Mortgage Alliance Armen Keshishian

Mortgage Alliance Armen Keshishian I have the expertise to get the Right Mortgage for your immediate and future needs.

Armen Keshishian, Mortgage Agent
Mortgage Alliance Lic #10530
Corp Office: 2005-200 Sheppard Ave E, Toronto ON M2J5B4
1-877-366-3487

📉 A low rate is great — but it’s not the whole story.When it comes to mortgages, details like prepayment privileges, pen...
06/30/2025

📉 A low rate is great — but it’s not the whole story.

When it comes to mortgages, details like prepayment privileges, penalties, and portability can make a big difference in the long run.

I’ll help you look beyond the rate and understand all the factors so you can make a confident, informed decision.

📲 Let’s chat about the full picture.

☀️ Dreaming of a summer upgrade?Whether it’s a new kitchen, a backyard retreat, or the deck you’ve always wanted — your ...
06/23/2025

☀️ Dreaming of a summer upgrade?

Whether it’s a new kitchen, a backyard retreat, or the deck you’ve always wanted — your home equity can help make it happen.

Let’s chat about how to turn your renovation plans into reality. 🛠️🏡
📲 Send me a message to get started!

📉 Fixed or Variable — What’s Right for You?As 2025 brings shifting market conditions and lower rates on the horizon, mor...
06/16/2025

📉 Fixed or Variable — What’s Right for You?

As 2025 brings shifting market conditions and lower rates on the horizon, more homeowners are revisiting their mortgage strategy. Fixed offers peace of mind. Variable brings flexibility. Which one fits your goals?

The answer isn’t one-size-fits-all — it depends on your risk comfort, budget, and future plans.

💬 Reach out and we will break it down together.

⏳ Is your mortgage coming up for renewal?You're not alone — with 76% of Canadian mortgages set to renew by the end of 20...
06/10/2025

⏳ Is your mortgage coming up for renewal?

You're not alone — with 76% of Canadian mortgages set to renew by the end of 2026, it's the perfect time to review your options. 📊

From rate changes to refinancing opportunities, I can help you navigate the renewal process with confidence and find the solution that fits your goals.

📩 DM me to get started or schedule a quick renewal review!

With home prices stabilizing in many parts of the country and more listings hitting the market, we're seeing new opportu...
06/02/2025

With home prices stabilizing in many parts of the country and more listings hitting the market, we're seeing new opportunities for buyers who’ve been waiting on the sidelines.

📊 Mortgage rates have started to soften, and with variable rates gaining popularity again, more buyers are exploring their options.

🏡 Whether you’re buying your first home or making a move, affordability is top of mind — and there are smart strategies that can help make homeownership more achievable.

Thinking about upsizing, downsizing, or finally getting out of the rental cycle? Let’s connect and explore what’s possible based on your goals and today’s market trends.

📲 Send me a message — I’m here to help you find the right path forward.

Co-signing a mortgage involves a third party agreeing to make mortgage payments if the buyer cannot. If a hopeful home b...
05/27/2025

Co-signing a mortgage involves a third party agreeing to make mortgage payments if the buyer cannot. If a hopeful home buyer’s income or credit score aren’t sufficient to qualify for a home loan, they might consider finding a trusted friend or family member to act as a mortgage co-signer.

Here are three reasons why you might need a co-signer on your mortgage:
1️⃣ You have a short or non-existent credit history.
2️⃣ Your credit score is too low
3️⃣ There are questions about your income (for example not earning enough, or unstable income)

Most people accept their lender’s first renewal offer without question — and end up paying way more than they should.Let...
05/21/2025

Most people accept their lender’s first renewal offer without question — and end up paying way more than they should.
Let me shop the market for you and lock in a rate that actually makes sense. 💰

📞 Let’s talk before you renew — you might have more options than you think.

No two financial journeys are the same — and neither are the mortgage strategies that support them.Whether you're self-e...
05/12/2025

No two financial journeys are the same — and neither are the mortgage strategies that support them.
Whether you're self-employed, new to Canada, or navigating bad credit, we’ll build a smart, flexible plan around your needs. 📈

Let’s talk! Your mortgage should match your life — not the other way around.

There’s no one-size-fits-all when it comes to mortgages.The right strategy = less stress, more savings, and a plan that ...
05/06/2025

There’s no one-size-fits-all when it comes to mortgages.
The right strategy = less stress, more savings, and a plan that actually fits your life. 🙌
Don’t settle for what’s handed to you — take charge of what’s possible.

Ready to make smarter moves? Message me and let’s build the right plan.

Your credit score helps determine how much money you can borrow and the interest rate you will pay. It is important to k...
04/28/2025

Your credit score helps determine how much money you can borrow and the interest rate you will pay. It is important to keep a good credit score. To help with this don’t go over your credit limit and try to use less than 35% of your available credit. It’s better to have a higher credit limit and use less of it each month.

For example, if your available credit is $15,000, try not to borrow more than $5,250 at a time, which is 35% of $15,000.

If you use a lot of your available credit, lenders see you as a greater risk. This is true even if you pay your balance in full by the due date. If you have any questions, reach out, I'm here to help!

Looking to buy a second home, refinance, or tap into your equity? The right mortgage can help you unlock your next life ...
04/23/2025

Looking to buy a second home, refinance, or tap into your equity? The right mortgage can help you unlock your next life chapter.

💬 Let’s talk options!

Your mortgage renewal offer from your lender might not be the best deal! Let us help you explore other options, save on ...
04/14/2025

Your mortgage renewal offer from your lender might not be the best deal! Let us help you explore other options, save on interest, and ensure you're getting the best terms. 🔑

💌 Reach out to review your renewal today!

Address

2-330 Highway 7 East
Richmond Hill, ON
L4B3P8

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