Travis Stringer, Wealth Advisor at RBC Dominion Securities Inc.

08/21/2026

Explore how integrated, multi-generational philanthropic advice is helping families build strategies that strengthen both community and family bonds.

08/10/2026

Saving for your child’s education? Thoughtful education planning goes beyond simply setting money aside in an RESP — it's about optimizing how, when, and where those funds are structured to make the most of every opportunity. Questions? Send them our way.

04/30/2026

Did you know your TFSA contribution room keeps growing - even if you've never opened an account?

And here's something to think about: your kids' TFSA room is building right now too. From the moment they turn 18, contribution room starts accumulating, whether they open an account or not.

Reach out if you’d like to explore what this means for your financial plan and your family.

02/27/2026

A little boost for my colleagues as the RSP contribution deadline approaches!

Monday, March 2, 2026

RBC Colleagues: Are you considering an RSP contribution as the deadline approaches but are short of cash? I have an idea for you: your Employee Profit Sharing Plan.

Generally, you are not able to withdraw the funds from your EPSP for two years after receipt. However, you may be able to transfer the shares to your RSP or TFSA within the plan BEFORE they have vested.

This is how it works:
- Call your plan provider and advise the customer service representative that you would like to transfer your shares in-kind to your RSP or TFSA (if you have a lot of shares, ensure you do not over-contribute to your registered account!)
- The service rep will read you a disclaimer, and you must agree to the transfer: be aware that even though you are transferring your shares in-kind, the shares are considered sold (deemed disposition) for tax purposes, and you will have to report a capital gain or loss on your tax return
- If done before market close, the transfer will complete on that day. If after market close, it will complete the next business day. If you are considering this for the 2025 tax year, I recommend you make that call before noon on Monday to ensure it is completed in time.
- That’s it! The transfer will complete, and all future grow in your shares will be tax sheltered in your RSP and tax free in your TFSA.
- You will receive a notification within a couple of weeks that an RSP contribution receipt is available.

This process may work for other employees participating in Profit Sharing Plans, but I only have experience with RBC. It is important to understand how your employer’s plan work. My understanding is that this will not work with registered, DPSPs, for example.

11/15/2025

TFSA, FHSA, RRSP: Do your kids and grandkids know what these acronyms stand for—and, more importantly, how they can contribute to building wealth?

Teach the loved ones in your life about the ABCs of investment accounts and contact me to learn more about our financial literacy resources.

11/05/2025

Sharpening the saw.

In Vancouver this week for a firm update and training on efficiency, cyber security, a market update, and what more we can do to serve our clients.

11/05/2025

Canada’s 2025 Federal Budget includes several measures that could impact tax and wealth planning. What are those key measures and how might they impact you? Find out here: https://bit.ly/3LKN3KT

11/04/2025

It’s been over a year since I hiked up the Ptarmigan Creek valley, so I thought Sunday might be a nice day to focus on my mental health rather than work😉

It was a long day with limited daylight, but we climbed over hundreds of logs along the 7kms to the old horse camp and marked most of the route. Looking forward to re-establishing this old trail within the next year or two!

Background:
In early 2001, a very large avalanche blocked Ptarmigan Creek and created a small lake. The avalanche debris was eventually breached, and the ensuing flood washed out several bridges and a large section of the Ptarmigan Creek Trail. According to several reports I’ve had from hikers who knew the trail well, the area became “virtually impossible” to access following the flood. The BC Parks website has an alert regarding the flood to this day and says the following:
“Note: the trail is not well-marked. The trail is not recommended for inexperienced people as it is difficult to follow due to dense shoulder-high vegetation and few markers.”

I found a marker last summer! You can see it in the green photo. Can you spot the trail? Me neither!

Based on the praise given the area by long-time Caledonia Ramblers, I began exploring Ptarmigan Creek in the winter of 2020 and have now found a very solid route that joins the old trail about 7kms up the valley.

11/01/2025

It’s never too early to focus on financial education to set your family up for success. RBC Wealth Management is here to support lifelong learning. Let’s this Financial Literacy Month. Reach out to me for help starting the conversation with the young ones in your life.

09/03/2025

The "September Effect":

Equity investors have long dreaded September. But we provide some context as to why stocks tend to sag in the month and explain why investors should keep their eye on the long-term ball when it comes to portfolio positioning.

Equity investors have long dreaded September. But we provide some context as to why stocks tend to sag in the month and explain why investors should keep their eye on the long-term ball when it comes to portfolio positioning.