Prominence Insurance Inc.

08/06/2026

Businesses of any size can have access to group benefits or extended health plans, even if you are a one-person business. And it is not just for your team, it can also help protect you as the owner, and in many cases your family too.

Group benefits can include:
✅ Extended Health (prescription drugs)
✅ Hospitalization coverage
✅ Vision care
✅ Dental care
✅ Physiotherapy
✅ Registered Massage Therapist (RMT)

Whether you are a solo entrepreneur, a small team, or a large corporation, a plan can be customized to fit your budget and your goals.
Message us and we will walk you through options that fit your business.

07/09/2026

If you smoke, life insurance can feel expensive. But here’s something many people don’t know: some insurance carriers have programs that may let you start at non-smoker rates for a limited time if you’re actively working on quitting.

What this can mean (depending on the carrier and your situation):
✔ Potentially lower premiums up front
✔ A built-in incentive to quit and stay quit
✔ A clear check-in point later to confirm progress

🗨️ If you’re thinking about quitting (or already cutting back), chat with us today to find out about what you can qualify for.

07/01/2026

Happy Canada Day from all of us at Prominence Insurance! Wishing you and your family a safe, relaxing holiday filled with good food, great company, and time to enjoy what matters most. Thank you for trusting us to help protect the things you cherish most.

06/24/2026

Participating (Par) Life Insurance: 2026 Dividend Scales Are Out ✅

Most major carriers have now announced this year’s par life dividend scales, and what we’re seeing continues a familiar theme: stability.

PAR Life is designed for long-term planning, and many carriers have maintained their dividend scale interest rates year after year. That consistency is one reason Par Life can be a steady avenue for long-term growth, alongside the core protection it provides.

To learn more about PAR Life Insurance, read our blog here:
https://prominenceinsurance.ca/blog/par-life-2026-2027-par-dividend-scale-update/

06/10/2026

We hear “financial planning” all the time, but what does it actually mean?
Financial planning is about protecting your way of living and having a clear plan you can come back to when life changes.
In our latest blog, we break it down into a simple, easy-to-follow system that can help anyone, whether you want to manage your money with more confidence, start a family, buy a home, run a business, or get a better handle on debt.
Read the full blog for the step-by-step guide, or book a conversation with us to get started.

Most people don’t need more financial information, they need a system. Because the real problem usually isn’t that you don’t know what you “should” do. It’s that life is busy, priorities compete, and money decisions show up at the worst times: when you’re tired, stressed, or reacting t...

05/14/2026

It’s “rate change announcement” season again, and it’s a good reminder that not all insurance works the same way.

If you’ve ever heard the term dividend scale in participating whole life insurance and wondered what it actually means, you’re not alone. The dividend scale is the set of factors an insurer uses to determine dividends (based on things like investment performance, expenses, and claims experience). It can change over time.

This is also what makes participating life insurance such a unique asset for long-term planning: it’s not just coverage, it can be a tool that builds value and can be structured to support goals like family protection, estate planning, and legacy strategies.

Most recently Desjardin Insurance and Equitable Life has announced they will be maintaining the same Dividend Scale Interest Rate, we will gather the full list and share once all announcements have been made.

05/08/2026

📣On Wednesday, May 20 at 1:30 PM, we’re hosting an exclusive in-office seminar at Prominence Insurance (Richmond) with Amy Ng from CanWest Notaries.

Amy will share practical, real-world guidance on family and estate planning, including common gaps many families don’t realize they have until it’s too late. Bring your family, ask questions, and leave with clearer next steps to help plan your family’s future.

‼️RSVP required, space is limited. See Image for QR or call us for more information!

📍Prominence Insurance Richmond Head Office
🕐May 20 1:30 - 4:45 PM, Two sessions offered
📞604-336-8833

04/23/2026

Spring cleaning is the perfect time to do a quick “home insurance clean up” too. As you declutter, renovate, or upgrade your space, make sure your policy still matches what you actually own, including valuables, jewelry, electronics, and any new improvements. A 10-minute review now can save a lot of stress later.

Message us for a free review session today.

04/05/2026

Happy Easter to our clients and subscribers. Wishing you a joyful long weekend filled with hope, warmth, and time with loved ones.

04/02/2026

Life insurance is often seen as “just in case something happens.”
With the right plan, it can be a powerful tool for building and protecting what matters most, including:
✔️Education funding
✔️Retirement planning
✔️Estate planning and legacy goals
✔️Charitable giving
✔️Business protection
If you’re curious how this applies to your family or your business, send us a message. We’ll walk you through your options in plain language and help you build a plan that fits.