Schilling Financial

Schilling Financial Specializing in retirement and estate planning. Planning together with expertise and experience.

☑️ The strongest financial plans are proactive, not reactive. If you’re waiting for something to go wrong before you rev...
06/02/2026

☑️ The strongest financial plans are proactive, not reactive.

If you’re waiting for something to go wrong before you revisit your plan, you are missing out on opportunities.

After all, a good financial plan is not something you set and forget. It is something you return to and refine, so it continues to support the life you are building.

June is a natural checkpoint. 🗓️

Halfway through the year, enough has changed to make a review meaningful. Markets shift, goals evolve, and even small life changes can quietly impact your bigger picture.

If it has been a while since you have reviewed your financial plan, this is a good time to check in.

As May comes to a close, it’s a great time to check in:➡️ Are you on track for the year?➡️ Are there any changes on the ...
05/28/2026

As May comes to a close, it’s a great time to check in:

➡️ Are you on track for the year?
➡️ Are there any changes on the horizon personally or professionally?
➡️ Have your goals for the future changed?

Small adjustments now can make a big difference over time.

If you have updates for us, let’s schedule a review and make sure your financial plan is working to support your lifestyle and goals.

Schilling Financial | Financial Planning | Retirement Planning | Plan Ahead | Communication Is Key

And now for something completely different. 🤣An ode to the end of tax season. Tax season’s wrapped, the filings are thro...
05/27/2026

And now for something completely different. 🤣

An ode to the end of tax season.

Tax season’s wrapped, the filings are through,
Now it’s time to take a fresh look at you.

What came back? And what does it mean?
Were there opportunities left unseen?

If you received more than you thought,
Let’s explore what that result has taught.

Could it be structured a little bit better?
Or redirected toward something that matters?

We’ll be reaching out to review and connect—
To help you plan smarter for what comes next.

Schilling Financial | Financial Planning | Tax Efficient Financial Planning | Poetry

Today is a special day: my daughter, Adelyn, turns TWO 🎂It’s hard to believe how quickly time passes. Life changes so mu...
05/25/2026

Today is a special day: my daughter, Adelyn, turns TWO 🎂

It’s hard to believe how quickly time passes. Life changes so much in just a couple of years, and it’s a reminder of how important it is to pause and enjoy the little moments along the way.

Financial planning isn’t just about numbers—it’s about creating the space to be present for what matters most.

Whatever season of life you’re in, your financial plan should support it.

Schilling Financial | Planning For Every Stage | Financial Planner | Family First

Whether it’s early mornings on the golf course ⛳ or afternoons in the garden 🌷, these are the moments you look forward t...
05/22/2026

Whether it’s early mornings on the golf course ⛳ or afternoons in the garden 🌷, these are the moments you look forward to all year.

You deserve to enjoy them without stress, no matter what’s happening in the markets.

That’s the power of a financial plan.

Schilling Financial | Financial Planner | Retirement Planning | Retirement Lifestyle | Life The Dream

Do you know which one of your properties qualifies as your principal residence? 🤔It’s not necessarily your family home i...
05/18/2026

Do you know which one of your properties qualifies as your principal residence? 🤔

It’s not necessarily your family home in town.

If you “ordinarily inhabit” the cottage, it could be eligible to be your principal residence—a fact that could reduce your taxes when it’s sold.

This is where good record-keeping and planning really matter.

Every situation is different, but understanding your options ahead of time can make a big impact later.

Not sure what qualifies? Let’s walk through it together.

Schilling Financial | Financial Planner | Tax Efficient Financial Planning | Principal Residence Rule Ontario

It’s easy to feel uncertain when markets move around.But what happens today doesn’t decide what will happen a year from ...
05/15/2026

It’s easy to feel uncertain when markets move around.

But what happens today doesn’t decide what will happen a year from now—or a decade.

Your financial plan isn’t built for short-term success; it’s built to play the long game.

Short-term changes are expected. Long-term direction is what matters.

If you’re feeling unsure, it’s always a good time to revisit your plan and put your mind at ease.

Schilling Financial | Financial Planning | Long Term Financial Planning | Planning For The Future

For many families, the cottage is one of the most meaningful assets to pass on. 🏡But equal doesn’t always mean fair, and...
05/12/2026

For many families, the cottage is one of the most meaningful assets to pass on. 🏡

But equal doesn’t always mean fair, and leaving a cottage to multiple children can cause more problems than it solves. Remember, the goal isn’t just to pass on the asset—it’s to preserve family relationships too.

Not every child may want—or be able—to share ownership, and that’s okay.

In most cases, we recommend leaving a cottage to one child and balancing the scales by passing on other assets to your other children.

After all, the family cottage isn’t just an asset. It’s a place where memories are made.

If your cottage is part of your legacy plan, we can help you structure it thoughtfully. Just ask!

Schilling Financial | Retirement Planning | Estate Planning | Inheritance Planning | Cottage Life | Leaving A Legacy

05/07/2026

May is here 🌱

Garden beds are getting prepped, golf courses are opening, and calendars are filling up again.

After a long winter, it’s nice to get back to the things we enjoy most.

Are you wondering if you have enough in your retirement budget to squeeze in an extra trip or treat yourself to those shiny new golf clubs? Let’s schedule a review to see how we can make your financial plan and your spring ambitions align.

Schilling Financial | Retirement Planning | Retirement Lifestyle | Make Your Money Work |

Address

Peterborough, ON
K9L0G3

Website

Alerts

Be the first to know and let us send you an email when Schilling Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category