06/03/2026
BENEFITS ON SALE
…the annual re-set
✒️WRITTEN FOR YOU✒️
It’s the renewal meeting and the client has received a 16.7% increase to the premium overall.
📍Short Term Disability claims have been used to 193% of premium
📍Extended Health Care, primarily prescription drugs claims are 93.6% of premium
📍Dental Care claims are sitting at 103.2% of premium paid.
📍There are three open Long Term Disability claims.
Despite the open Long Term Disability claims, that premium has reduced on that benefit line, as well as the Life Insurance, Accidental Death & Dismemberment, and Dependent Life insurance. The benefit lines to increase are those being utilized more than the premium can support.
In fourteen years, all with the same insurance underwriter, the renewal premiums have:
📍Decreased seven years
📍Remained unchanged twice
📍Increased five times, which until this renewal, the maximum increase was 4.46%
Great conversations only happen when you are fully engaged in your topic.
📚Lori Power is the author of 14 books both fiction and non-fiction.
⚖️ Her true-crime instalment “They’ll Never Know” highlights the psychological relationship between people and insurance.
https://ow.ly/AHzK50YfcpL
Effective ex*****on is essential in serving business owners. Communication paramount to the process of offering extended health benefits. This means that sometimes getting to “DONE” is as simple as coffee & conversation. ☕️
How about we have a chat…💬
🫱🏻 Humans serving Humans