Behrooz Givehchi, Realtor & Mortgage Broker

Behrooz Givehchi, Realtor & Mortgage Broker Realtor & Mortgage Broker, AMP with solid experience since 2011

09/09/2026

Toronto Affordability Gains in Q2 2026
Toronto’s housing market showed a notable shift in late Q2 2026: affordability improved by about 2.5 points, thanks mainly to a roughly 4% drop in home prices. As someone who works closely in both real estate and mortgage brokering, I’ve seen firsthand how this change is impacting buyers. The payment-to-income ratio in Toronto is now around 68%, and it’s clear that softer prices—rather than changes in mortgage rates—are making a bigger difference for those looking to purchase. Looking ahead, mortgage rates aren’t expected to provide significant extra relief, which means that income growth and stable home prices will be crucial for anyone planning their next move in the market. Navigating these shifts requires a strategy that considers both your property goals and your financial picture—a perspective I focus on with every client.

09/08/2026

Toronto Buyers Enjoy More Negotiating Power in Home Market
It's easy to think that homes always sell at or above the asking price, but the reality in Toronto right now is quite different. In July, 78.1% of homes sold below asking, with a median discount of 2.8%. Interestingly, the higher the price, the larger the discount tends to be. What’s behind this? Increased inventory is giving buyers more negotiating power, although that could shift if the number of listings goes down. In my experience working with both homebuyers and investors, understanding these trends is key to developing a strategy that fits your financial goals. The current market offers unique opportunities if you’re prepared and well-informed.

09/07/2026

How to Know if a Home Fits Your Lifestyle?
As someone who's helped many first-time buyers navigate Toronto's fast-moving real estate scene, I know just how important it is to stay on top of prices, neighbourhood trends, and upcoming developments. Setting your budget isn't just about the purchase price—be sure to factor in a 20% down payment, closing costs, insurance, taxes, and inspections. When you’re narrowing down your options, consider not only the style and location but also amenities, home condition, and long-term investment potential. On the financing side, it’s worth comparing fixed, variable, and government-backed mortgages, as well as getting pre-approved and exploring flexible payment options to keep things affordable. Don’t forget to bring a real estate lawyer on board for the title search, and plan ahead for moving and utilities. With a background that blends real estate and mortgage expertise, I focus on guiding clients through every detail to help them achieve a confident, well-informed purchase.

09/06/2026

Toronto - Most Affordable Homes of August 2026

09/06/2026

Happy Labour Day!

Richmond Hill Homes More Affordable at $1.22M in JulyJuly 2026 brought a shift in the Richmond Hill market—average home ...
09/05/2026

Richmond Hill Homes More Affordable at $1.22M in July
July 2026 brought a shift in the Richmond Hill market—average home prices settled at $1.22M, reflecting a 1.5% dip from June and a 7.8% decrease year-over-year. Sales activity also eased, with 182 homes sold (down 10.8%), and active listings trimmed by 17.3% to 972. Still, looking at the bigger picture, prices have climbed 10.3% since 2016. As someone who approaches every move with a combined lens of real estate and mortgage expertise, I see these numbers as more than trends—they’re signals for how buyers and sellers can position themselves strategically. Whether you’re considering your first home or evaluating your investment portfolio, understanding both the property and financing angles is key to making the most of each market turn.
https://www.roomvu.com/agent-news/behrooz-givehchi-3/1919439-Richmond-Hill-Homes-More-Affordable-at-%241.22M-in-July

09/03/2026

Toronto Starts Fall Short of Target

09/01/2026

What you need to know about Toronto's shift to a 'balanced' housing market
Let’s connect and talk about the latest insights in the industry!

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202-10271 Yonge Street
Richmond Hill, ON
L4C3B5

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