Lisa Johnson Mortgage Services

Lisa Johnson Mortgage Services Lisa Johnson is a licensed mortgage broker with DLC White House Mortgages - brokering since 1991

Imagine opening a letter from your lender expecting a routine mortgage renewal… only to find out they won’t renew your m...
09/03/2026

Imagine opening a letter from your lender expecting a routine mortgage renewal… only to find out they won’t renew your mortgage.

Maybe your income changed. Perhaps your credit took a hit after an unexpected life event. Whatever the reason, you’re suddenly left wondering what happens next.

This is where a private mortgage can become a bridge instead of a dead end. It can provide the time needed to improve your financial situation before transitioning back to a traditional lender.

Sometimes the best solution isn’t permanent, it’s simply the one that helps you move forward. Let’s chat about your mortgage options [email protected] | 250-617-2229

Running your own business often means your income doesn’t fit neatly into a standard lending box.Perhaps you pay yoursel...
09/01/2026

Running your own business often means your income doesn’t fit neatly into a standard lending box.

Perhaps you pay yourself through dividends and you write off legitimate business expenses to reduce your taxable income. Maybe your income fluctuates from year to year.

These are all common for self-employed Canadians, but they can make getting a traditional bank mortgage more complicated.

I understand how different lenders assess self-employed income and can help match you with financing that reflects your full financial picture, not just a single number on your tax return.

If you’re self-employed and thinking about buying, refinancing or renewing, it’s worth having a conversation before you apply [email protected] | 250-617-2229

When you first bought your home, your mortgage fit your life. But life changes.Maybe you’ve:• Started a family• Changed ...
08/27/2026

When you first bought your home, your mortgage fit your life. But life changes.

Maybe you’ve:
• Started a family
• Changed careers
• Received a promotion
• Become self-employed
• Paid off other loans
• Started planning for retirement

If your financial situation has changed, your mortgage strategy may need to change too.

A refinance isn’t about replacing your mortgage. It’s about making sure your mortgage continues to support where you’re headed next. Let’s review your mortgage needs. [email protected] | 250-617-2229

One unexpected event. A few missed payments. Suddenly, your credit score tells a story that no longer reflects your curr...
08/25/2026

One unexpected event. A few missed payments. Suddenly, your credit score tells a story that no longer reflects your current reality.

You're back at work, your finances are improving, but the bank only sees the past.

A private mortgage can provide breathing room while you rebuild your credit and get back on track. It's designed to solve temporary challenges – not define your future.

Financial setbacks don't have to become permanent roadblocks. Let’s discuss your mortgage options [email protected] | 250-617-2229

Reality: Having student loans doesn’t automatically mean homeownership is out of reach.Many Canadians assume they need t...
08/20/2026

Reality: Having student loans doesn’t automatically mean homeownership is out of reach.

Many Canadians assume they need to pay off their student debt before they can qualify for a mortgage, but that’s not necessarily the case. Lenders look at your overall financial picture – not just whether you have student loans.

They’ll consider factors like your income, monthly debt payments, credit history and overall ability to manage your financial obligations. If your student loan payments fit comfortably within your budget, you may still qualify for a mortgage.

In fact, many first-time homebuyers purchase their first home while still repaying their student loans.

The key is understanding how your debt affects your borrowing power and developing a strategy that works for your financial situation. I can help you determine what you qualify for and identify lenders that are the best fit for your circumstances.

Don’t let student loans stop you from exploring your options. You may be closer to homeownership than you think. Let’s talk! [email protected] | 250-617-2229

Many homeowners focus on what they owe, but forget to look at what they own.As your home increases in value and your mor...
07/30/2026

Many homeowners focus on what they owe, but forget to look at what they own.

As your home increases in value and your mortgage balance decreases, you build equity. That equity may be available to help you:
• Renovate your home
• Consolidate higher-interest debt
• Help a child with a down payment
• Cover education costs
• Create a financial cushion for unexpected expenses

The important question isn't: “Can I refinance?” Instead ask yourself: “Would refinancing improve my overall financial picture?”

Every situation is different, which is why it’s worth exploring your options before making a decision. I’m here to help [email protected] | 250-617-2229

Did you know your home equity can help your children buy their first home or pay for post-secondary education?An equity ...
07/16/2026

Did you know your home equity can help your children buy their first home or pay for post-secondary education?

An equity mortgage can unlock funds for:
• Tuition and education costs
• A down payment gift
• Other major life expenses

Smart financing creates lasting impact. Let’s discuss your options. [email protected] | 250-617-2229

If your mortgage is up for renewal, don’t just sign your lender’s renewal offer. It’s always in your best interest to un...
07/10/2026

If your mortgage is up for renewal, don’t just sign your lender’s renewal offer. It’s always in your best interest to understand all your options every time your term is ending.

I can lock in a rate 90-120 days before your current mortgage term ends. If rates drop during that time, your rate will also drop. It’s best to plan ahead and not leave your options to the last minute. Be sure to check the maturity date of your current mortgage.

Let’s chat about your mortgage needs! [email protected] | 250-617-2229

Many people think of home equity only during emergencies, but it can be a powerful tool for opportunity as well, includi...
07/02/2026

Many people think of home equity only during emergencies, but it can be a powerful tool for opportunity as well, including when you’re looking to:
• Start or grow a business
• Buy an investment property
• Diversify your financial portfolio

If you’ve built equity, you’ve built opportunity. Let’s make it work for your goals. [email protected] | 250-617-2229

Credit cards at 20% interest? 😖 You could be paying way too much.Refinancing with an equity mortgage can help you roll t...
06/25/2026

Credit cards at 20% interest? 😖 You could be paying way too much.

Refinancing with an equity mortgage can help you roll that high-interest debt into one low monthly payment – often at a much lower interest rate.

Your home can help you breathe easier financially. Let me show you how! [email protected] | 250-617-2229

Address

7628 Street Mark St
Prince George, BC
V2M4B8

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm
Sunday 7am - 7pm

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