Michael Jones Mortgages

Michael Jones Mortgages My business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential!

Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your home ownership goals! To schedule an appointment to chat, either virtual or in-person, click here: https://calendly.com/mikejonesmortgages

This weeks mortgage rates are in and we are seeing very little movement with both the fixed rates and the variable. One ...
06/02/2026

This weeks mortgage rates are in and we are seeing very little movement with both the fixed rates and the variable. One way to stay ahead in the game is to get pre-approved!

Mike Jones Mortgages
Centum

06/01/2026

When buying a home, it is not just the purchase price you’ll have to be ready for, but closing costs as well! Closing costs are additional charges to purchasing a home that come from lawyers, banks, and taxes such as the Land Transfer Tax.

Mike Jones
Centum

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A mortgage pre-approval helps you understand your budget, lock in an interest rate, and shows sellers you’re a serious b...
05/29/2026

A mortgage pre-approval helps you understand your budget, lock in an interest rate, and shows sellers you’re a serious buyer. Lenders evaluate your income, credit score, debts, and down payment to determine how much you can borrow and your estimated rate. It gives you clarity, speeds up the buying process, and protects you from rate increases while you shop. To apply, you’ll need proof of income, assets, debts, and down payment funds. Pre-approval isn’t a guarantee, but it’s a smart first step toward homeownership!

Mike Jones Mortgages
Centum

-Approval

05/27/2026

“What happens if I break my mortgage term?” This is a question I get asked frequently when clients are shopping for a new home, but are still in a mortgage term with their lender. I chat with Jessica about the penalties that could come up, and some options that may be available depending on the type of mortgage you have.

Mike Jones Mortgages
Centum

Jessica Yates


While currently the rates are the same as last week, there are hints toward an increase happening. Between the bond rate...
05/19/2026

While currently the rates are the same as last week, there are hints toward an increase happening. Between the bond rates reaching their highest in 52 weeks and the Banks warning of a shift, the best we can do is be prepared. When it comes to securing a mortgage, the best preparation you can provide yourself is getting pre-approved!

Mike Jones Mortgages
Centum

05/15/2026

These are the top three reason that I have seen that lead to people not qualifying for a mortgage!

1 - Too much debt
2 - Bad credit (although you could still qualify if the other two are in good shape!)
3 - Not enough for the down payment & closing costs

Want to know more about getting a loan with bad credit? Check out the other video I have on my profile that talks about it!

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Mike Jones Mortgages
Centum

05/12/2026

In this video, I sit down with Vanessa, Owner of Century 21 United, to talk about the what her predictions are for the 2026 Peterborough Market. As well as, highlight the differences between the Peterborough and other markets around Ontario.

Mike Jones Mortgages
Centum

Vanessa Oake-Hogan
Century 21 United Realty Inc, Brokerage


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05/10/2026

Jessica Yates and I chat about what mindsets tend to impact the transaction process from moving forward smoothly. Understanding how the market works, that both low prices and low rates struggle to co-exist, can help you make more logical and realistic decisions whether you are buying or selling.

Mike Jones Mortgages
Centum

Jessica Yates


While the mortgage rates are the same this week, we are seeing a rise in other rates in the market that influence mortga...
05/06/2026

While the mortgage rates are the same this week, we are seeing a rise in other rates in the market that influence mortgage rates. This may cause a shift in the rates we see going forward. The best way to gain relief regarding your mortgage options is to get pre-approved! By doing so you lock in at today’s rate and if the rates shift, your pre-approved rate will remain the same!

Mike Jones Mortgages
Centum

Looking for something fun to do tonight in the Peterborough downtown core?! Tonight is the First Friday art crawl! Come ...
05/01/2026

Looking for something fun to do tonight in the Peterborough downtown core?! Tonight is the First Friday art crawl! Come check out the venues and establishments hosting a variety of local artists, makers, and performers! Head over to the profile for a full list of everyone and where they wi be, or head over to their website!

Mike Jones Mortgages
Centum

Address

163 Westcott Street
Peterborough, ON
K9J6Y5

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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