Chanelle Pharand - Agricultural Insurance Broker

09/04/2026

🚗 Ontario's auto insurance reforms are now in effect.

Drivers have more choice when it comes to accident benefits, but more choice also means more decisions.

Benefits such as income replacement, caregiver coverage, and housekeeping assistance may no longer be included automatically.

Understanding your options is the first step toward making informed decisions at renewal.

Learn more: https://palladiuminsurance.ca/auto-reform

08/17/2026

🚤 Watercraft season isn't over yet.

Late summer is one of the busiest times on the water, and it's also when many boating claims occur.

Our Boat Insurance includes things like Agreed Value coverage, emergency towing and protection for breakdowns.

All with dedicated support from a watercraft insurance specialist.

Protect your investment and enjoy the rest of the season with confidence.

Learn more: https://palladiuminsurance.ca/boat-insurance

08/03/2026

🚜 Are you insured with The Commonwell?

If your current insurance broker no longer offers The Commonwell, you don't have to lose your coverage. Your policy can be transferred to Palladium Insurance's FarmAssure program, allowing you to continue enjoying the protection and service you've come to trust.

As an Agricultural Insurance Broker with Palladium Insurance, I'm proud to work with The Commonwell Mutual Insurance Group and help protect farm families across Eastern Ontario.

Whether it's your farm, home, equipment, or livestock, I'm here to make the transition simple and answer any questions you may have.

📩 If you've received a notice from your current broker or are wondering what your options are, let's connect and have a conversation.

☎️ 613 824-8335 x2011
📨 [email protected]

🌾 Proudly serving farmers and rural communities across Eastern Ontario.

Insurance should still feel personal.

At Palladium, we’re proud to work with partners like The Commonwell who share our belief in community, relationships, and local support.

As an independently owned brokerage, we believe clients deserve real conversations, responsive service, and people who know their community, not long call centre wait times.

Learn more about working with Palladium and The Commonwell: https://palladiuminsurance.ca/landing/welcome-to-palladium-your-local-commonwell-partner

07/29/2026

Ontario’s auto insurance reforms are now in effect.

If you're a business owner with employees driving company vehicles, this will impact you.

Before making changes to your policy, it’s important to understand what those benefits actually protect. Learn more:

https://palladiuminsurance.ca/auto-reform

07/18/2026

Peak boating season is here.

Whether you own a cruiser, sailboat, fishing boat, or personal watercraft, the right coverage matters when you’re spending more time on the water.

Palladium’s watercraft coverage includes:
✔ Agreed Value protection
✔ Emergency towing
✔ Mechanical breakdown coverage
✔ Dedicated watercraft specialists

Learn more:
https://palladiuminsurance.ca/boat-insurance

07/10/2026

06/25/2026

If you're into comic books, collectibles, memorabilia, or all things geek culture, make sure you check out Gilles Paillé Insurance Broker page 🦸🏼‍♀️🦹🏼‍♀️💥

06/25/2026

‼️ Important changes ‼️

05/28/2026

Ontario's auto insurance changes won’t affect everyone the same way.

Opting out of certain benefits could leave you without a safety net if you’re injured in an accident.

Before July 1, 2026, it’s worth understanding where you may be most exposed.

Learn more about the reforms and who they impact most:
https://palladiuminsurance.ca/auto-reform

Not sure where you fall? Talk to your Palladium broker.