Kelly Hudson Mortgages

Kelly Hudson Mortgages *Residential Mortgage Broker* Helping you find the RIGHT mortgage that fits your life. Best of all, my services for a typical mortgage are free!!!

Are you overwhelmed with the thought of needing a mortgage? Do you wonder which bank offers the best option for your particular situation? Simplify your life, Mortgages made easy with Kelly Hudson. I take the worry and angst out of mortgages, save my clients money and BEST of all my advice is FREE! Mortgages are usually the biggest investment of your life, so you need to work with someone you trus

t. My goal is to learn all I can about you and your mortgage requirements, where you are now and where you expect to be 5 years down the road. The more I know about you and your future plans, the better I will be able to assist you in getting the best mortgage for your situation. I compare options with our 90+ lenders, then offer you the best mortgage rates and terms available, based on your specific needs. There are two ways to get a mortgage in Canada, from a bank or from an independent licensed mortgage broker, like ME!
1. Bank’s only offer mortgage products from their particular institution
2. Licensed mortgage brokers send millions of dollars in mortgages each year through Canada's banks, credit unions and financial institutions; offering our clients more choice via access to hundreds of mortgage products! My mortgage broker services are available in Greater Vancouver and beyond. I specialize in:

First time home buyers:
- Pre-approval process for buying a new property
- The application process for acquiring a mortgage

Current home owners:
- Showing you how to pay down your mortgage faster
- Renewing your existing mortgage
- Refinancing - for home renovations, debt consolidation or a better interest rates

Homeowners 55+
-CHIP Home Income Plan is a home equity loan for homeowners 55+ that want to pull some of the equity out of their home, in order to live life on their terms. Let's discuss how I can take the anxiety and worry out of your next mortgage!

Spring is full of excitement, more listings, longer daylight, and a sense that “everyone is buying.” It can make house h...
06/08/2026

Spring is full of excitement, more listings, longer daylight, and a sense that “everyone is buying.” It can make house hunting feel fast-paced and competitive.

Winter, on the other hand, often brings quieter markets, fewer showings, and more time to think through decisions. Sometimes it’s easier to find a hidden gem without the rush.

Both seasons have pros and cons, but the key is staying focused on your budget, priorities, and plan, no matter the time of year.

If you want help navigating the market this spring without getting swept up in the frenzy, send me a message.

06/05/2026

You might be hurting your mortgage approval without realizing it.

It’s usually not one BIG mistake, it’s the small, everyday things that add up. New credit, big purchases like buying a new vehicle, moving money around, or changing jobs without a plan can all raise questions during a mortgage approval.

The fix isn’t panic. It’s awareness. Knowing what to avoid (and when) can keep your application smooth and stress-free.

If you’re planning to buy soon and want a quick check-in on what NOT to do, send me a message. Happy to help you stay on track.

When people look back on past homes, there’s often one thing they wish they hadn’t compromised on. Maybe it was more sto...
06/04/2026

When people look back on past homes, there’s often one thing they wish they hadn’t compromised on.

Maybe it was more storage, a bigger kitchen, an extra bathroom, or even just better natural light. At the time it seemed like a small trade-off, but later it becomes the one thing you always notice.

That’s why thinking about your true must-haves before you buy can make such a difference. It helps you focus on the features that will matter long after the excitement of moving in fades.

So now I’m curious… What's the one home feature you’d never want to skip?

Buying a home isn’t just the down payment, there are extra costs that can catch buyers off guard: legal fees, property t...
06/02/2026

Buying a home isn’t just the down payment, there are extra costs that can catch buyers off guard: legal fees, property transfer taxes, home inspections, appraisals and sometimes adjustments on utilities or condo fees. Even small surprises add up fast.

Knowing what to expect and planning for it ahead of time makes the process way less stressful. You’ll walk into closing confident, not panicked.

If you want a simple breakdown of what closing costs could look like for your next purchase, send me a message.

The question most buyers forget to ask, but shouldn’t. 🤔 It’s not about the number of bedrooms or the style of the kitch...
05/29/2026

The question most buyers forget to ask, but shouldn’t. 🤔

It’s not about the number of bedrooms or the style of the kitchen. It’s about long-term costs: taxes, maintenance, condo fees, or even future renovations. These can make a big difference in your budget if you don’t consider them upfront.

Asking this question early helps you see the full picture before making an offer, so you can make a decision that falls within your budget with confidence, not surprises.

If you want a simple way to make sure you’re asking all the right questions before buying, send me a message. I can walk you through your budget.

It’s easy to get swept up when the Spring Market heats up with more: open houses, multiple offers, and all the “everyon...
05/27/2026

It’s easy to get swept up when the Spring Market heats up with more: open houses, multiple offers, and all the “everyone’s buying” energy. But rushing because FIMO (fear of missing out) rarely ends well.

Take a breath, get clear on your budget, your must-haves, and what truly matters. When you have a plan, you can move fast and confidently, instead of making a decision you might regret later.

If you want help staying focused and calm while still taking advantage of spring listings, send me a message. I’ll help you stick to your plan.

Spring markets can get heated, and competition can feel intense. But winning doesn’t always mean offering the highest do...
05/25/2026

Spring markets can get heated, and competition can feel intense. But winning doesn’t always mean offering the highest dollar, it’s about strategy, timing, and understanding what matters to the seller.

📌 Know your budget and stick to it. Don’t let emotions push you past your comfort zone.
📌 Be pre-approved and ready to move quickly
📌 Understand what’s important to the seller. Sometimes terms or timing matter more than price.

A smart plan can help you win the home you want without regrets or financial stress. If you want help navigating bidding wars confidently, send me a message.

Does anyone else suddenly want to repaint their entire house the moment the sun comes out? ☀️ One good sunny day and sud...
05/22/2026

Does anyone else suddenly want to repaint their entire house the moment the sun comes out? ☀️

One good sunny day and suddenly it’s “what if we refreshed everything?” New colours, new plans, new ideas. Spring has a way of doing that.

Whether you’re dreaming about small updates or big changes this year, it’s a great time to start thinking about what’s next.

If a move, upgrade, or refinance is floating around in your head, send me a message. I’m happy to talk it through.

Here’s what actually changes in the housing world every spring. 🌱 More homes hit the market, buyers start moving, and th...
05/20/2026

Here’s what actually changes in the housing world every spring. 🌱

More homes hit the market, buyers start moving, and things can feel a little… chaotic. Prices shift, competition heats up, and timelines matter more than ever.

Knowing what’s happening and having a plan can make the difference between feeling stressed and feeling in control. Being prepared early, with your budget, pre-qualification, and getting your priorities lined up, helps you to move quickly and confidently when the right home pops up.

If you want a simple spring strategy to stay ahead of the market, send me a message. I’ll help you figure out what actually matters for your situation.

Buying a home comes with a whole new language. And honestly, a lot of the words lenders use aren’t exactly intuitive.Ter...
05/18/2026

Buying a home comes with a whole new language. And honestly, a lot of the words lenders use aren’t exactly intuitive.

Terms like amortization, pre-qualification, and stress test get thrown around constantly, but many buyers don’t fully understand what they mean or how they affect their mortgage financing.

The good news? Once you understand the basic “lingo”, everything starts to feel less overwhelming.

If there’s a word or phrase you’ve heard during the process that still feels confusing, send me a message. I’m always happy to explain.

Address

Richmond, BC
V7C4X5

Telephone

+16043125009

Website

Alerts

Be the first to know and let us send you an email when Kelly Hudson Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category