Oksana Kudlak Associate Advisor Sun Life

Oksana Kudlak Associate Advisor Sun Life The best time to plant a tree 🌳 was 20 years ago. The second-best time is now!

What an incredible day at the 3rd Annual Triple J Contracting Inc. Customer Appreciation & Charity Golf Tournament! ⛳️✨I...
06/11/2026

What an incredible day at the 3rd Annual Triple J Contracting Inc. Customer Appreciation & Charity Golf Tournament!
⛳️✨
IAB Team, Ivan Arturo, CLU, CFP : Sun Life Financial Advisor, we were proud to participate and sponsor this amazing event alongside so many great people and organizations, all coming together to support the Cancer Program at Southlake Regional Health Centre.💛

A special thank you to Triple J Contracting, to Dave Gerow & Lena Rolo for bringing together a community that truly understands the power of relationships, generosity, and giving back.

Events like this remind us that the strongest partnerships are built not only through business, but through shared values and meaningful connections.

Thank you to everyone 🙏 who made this event such a success. Looking forward to next year!

Time to recharge, relax, and enjoy the sunshine with loved ones. Whether you're planning a getaway, spending time outdoo...
06/08/2026

Time to recharge, relax, and enjoy the sunshine with loved ones. Whether you're planning a getaway, spending time outdoors, or simply unwinding, make the most of this well-deserved break.

Have a wonderful summer!

⚠️ Just because you have mortgage insurance doesn't mean you have the right protection.A review I completed this week fo...
06/05/2026

⚠️ Just because you have mortgage insurance doesn't mean you have the right protection.
A review I completed this week for a family uncovered a few surprises they never expected.
Like many homeowners, they purchased mortgage insurance through their bank when they bought their home, believing their family was fully protected. What they didn't realize was that:
🔹 The coverage decreases as the mortgage balance declines, while the premium stays the same.
🔹 In some cases, eligibility is fully reviewed only when a claim is made.
🔹 The benefit is designed to pay off the mortgage, meaning the bank is the beneficiary—not your family.

After reviewing their situation, we replaced the coverage with a personal life insurance plan that provides a guaranteed benefit, greater flexibility for the family, and even lower premiums.

The lesson? A quick review today could save your family from a costly surprise tomorrow.
🙌If you have mortgage insurance through your bank, it may be worth a second look.

Message me for a complimentary review of your current coverage.

⚠️ Те, що у вас є іпотечне ( mortgage) страхування, ще не означає, що ваша сім'я має належний захист.А чи знаєте ви що:🔹...
06/02/2026

⚠️ Те, що у вас є іпотечне ( mortgage) страхування, ще не означає, що ваша сім'я має належний захист.

А чи знаєте ви що:
🔹 Страхове покриття зменшується разом зі зменшенням залишку іпотеки, тоді як платіж залишається незмінним.
🔹 У деяких випадках повна перевірка медичної інформації може відбуватися лише під час подання страхового випадку.
🔹 Виплата призначена для погашення іпотеки, тобто вигодонабувачем є банк, а не ваша сім'я.

🙌Головний висновок? Невеликий перегляд вашого страхового покриття сьогодні може допомогти уникнути неприємних сюрпризів для вашої родини в майбутньому.

📩 Напишіть мені, якщо бажаєте отримати безкоштовний аналіз вашого страхового захисту.

#СтрахуванняЖиття #ІпотечнеСтрахування #ФінансовеПланування #ЗахистСімї #ФінансовийКонсультант #СтрахуванняВКанаді #ОсобистіФінанси #ЗахистМайбутнього #СімейнийДобробут

⚠️ Just because you have mortgage insurance doesn't mean you have the right protection.A review I completed this week fo...
06/02/2026

⚠️ Just because you have mortgage insurance doesn't mean you have the right protection.

A review I completed this week for a family uncovered a few surprises they never expected.

Like many homeowners, they purchased mortgage insurance through their bank when they bought their home, believing their family was fully protected. What they didn't realize was that:

🔹 The coverage decreases as the mortgage balance declines, while the premium stays the same.
🔹 In some cases, eligibility is fully reviewed only when a claim is made.
🔹 The benefit is designed to pay off the mortgage, meaning the bank is the beneficiary—not your family.

After reviewing their situation, we replaced the coverage with a personal life insurance plan that provides a guaranteed benefit, greater flexibility for the family, and even lower premiums.

The lesson? A quick review today could save your family from a costly surprise tomorrow.

🙌If you have mortgage insurance through your bank, it may be worth a second look.

📩 Message me for a complimentary review of your current coverage.

Life insurance isn't just about protection, it can be a smart way to build wealth.  When you choose permanent life cover...
05/27/2026

Life insurance isn't just about protection, it can be a smart way to build wealth.

When you choose permanent life coverage, you're creating an asset that grows over time, offers tax advantages and helps give you financial flexibility when you need it.

For informational purposes only. Curious to see how you could use life insurance as an asset? Let's chat!

✨Great day at The Small Business Show 2026 connecting with entrepreneurs, business owners, and industry professionals!Ev...
05/22/2026

✨Great day at The Small Business Show 2026 connecting with entrepreneurs, business owners, and industry professionals!

Every business is unique, and the right strategy can make a significant difference.

🙌As a Financial Advisor, I help small and medium-sized businesses with:

🔸Group Benefits solutions (starting with as few as 3 employees)
🔸Tax-optimization strategies for business owners
Succession and business continuity planning
🔸Key Person Protection to safeguard the future of your company
🔸Individual insurance and wealth protection solutions

Did you know? If you have a Sun Life Group Benefits plan and are leaving your employer, you may have options to convert certain coverages to an individual plan without medical underwriting. I can help you understand your options and deadlines.

🟢Whether you’re building your team, planning for the future, or looking for ways to optimize your business and personal financial strategy, I’d be happy to explore solutions tailored to your needs.

📩 DM me if you’d like to discuss your business goals, employee benefits, or protection strategies.

Health challenges can strike anyone. Critical illness insurance provides financial support when you need it most — helpi...
05/19/2026

Health challenges can strike anyone. Critical illness insurance provides financial support when you need it most — helping you focus on recovery instead of financial stress. Whether you're supporting a loved one or managing personal expenses, having protection in place is invaluable. Let's talk! https://bit.ly/4fvAjES

This long weekend is a perfect time to gather with loved ones, enjoy the great outdoors and appreciate the opportunities...
05/17/2026

This long weekend is a perfect time to gather with loved ones, enjoy the great outdoors and appreciate the opportunities we cherish in Canada.

Happy long weekend!

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13270 Yonge Street Unit 101
Richmond Hill, ON
L4E2T2

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