Hug Financial Services Ltd.

Hug Financial Services Ltd. Our goal is to help Canadian citizens prepare for retirement, and risk management. Rajvir Dosanjh*
Desh Chug*

I am a Sun Life advisor.

These are my personal opinions and do not constitute professional advice nor do they reflect the official position of Sun Life. A clear connection: Your relationship with Sun Life can be viewed by copying and pasting the following link: bit.ly/3FevgFo. Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc.

Thinking it's time to upgrade your investment strategy? I'd love to walk you through how Elevate Portfolio Program could...
07/28/2026

Thinking it's time to upgrade your investment strategy? I'd love to walk you through how Elevate Portfolio Program could support your financial goals. Every portfolio journey is unique, and I'm here to help you find the right approach.

Reach out to schedule a quick conversation! https://bit.ly/4blknCq

Not all investors are the same — so why should all portfolios be? The Elevate Portfolio Program comes with options to ma...
07/21/2026

Not all investors are the same — so why should all portfolios be? The Elevate Portfolio Program comes with options to match your risk comfort level and timeline.

Let's find the portfolio that aligns with your vision for the future. https://bit.ly/4feF59q

Your portfolio deserves professional attention. The Elevate Portfolio Program features carefully selected funds from lea...
07/14/2026

Your portfolio deserves professional attention. The Elevate Portfolio Program features carefully selected funds from leading asset managers.

Want to learn how this can benefit your portfolio? Reach out! https://bit.ly/4aRHDaX

Here's the thing: lower fees can mean more of your money stays invested and working harder for you. The Elevate Portfoli...
07/07/2026

Here's the thing: lower fees can mean more of your money stays invested and working harder for you. The Elevate Portfolio Program offers transparent, competitive pricing that can benefit your returns.

Curious how much you could save? Let's talk! https://bit.ly/4p9coxX

With Elevate Portfolio Program, experienced professionals monitor your investments which are automatically rebalanced to...
06/30/2026

With Elevate Portfolio Program, experienced professionals monitor your investments which are automatically rebalanced to help keep them on track with your goals. That's peace of mind you can count on.

Ready to make investing simple? Let's connect! https://bit.ly/4vEHjo3

📈 Myth: Market ups and downs can derail even the best retirement plans. Sun GIF Solutions Income Series offers a guaran...
06/04/2026

📈 Myth: Market ups and downs can derail even the best retirement plans.

Sun GIF Solutions Income Series offers a guaranteed income for life no matter what markets do. Keep in mind, extra withdrawals taken above the guaranteed income amount will decrease future income amounts.

Let’s talk about whether Sun Life GIFs are the right choice for your retirement.

Now’s the time when you want every dollar to count. Let’s work together to create a strategy that let’s you breathe easy...
06/02/2026

Now’s the time when you want every dollar to count. Let’s work together to create a strategy that let’s you breathe easy today while still saving for tomorrow.

🔒 Myth: Money in a segregated fund is locked in. Your money can be accessed at any time; however, withdrawals will imp...
05/28/2026

🔒 Myth: Money in a segregated fund is locked in.

Your money can be accessed at any time; however, withdrawals will impact the guarantees (maturity and death benefit) associated with the specific contract. Often guarantees are 75% or 100% of your initial investments or market value, whichever is higher.

Get in touch to discuss whether a segregated fund is the right choice for your investments!

🔄 Myth buster: Segregated funds ≠ mutual funds.While both pool investor money for professional management, segregated fu...
05/21/2026

🔄 Myth buster: Segregated funds ≠ mutual funds.

While both pool investor money for professional management, segregated funds offer unique advantages.

Segregated Funds:
- Insurance products with principal guarantees
- Creditor protection potential
- Estate planning benefits

Mutual Funds:
- Simpler trusts without guarantees
- Typically lower costs
- No insurance benefits

Different tools for different goals. Which is right for you? Reach out and let’s discuss it.

📋 Myth buster: Understanding segregated fund roles matters! The contract owner and annuitant have two different roles in...
05/14/2026

📋 Myth buster: Understanding segregated fund roles matters!

The contract owner and annuitant have two different roles in segregated funds. But it’s possible for them to be different people, offering strategic planning opportunities for estate planning, family wealth transfer, and tax optimization.

Understanding the structure unlocks the potential. Questions? I'm here to help!

Address

500-9050 Yonge Street
Richmond Hill, ON
L4C9S6

Telephone

+14169882300

Website

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