Chanelle Pharand - Agricultural Insurance Broker

06/09/2026

05/28/2026

Ontario's auto insurance changes won’t affect everyone the same way.

Opting out of certain benefits could leave you without a safety net if you’re injured in an accident.

Before July 1, 2026, it’s worth understanding where you may be most exposed.

Learn more about the reforms and who they impact most:
https://palladiuminsurance.ca/auto-reform

Not sure where you fall? Talk to your Palladium broker.

05/01/2026

We’re proud to support SEEDit — an initiative that helps families grow their own fresh food to enjoy at home and share within their communities 🌱

Through this program, vouchers are being offered to help cover the cost of seeds, seedlings, and soil so you can start your own garden and contribute to local food security.

📅 Vouchers become available May 6th at noon!

If you’ve ever thought about starting a garden, this is a great opportunity to get growing.

👉 Learn more: seedit.thecommonwell.ca

04/30/2026

Ontario’s auto insurance reforms are designed to give drivers more choice. BUT, not all choices are equal.

As of July 1, 2026, some benefits like income replacement, caregiver coverage, and non-earner benefits will no longer be automatic.

That means your policy should reflect your life, work, and financial reality. Not a one-size-fits-all approach.

👉 See what’s changing and how to choose wisely: https://palladiuminsurance.ca/auto-reform

Your Palladium broker can help you decide what makes sense for you.

04/30/2026

🌿 Vendor Meet & Greet – You’re Invited! 🌿

Join us on May 20th at 7pm at the Cumberland Community Centre (1115 Dunning Road) for a special evening to kick off the season!

Come meet our Market Manager, connect with our committee membership, and get to know fellow new vendors. We’ll be going over all the details for the upcoming season, answering questions, and enjoying some great conversation as we get ready for another amazing year at the market.

Whether you’re new or returning, this is a great chance to connect, learn, and feel part of the community. 💚

We can’t wait to see you there!

04/12/2026

Huge congratulations to my awesome boss on being recognized once again as one of Insurance Business Canada’s Elite Women for 2026! 👏✨

Two years in a row — a powerful reminder of what strong, driven women can achieve. Your leadership not only elevates our team, but also paves the way for more women to rise and succeed in this industry.

Proud to work alongside a woman who leads with confidence, resilience, and purpose.

04/09/2026

🚗 Auto insurance is changing in Ontario — Here is what you need to know!

Starting July 1, 2026, you’ll have more choice in your auto insurance.

That may sound good… but there’s a catch 👇

✔️ You might be able to pay less

❗ But you could also lose important coverage if you’re not careful.

Some things that used to be automatically included may now be optional — so if you don’t choose them, you won’t have them when you need them most.

👉 Learn more here:
https://palladiuminsurance.ca/auto-reform

💡 Bottom line: cheaper isn’t always better.

Make sure you actually have the coverage you need.

📞 Have questions? Reach out anytime — I'm happy to review your coverage with you.

03/26/2026

Vous verrez peut-être un nom familier à la page 9 de votre journal local 📰🚜… prenez un moment pour y jeter un coup d’œil!

Cette communauté a toujours été chez moi — j’y ai grandi, j’y habite encore et j’ai la chance d’y travailler. Pouvoir accompagner les familles et les fermes d’ici est quelque chose qui me tient vraiment à cœur.

Si vous avez des questions concernant vos assurances agricoles, habitation ou automobile, je suis toujours disponible pour vous aider.

__________________________________________

You may spot a familiar name on page 9 of your local paper 📰🚜… take a look when you have a moment!

This community has always been home to me — I grew up here, I still live here, and I’m grateful to work here as well. Being able to support local families and farms is something I truly value.

If you’ve been thinking about a quote or just want a second opinion, I’m always happy to help.

No pressure, just honest advice and the right coverage 🤝

https://online.flippingbook.com/view/151012805

Le journal Vision newspaper
Assurances Palladium Insurance

This interactive flipbook is created with FlippingBook, a service for streaming PDFs online. No download, no waiting. Open and start reading right away!