Edward Jones - Financial Advisor: Adam Bainbridge

08/28/2026

A new school year is just around the corner, and for many families that means it's time to start drawing from an RESP.

Julie Petrera, our Director of Financial Planning at Edward Jones Canada, shared some helpful perspective in The Canadian Press on the mistakes to avoid — like taking from the wrong portion of the account first, or leaving too much invested in equities too close to withdrawal time.

We work with media to share insights like these because the families we serve are asking these same questions every day. By contributing to credible publications, we help bring timely, trustworthy guidance to clients and families across Canada — not just in our own communities, but wherever these conversations are happening.

If education planning is on your mind, reach out. We're here to help.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

08/27/2026

Keeping up with the markets takes time, research, and ongoing attention.

Most mutual funds give you access to professional investment expertise. Experienced portfolio managers actively manage the fund by researching opportunities, adjusting the portfolio as markets change, and making investment decisions on your behalf.

You also have the confidence of knowing exactly what you own, with fund holdings available through regular reporting and the fund's prospectus.

Ready to put professional management to work for your long-term goals? Call me to set up an appointment and let's get started.

08/24/2026

If you’re preparing to use your Registered Education Savings Plan (RESP) for post‑secondary costs, understanding the different types of withdrawals is essential.

What seems like one pool of savings is viewed by the Canada Revenue Agency as three separate components, each treated differently for tax purposes. Knowing how they work can help you plan withdrawals in a way that maximizes funding and minimizes tax.

If you’d like support building a withdrawal strategy, I’m here to help.

Reach out to book a meeting.

Understand RESP withdrawal rules and limits. Learn about EAPs, tax implications, and strategies to maximize education savings.www.edwardjones.ca/ca-en

08/20/2026

You may have heard of active investing and passive investing. But what's the difference?

Active investing means that your investments are managed by professionals who research and select investments with the goal of outperforming an index. While there's no guarantee of better performance, this can offer greater potential for returns and reduced risk.

Passive investing aims to match the performance of a market index. Your investment typically rises and falls with the market and comes with lower fees.

The good news? You don't have to choose just one approach.

Many well-diversified portfolios include a mix of active and passive investments. The right balance depends on your financial goals, time horizon, and comfort with risk.

Wondering which approach makes sense for you? Let's connect and build an investment strategy that fits your goals.

Learn about the similarities and differences between these two popular investment styles.

08/16/2026

AI may be able to crunch numbers faster than a human. But can it understand your family's story?

AI can analyze data and model scenarios in seconds. But it can't understand the emotional weight of deciding whether to prioritize your child's education or retire earlier, how family dynamics shape your goals, or what truly matters to you.

At Edward Jones, we believe the future is AI empowering advisors not replacing them. We leverage technology to free up time for real conversations about your priorities and life.

There's no "one-size-fits-all" approach. We guide you through an established process that starts with understanding what's important to you, then we partner with you to adjust as your circumstances change.

AI gives us richer analytics. Thoughtful human insight translates them into decisions that feel right for YOU.

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08/13/2026

Building a diversified investment portfolio doesn't have to be complicated.

Instead of researching and selecting individual stocks or bonds, a mutual fund gives you exposure to a broad mix of investments through a single purchase.

Depending on the fund, that can include stocks, bonds, real estate, and other asset classes—all professionally managed with a defined investment objective. As the fund grows and generates income, you share in its performance and can often reinvest distributions automatically.

Looking for a simpler way to diversify your investments? Let’s book an appointment and explore how mutual funds could fit into your portfolio

08/06/2026

What’s the best type of investment portfolio?

It's a trick question—there's no such thing as a one-size-fits-all approach.

The right investment strategy depends on where you are in life. A portfolio should reflect your financial goals, time horizon, and comfort with risk—all of which evolve over time.

For example, someone just starting their career will likely have different priorities than someone approaching or enjoying retirement. Earlier in life, long-term growth may be the focus. Later on, preserving wealth and generating income may become more important.

As a financial advisor, I often tell my clients: The best portfolio is the one that's built around you.

Do your investments match your life stage? Let's review your portfolio together.

Things you need to consider as you build a portfolio that’s right for you.

07/30/2026

For many families, legacy planning extends beyond the next generation. It’s also about considering how wealth can continue to provide opportunity, protection and purpose for grandchildren.

A cascading life insurance strategy can help transfer wealth across generations in a tax-efficient manner, while preserving flexibility and protection for future family members.

For families focused on creating a lasting legacy, this can be a powerful way to preserve family capital, strengthen generational continuity and align wealth transfer with long-term intentions. The earlier these conversations begin, the more options families may have.

If you're considering how your legacy can support future generations, please book an appointment and we can explore the possibilities.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

07/23/2026

🏡 The principal residence exemption is one of the most valuable tax benefits available to Canadian homeowners. It allows you to sell your principal residence without paying tax on the increase in its value.

📈 How it works:
When most assets are sold for a profit, a portion of the capital gain is taxable. If your home qualifies as your principal residence, the exemption can shelter that gain.

✅ Why it matters:
When selling your home, the exemption can help preserve more of your wealth, leaving you with more flexibility in your broader financial plan.

Wondering how the principal residence exemption applies to your situation? Let's connect.

Edward Jones, its employees and Edward Jones advisors cannot provide tax or legal advice. Consult qualified tax and legal professionals

You asked – we answered! Here are the top 10 questions about principal residence exemption.