Dionne Aspell Mortgage Broker

04/09/2023

01/23/2023

Canada has implemented a new ban on foreign buyers to battle housing affordability. Click the blog post for further information perhaps it will affect you or someone you know.

The start of the new year saw Canada’s new foreign buyer ban officially come into effect. The two year-ban, originally passed by Parliament in June to help address housing affordability...

11/11/2022

10/26/2022

OPEN HOUSE- 4473 Hollywood Street
Saturday October 29th 11:00am-12:30pm.

Come and chat with Denay Piatka and have a tour of this amazing 3 bedroom, 2 bathroom rancher located in Central Port close to schools, shopping an recreation. Click the link for more details and photos

https://listings.vireb.com/listing/Port-Alberni-BC/4473-Hollywood-St/23a5f?u=10666

07/22/2022

07/17/2022

✨✨✨OPEN HOUSE TODAY!✨✨✨
⬇CLICK HERE FOR MORE INFO⬇
https://www.midislandrealty.com/listing/4027-cedar-st-port-alberni-british-columbia-v9y-6c5-24559800

07/15/2022

Have you recently started a new job and having troubles qualifying? My client was in a similar situation. He needed to show a two-year average to utilize his significant over time but was only 1 year in. We set him up a short-term loan with the plan to finance into a standard option once his next T4 is out. This allowed him the ability to get the financing he required now with a plan.

05/03/2022

Here is an informative read about variable and fixed interest rates for those who may be questioning which route to take.

Should you go with a variable or fixed-rate mortgage? Rising interest rates are changing the calculus for prospective home buyers, experts say.

04/27/2022

Here are this mornings rates. Rates are steadily rising and may continue to do so.
Something to keep in mind is with rising rates this may impact how much you qualify for.
If you are looking to purchase or refinance in the near future feel free to reach out to me!

04/15/2022

Happy Easter Weekend! I hope everyone gets a chance to relax and enjoy this weekend with their loved ones.

04/05/2022

Refinancing your existing mortgage could be the right step for you. Here are some top reasons why.

1. Now more than ever a lot of people have a large amount of equity in their homes. Refinancing will allow you to dip into these new funds to perhaps do that bathroom reno you have been thinking about.
2. Refinancing will allow you to change the duration of your loan. Whether you want to shorten it to pay it off quicker or extend it to allow for lower monthly payments.
3. Consolidate debts such as credit card loans and vehicle loans. These types of loans tend to have significantly higher interest rates, so having those debts blended into your mortgage could save you a lot of money.
4. Lower your interest rate or refinance early to lock into a rate. Many are concerned with the increasing interest rate. Now may be your best time to look into your prepayment penalties and get locked into a new term.
5. Changes in your personal life is a big one for many. Things such as divorce/ separation or even a change in your job or wages could be cause for a refinance. Having an increase in wages could allow you to tap into additional funds.
Life and this crazy world are ever changing and there are so many reason that may lead you into looking at refinancing your home.
If you think this may be something you are interested in fell free to contact me and we can discuss whether its the right route for you to take.