Michelle Gibson - Royal Bank of Canada, RBC Senior Mortgage Specialist

07/23/2026

Latest Update: On July 15, 2026, the Bank of Canada announced that it is holding its policy rate at 2.25%.

Want to know what this means for your finances? Get the full breakdown: Latest Update: On July 15, 2026, the Bank of Canada announced that it is holding its policy rate at 2.25%.

Want to know what this means for your finances? Let's connect!

Latest update: The Bank of Canada holds its interest rate at 2.25%.

07/10/2026

Canada's housing market is getting more affordable. But the window won't stay open forever. Let's connect and talk strategy.

RBC’s national housing affordability measure is at a four-year best, falling 1.4 percentage-points to 53% in Q1 2026. A decline in the measure means improving affordability.

07/02/2026

Most Canadians say there's no perfect time to buy a home. Timing matters less than being prepared.

Let's turn your efforts into a real plan. Connect with me and we'll map out exactly where you stand today!

REALTORS® get asked this al the time: when is the right time to buy a home? According to the latest RBC poll, most Canadians don't think there is one.

06/26/2026

Your renewal letter isn't the final word. Negotiate, compare, and choose what fits your life today. DM me to explore your options.

Many Canadian mortgage holders renew without asking any questions—often receiving a mortgage product that may not suit their current needs.

06/25/2026

Canada's housing market is gaining speed this spring. Resales hit an 18-month high in May. Your move could be the right one. DM me, let's talk.

Home resales finally posted meaningful gains, rising 5.5% month-over-month seasonally adjusted, marking the second consecutive monthly uptick and largest jump in a year and a half.

06/13/2026

Every mortgage payment builds equity you can actually use. The RBC Homeline Plan lets you unlock it for renovations, education, or debt consolidation, at rates lower than most credit cards.

Watch how it works: https://bit.ly/4uwEAeY

Let's talk!

Want to consolidate your loans, renovate your home or buy a car? The RBC Homeline Plan is a smart, cost effective way to manage your spending. Visit RBC Royal Bank to see how it can suit your needs.

06/12/2026

The Bank of Canada held its rate at 2.25% on June 10. Knowing what that means for your mortgage payments is key. Let's talk through your options.

Latest update: The Bank of Canada holds its interest rate at 2.25%.

06/07/2026

Moving doesn't mean giving up your rate. Mortgage porting lets you bring your existing interest rate to your new home and skip the prepayment fees. DM me to learn more.

An RBC Mortgage Advisor breaks down how mortgage porting allows you to transfer your mortgage to a new property without changing your interest rate.

06/05/2026

Stories that build. Voices that guide.

This Indigenous History Month, discover A Chosen Journey – an interactive experience that highlights stories of strength and real progress.

Join the reconciliation journey.

rbc.com/chosenjourney

Artist: Emily Kewageshig

06/04/2026

Canada's housing market is offering real opportunities for prepared buyers in 2026 Depending on where you live, now could be your moment. Reach out if you want to look at your numbers together.

Whether you’re applying for your first mortgage or renewing one, the right guidance makes a real difference. We spoke to an RBC Mortgage Advisor to learn more.