Janet Laluk - Mortgage Broker

05/30/2026

Met up with some of our BNI ladies at the Chamber event at Whonnock lake last night. Beautiful venue ladies & delicious food.

05/12/2026

Happy Mother’s Day. Jacob is in Edmonton with his Fiance.

05/03/2026

04/21/2026

ChatGPT helps you get answers, find inspiration, and be more productive.

02/27/2026

Helping families one at a time, for many many years now, is my greatest joy.

02/26/2026

Your renewal letter is not a deadline to accept.

If your mortgage is coming up for renewal, this is a good time to review your full financial picture.

Rates, goals, and lending rules may have changed since you last signed.

A short review now can save you money or improve flexibility over the next term.

If you’d like a second look before signing, I’m happy to review it with you.

📞 604-671-6258
📧 [email protected]
🌐 loweryourrate.ca

02/06/2026

CREA’s latest data points to a housing market that is finding its footing again as we move through 2026.

Instead of the sharp highs and lows we saw in recent years, activity is trending toward a more measured pace.

This kind of environment can be helpful for planning.

Buyers often have more time to make decisions, and sellers can focus on pricing and preparation rather than reacting to sudden shifts.

Understanding how today’s market fits into your own timeline matters more than reacting to headlines.

If you want help putting the 2026 outlook into context, I’m here to help.

📞 604-671-6258
📧 [email protected]
🌐 loweryourrate.ca




https://stats.crea.ca/en-CA/

01/19/2026

Early renewal can feel convenient, but it’s still a financial decision.

Depending on your mortgage, there may be penalties or missed opportunities to review other options.

A short review can help you understand whether renewing early makes sense for you.

If you want to talk it through before deciding, I can help.

📞 604-671-6258
📧 [email protected]
🌐 loweryourrate.ca