03/23/2022
Even though parking lots are private property, the rules of the road still apply. Your insurer will deal with a claim in a parking lot the same way as any other claim.
If you have Collision Coverage on your insurance policy, you will be covered in a parking lot accident. Without collision coverage, you’ll be on the hook to pay for any damages to your vehicle if you’re at fault. Whether you inadvertently hit a shopping cart or car next to you, or you get hit and the driver doesn’t remain at the scene or leave a note, your insurer will determine whether you were at fault or if it is treated as a hit-and-run accident.
Here are some tips to avoid a collision in a parking lot:
- Be alert and put away distractions
- Drive slowly and watch out for pedestrians
- Choose a parking space that’s further away from the entrance and other vehicles
- Park your vehicle facing outward so that you don’t have to reverse when leaving
Please feel free to reach out at (647) 832-4177 or email [email protected] for any questions or a quotation request. We have over 15 renowned companies and would help you to get the best coverage at competitive rates.
