Candice Carr - Mortgage Broker

04/29/2026

There's a fantastic new down payment grant available for Pasqua First Nation Citizens! The program is for eligible first time homebuyers and provides up to $40,000 or 5% for the down payment on a home. Read further here and please reach out for further details:

Pasqua First Nation first-time home buyer grant explained. Learn eligibility and how to apply, plus how a mortgage broker can help you get approved.

04/21/2026

I work with the best team 🤎 Here they are at (possibly) their cutest!

03/07/2025

Buying a house and curious of the process?

Follow along here with Homebuying 101 and share with anyone you know buying a home! 🏠

03/18/2023

Now you can sign up to my monthly newsletter to stay up to date on all things mortgage related! Exciting I know 🤓 You will also get an email when there is breaking news, like a prime rate announcement from the Bank of Canada.

Want to stay up to date on all things mortgage related? Look no further; Sign up for my mortgage newsletter to be informed about important mortgage news and market information, expert insights and of course money saving tips and advice. I look forward to keeping in touch with you!

03/08/2023

✨International Women’s Day ✨

To all the queens in my life, thank you for being nothing short of amazing.

My women are uplifting, role models for my daughter, supportive colleagues and people I can count on for absolutely anything. We cry together, laugh together, and everything in between.

I wouldn’t be who I am without the phenomenal women I surround myself with 💖 Love you all.

Xoxo
Candice

01/02/2023

Mark your calendars 🤓

This is the 2023 schedule for Bank of Canada interest rate announcements.

09/28/2022

Feeling so grateful 🥰

This award is given to the top 5% of Mortgage Brokers across Canada and I am honoured to be on that list again.

Thank you to my friends, family, clients, and colleagues for trusting me with your mortgages, and also for your referrals. They are the heart of my business ♥️

07/14/2022

👏🏼👏🏼👏🏼

Variable rates will likely be a benefit once again in the midterm. Read more

07/11/2022

Fantastic article written by my colleague at TMG. Undoubtedly, Bank of Canada will increase rates this week, but by how much? Read to the end for predictions on the fixed vs variable debate 🤓

In today's post I explain why a 0.50% increase by the Bank of Canada this Wednesday is better option than the 0.75% hike the consensus expects.

06/01/2022

No one likes it, but remember, this too shall pass.

Let’s all remember the 1.35% variable rates we had for the past 2 years before freaking out 😆

Most people are sitting under 3% with their variable rates. New 5 year fixed terms are in the mid 4%.

https://www.theglobeandmail.com/business/economy/article-bank-of-canada-interest-rate-hike-announcement-june-2022/?fbclid=IwAR1_1_N6D1b9rTAiRhN9eldiysBoXLt5GS-WppOUFydDzi5QkoaizZJ11IM&fs=e&s=cl

The increase marks the third so far this year by Canada’s central bank and the second consecutive half-percentage-point increase, taking the benchmark rate to 1.5 per cent