Edward Jones Financial Advisor - Curtis Hayes

07/17/2026

The Bank of Canada has held its policy interest rate at 2.25%.

The decision comes as inflation remains above the Bank’s target, labour market conditions continue to show signs of softness, and global uncertainties persist. While interest rates can influence borrowing costs, savings and investment decisions, their impact is different for everyone.

If you have questions about what this rate decision could mean for your financial goals, let's connect and discuss your personalized strategy. Book an appointment today.

11/05/2025

Our team at Edward Jones Canada has reviewed the recent Budget 2025 announcement and put together a report highlighting the key changes.

Reach out to me, if you have questions or would like to discuss how the changes might impact your financial goals.

To help you understand the potential impact of the 2025 budget on your financial strategy, read our summary and key takeaways for individuals and small businesses.

07/11/2025

Many people hear the word “budget” and think of sacrifice. But a well-made budget is a tool that can give you clarity, confidence, and control.

It helps you see exactly where your money is going, spot areas where you might be overspending, and find opportunities to put more toward the things that matter—whether that’s paying off debt, saving for your children’s education, or planning for retirement.

When you know your numbers, you’re not just spending. You’re making intentional choices that lead to greater financial stability and confidence.

Need help getting started? Let’s talk.

These considerations can help you get a handle on how you spend money each month.

07/10/2025

Hoping to retire in the next 10 years?

The first step in getting ready is knowing where you stand. To help ensure you’re ready for the retirement you want, it’s important to review:
✅ Retirement savings (RRSPs, employer plans)
✅ Home equity and other real estate
✅ Investments, insurance, and cash accounts
✅ Debts like your mortgage or credit cards

In these next few years, could you amp up your savings and eliminate your debts?

Let’s talk about what’s realistic and how you can set your retirement timeline with confidence.

07/09/2025

Despite a rocky start to the year and ongoing economic uncertainty, 6 in 10 Canadian investors remain confident in their financial future. For many, success isn’t just about building wealth; it’s about achieving financial fulfillment.

This new research in our Edward Jones Pulse of North America, report explores:
💠 What financial fulfillment means to Baby Boomers, Gen X, and Millennials
💠 The top financial goals supporting what matters most to different generations
💠 The biggest financial stressors — and how they vary by life stage
💠 How investors are adapting to today’s economic conditions
💠 The growing importance of advice and coaching from a trusted professional

This survey is a timely reminder that there’s much more to financial success than winning stock picks - it’s about staying on course with your long-term plan and having a trusted partner at your side.

What does it take to become financially fulfilled? Our new research with Cerulli uncovers the dreams and realities of three generations.www.edwardjones.ca/ca-en

05/23/2025

When preparing for a road trip, you might complete some tasks ahead of time to help ensure everything goes smoothly. You should do the same with your financial journey. For example, enlist an advisor to guide you, create a budget, manage your debt, review employer benefits, and consider planning for your estate. Let me assist you on your financial journey.

Your financial journey is unique to you, but we all have one thing in common: we want the ability to have freedom and flexibility in our financial life. Check out the three milestones you should watch for as you work to achieve that goal.

05/16/2025

The Victoria Day long weekend marks the unofficial beginning of summer in Canada. Whether you're heading to the cottage or enjoying outdoor adventures, have an amazing long weekend!

05/12/2025

Family needs can be complex. An up-to-date Will helps you plan in advance to address your family’s specific circumstances and needs.

This can include:
✅ Leaving inheritances for minors or young adults
✅ Providing for a loved one with a disability
✅ Helping a family member who may lack financial maturity
✅ Addressing relationship changes
✅ Planning for a blended family

Learn more about creating a Will that makes sense for your family.

Are you comfortable with the law governing the distribution of your wealth upon your death? If not, discover the importance of estate planning and reviewing your estate plan regularly.

05/09/2025

💬 Every family handles conversations about their estate plan differently. But a family meeting can help bring your estate plan on paper to life.

📝It can help explain the reasons behind your decisions, avoid misinterpretations down the line, and show your family that you’ve planned with their needs in mind.

📚 It’s also an opportunity to equip your family with the knowledge and tools they'll need for future decisions and responsibilities.

Start this important conversation today. Need to ask some questions first? I’m here to help anytime.

Are you comfortable with the law governing the distribution of your wealth upon your death? If not, discover the importance of estate planning and reviewing your estate plan regularly.

04/23/2025

Have you thought about the legacy you want to leave behind?

Depending on your goals, wishes, and unique situation, there are a number of life insurance strategies that can provide flexibility, minimize tax, and provide a secure financial future for your loved ones. These can help to transfer business assets, provide equitable inheritances, provide extra support to family members, or pass on wealth to multiple generations.

Learn more about life insurance options that may make sense for you.

Life insurance can play a powerful role your estate planning, helping you to secure your family’s financial future.