group plan would pay the majority of covered prescriptions, leaving the employee with a $25 bill that could be submitted to the employer benefit plan. This not only saved the employee money, while adding protection, but it also saved the benefit on significant exposure to high costing drugs.

Alternately, this same program is used to protect Alberta residents aged 65 and older. Being the first to pay, working seniors need only submit the residual claims to their benefit plan for reimbursement.

These programs play an important role in keeping benefit plans affordable.

🗣️If your current benefit broker hasn’t spoken to you about how these changes will impact your benefit plan, then it is time to talk with us.

https://ow.ly/jQsL50Z7hKy

Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…💬



🫱🏻 Humans serving Humans

06/17/2026

Much of the success of MP Benefits is thanks to the ability to collaborate with experts working to the best interest of clients.

🔘What is your transition plan?
🔘Do you have a plan?
🔘Will you control what business exit looks like for you, or will you simply let it happen and accept how things turn out?

These sound like simple questions, yet many business owners feel uncomfortable looking at, let alone answering.

“Although there’s at least 35 to 55 per cent of [businesses] that plan on selling or transitioning within the next five years…they’ve done nothing to prepare for it,” says Cindy Reid. “Fifty-five per cent of transitions out of a business are involuntary.”

In this episode, we recap the Ready For Next (RFN) strategies designed to "ready" business owners to sell their businesses for maximum value.

Cindy's comes into the field of exit planning with an extensive background in financial services. This session focuses on building, protecting, and transitioning business value, while emphasizing the importance of taking action now rather than waiting.

This conversation dives into:
🔘The impact of risk
🔘Transition options
🔘Actioning a plan
🔘Being transition ready
🔘Taking back control of the future

Cindy will draw from her experience in not only strategic planning, but from working with businesses that have successfully embarked on their own transition process.

https://ow.ly/ra5B50WFBqM

Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…💬



🫱🏻 Humans serving Humans

06/17/2026

GOOD MORNING! 🙂‍↔️

“Each morning, the rising sun tells us that there is hope.

However, one must remember that hope alone cannot help unless it is supported by action driven by purpose, will, and dedication.

Convert your fears into will, your angst into the desire to rise, and your hope into action, and you shall rise like the rising sun, spreading your warmth into anything that's dark and cold.”

― Dr Aman Kapoor

☀️ Wishing you the warmth of a beautiful day! 🌟

https://ow.ly/2ekp50YqwfE

A PROUD 🇨🇦CANADIAN🇨🇦 COMPANY



🫱🏻 Humans serving Humans

06/16/2026

🪅 phew, what a day! THANK YOU for all you did. 🪅
💫 …you waded through jungle of paperwork 📑
💫 … you tackled the tasks
💫 … you got the job done

Take a moment for reflection:
🗝️ Focus on what you did well …
🗝️ Consider where there is room for improvement …
🗝️ Work to change only one thing that will make tomorrow even better.

We’ll see you back in action tomorrow, so 🫧 have a great evening 🫧

https://ow.ly/icnl50Xjofx



🫱🏻 Humans serving Humans

06/16/2026

FACT 💡

75% of Canadian business will change hands in the next ten years, yet less than 11% have formalized a plan.

🤯70% —to— 90% of transitioned businesses FAIL within 3 years due to lack of “People” plan.

The key to people retention is a solid communication strategy, combined with a well-structured benefit plan.

This then creates the golden thread. Where Succession Planning and Employee Group Benefits Meet—Merge—Continue…

As certain as death and taxes, businesses will transition at some point.

🎯They pass onto another family member.
🎯Are sold to a third-party.
🎯Or close their doors entirely.
Let’s make a plan … put us on your team!

https://ow.ly/Swlo50Y7UGQ

Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…💬



🫱🏻 Humans serving Humans

06/16/2026

🤭 A little GIGGLE for today ... [or groan]

Remember this one:
“I laughed, I nearly died…
I did die…
They buried me in sand…
Worms live in sand…
Worms tickle…
I laughed…”

Laughter is strong medicine.

It draws people together in ways that trigger healthy physical and emotional changes in the body.

Laughter can:
😜 Stimulate many organs.
😜 Enhances your intake of oxygen
😜 Improve air flow, stimulates your heart, lungs and muscles
😜 Increase the endorphins released by your brain.
😜 Activate and relieve your stress response.

Life is complicated enough. Sometimes a laugh [or groan, with a side of “OMG I shouldn’t laugh at that, but I can’t help it”] is just the thing to break the tension.

Here’s the CHALLENGE, share the giggle (or groan) and make it grow...have a great rest of your day

https://ow.ly/lNXw50Y7Yaj

Effective ex*****on is the name of the game and sometimes getting to “DONE” is as simple as coffee & conversation. ☕️

How about we have a chat…



🫱🏻 Humans serving Humans