Edward Jones - Financial Advisor : James Kerr

06/01/2026

Happy Pride Month! 🌈

This June, we celebrate love, authenticity, and the courage it takes to live as your true self.

Pride is about visibility, acceptance, and progress. It's about creating spaces where everyone feels safe to plan for the life they envision, whether that's marriage, family planning, retirement, or legacy building.

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/29/2026

Beyond investing, financial planning is about building a fulfilled life.

It gives your money purpose by aligning it with your goals, your priorities, and your life. It looks at all areas of your financial life, helping you prepare for challenges like inflation, life changes and unexpected events. With a clear plan, decisions feel simpler and more manageable.

True financial fulfillment means having the freedom to pursue what matters to you, security for your family, and confidence about the future. Many people assume financial planning is complex or expensive, but it is often more accessible than expected.

Reach out to me to create a financial plan built around your life and goals.

Investments are tools. A financial plan is the blueprint. Together, they help you build and experience the life you want.

05/23/2026

When markets feel uncertain, it's natural to want to wait until things calm down before investing. The challenge is that the "right time" rarely feels obvious in the moment, and waiting comes with its own risks.

Think about it this way: someone who waits three years to begin investing gives up three years of potential compound growth. Over a 30-year timeframe, those early years can make a real difference. Time is one of the most valuable tools in long-term investing, and you can't get it back once it's gone.

This doesn't mean you should ignore your personal circumstances. Your financial situation, goals, and comfort level all matter. But if you're waiting for perfect market conditions, you might be waiting a long time.

If you've been putting off investment decisions because conditions don't feel right, let's talk about what's holding you back and what might make sense for your situation.

05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.

05/21/2026

Recent market volatility has been unsettling, but this moment can offer strategic opportunities.

Here are three opportunities to consider:

• Earn more income from bonds: Take advantage of today’s higher interest rates to potentially generate more income from fixed income investments.
• Use losses to reduce taxes: Apply investment losses to offset gains you’ve already realized, which can help lower your tax bill.
• Invest at better prices: Add to your long-term investment mix when markets offer more attractive entry points.

I work with clients to ensure their plans stay aligned with their long-term goals, emphasizing quality investments, diversification, and maintaining a long-term perspective.

Let's review your portfolio together and keep your financial strategy on track.

05/20/2026

Old Age Security (OAS) is one of the most common sources of retirement income for Canadians but understanding how it works isn't always straight forward.

Here's what matters: OAS is based on how many years you've lived in Canada as an adult, not your employment history. That means you can qualify even if you've never worked or if you're still working. The amount you receive depends on how long you've been a Canadian resident, when you start taking it, and your income in retirement.

OAS also adjusts quarterly to reflect cost of living changes, and payment amounts can vary based on your total retirement income. Higher income may reduce your benefits through what's known as the OAS clawback.

Understanding these basics helps you plan more confidently for your retirement income needs. It's not just about when you become eligible. It's about knowing how OAS fits into your bigger financial picture.

If you have questions about how OAS will work in your retirement plan, let's talk. I can help you understand what to expect and how to plan accordingly.

05/18/2026

Edward Jones proudly established a Canadian headquarters in Mississauga in 1994. On behalf of our thousands of associates, happy 181st Victoria Day!

Whether you're firing up the grill, opening the cottage, or simply enjoying a well-deserved break, here's to celebrating community, connection, and the season ahead.

Wishing you a safe and wonderful long weekend!

05/17/2026

Many couples assume they'll figure out the financial details as they go. But when one or both partners bring significant assets, a business, or dependents into the relationship, those "figure it out later" conversations can become complicated fast.

This is where discussing expectations early can make a real difference. A cohabitation agreement prevents misunderstandings around spending, saving, and shared costs. It gives you both a clear foundation to work from.

And here's the bigger picture: creating this agreement often leads to the kind of financial conversations that support long-term planning. When you're aligned on how to handle money day to day, you're better positioned to work toward bigger goals together, whether that's buying a home, saving for retirement, or building an emergency fund.

If you're moving in together and want guidance on aligning your financial decisions with your shared goals, reach out. We can help build a foundation that works for both of you.

Edward Jones financial advisors are not lawyers and cannot provide legal advice. A cohabitation agreement is a legally binding document that should be created with the assistance of a qualified lawyer or legal professional. We can help you understand how your financial decisions today connect to your long-term goals and work alongside your legal advisor to support your overall financial strategy.

05/16/2026

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian TSX in March, and ongoing uncertainty around the Iran war and oil prices, stocks are back near all-time highs.

How did the markets perform this week? Get the highlights and the latest economic news.