What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

TM Lending

This is why people rely on TMLENDING for their mortgage and financial needs.

We are devoted to providing reliable financial services to our consumers, residential and commercial builders, and corporate customers, and we take pride in doing it right.

08/03/2026

Wishing you a relaxing Civic Holiday and a well-deserved break. Enjoy the sunshine and the long weekend!

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

07/15/2026

The Bank of Canada has held its policy interest rate at 2.25% for the sixth consecutive announcement.

While rates remain unchanged, this decision continues to shape the financing landscape for developers, builders, and investors. Whether you're planning a new project, refinancing, or exploring construction financing, understanding how today's market impacts your options is key.

Let's discuss how this announcement affects your next move.
🌐 tmlending.ca
📞 416-827-1755

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

07/01/2026

Happy Canada Day! 🇨🇦 Wishing you a safe, sunny, and joyful holiday filled with great memories, family time, and pride in our beautiful country.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

06/21/2026

Happy Father’s Day!

Today we celebrate the fathers who lead, inspire, and build strong foundations for their families every day.

Thank you for everything you do.

💚 From all of us at TM Lending, we wish you a wonderful Father’s Day.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

06/10/2026

📉 Bank of Canada Holds Rates at 2.25%

The Bank of Canada has maintained its policy rate at 2.25% for the fifth consecutive announcement, providing continued stability for developers, builders, and real estate investors.

For those planning land acquisitions, construction projects, CMHC-insured developments, or inventory financing strategies, a stable rate environment can improve project planning, financing certainty, and overall feasibility.

Whether you're:
🏗 Securing Construction Financing
🏘 Developing Multi-Unit Residential Projects
📍 Acquiring or Servicing Land
🏢 Refinancing Existing Real Estate Assets
💼 Exploring CMHC MLI Select Opportunities

Now is the time to evaluate your financing strategy and position your project for success.

At TM Lending, we work with developers and investors across Ontario to structure financing solutions for projects ranging from land acquisition through construction and stabilization.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

#2026

05/18/2026

Happy Victoria Day! Enjoy the long weekend and all the moments that make Canada feel like home.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

05/10/2026

💐 Today we celebrate the strength, care, and dedication of mothers everywhere. From all of us at TM Lending, Happy Mother’s Day! 🌷

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

04/29/2026

📊 The Bank of Canada kept rates at 2.25% again.
So what does that mean for you? It might be a great time to take a closer look at your mortgage, explore refinancing, or tackle high-interest debt while rates remain steady.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

03/20/2026

Happy Nowruz! ✨May the new year bring you peace, prosperity and bright new beginnings.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

03/18/2026

The Bank of Canada kept its benchmark rate unchanged at 2.25%.
If you own a home, this could be an opportunity to refinance, consolidate debt, or improve your mortgage terms. Reach out to see what options are available.

TM LENDING
🌐 Tmlending.ca
📞 416-827-1755
✉️ [email protected]
Mortgage Broker at Centum Financial Services Limited Partnership
License Number: M15001240
Brokerage: 13054

Address

100 Mural Street
Richmond Hill, ON
L4B1J3

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://tmlending.ca/

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