GreenRates4U

01/28/2026

In alignment with market expectations. The Bank of Canada held its overnight target rate this morning, unchanged at 2.25% in its 1st 2026 announcement meeting – See Details & Insights
Coming up for renewal, plans on purchasing, or potentially contemplating refinancing to consolidate debt, invest or renovate? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered. Let me help navigate this next stage confidently and with clarity.

Bank of Canada Holds Policy Rate Steady Today, the Bank of Canada once again held the policy rate steady at 2.25%. This is the bottom of the Bank’s estimate of the neutral overnight rate, where monetary policy is neither expansionary nor contractionary. With inflation hovering just above 2% and co...

12/10/2025

Bank of Canada Holds Policy Rate Steady – See Details & Insights
Plans on purchasing, refinancing or is your mortgage up for renewal this year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.

Bank of Canada Holds Policy Rate Steady Today, the Bank of Canada held the policy rate steady at 2.25%. This is the bottom of the Bank’s estimate of the neutral overnight rate, where monetary policy is neither expansionary nor contractionary. With inflation hovering just above 2% and core inflatio...

11/11/2025

We remember the hundreds of thousands of Canadians, making the ultimate sacrifice in conflicts around the world. Who fought and died in defense for our freedom.
"The living owe it to those who can no longer speak to tell their story."
Their courage, service and sacrifice will never be forgotten. Lest we forget.

10/31/2025

Wishing Everyone A Happy Halloween 🎃 👻

09/18/2025

Bank of Canada Lowers Policy Rate to 2.5%!
The overnight rate dropped by 25 bps to 2.5% (immediately affecting Variable rate mortgage holders) decreasing the “Prime” rate from 4.95% to 4.70%. Another rate cut is expected this year, ending the year with a policy rate of 2.0%-2.25%.
Plans on purchasing, refinancing or is your mortgage up for renewal this year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.

Bank of Canada Lowers Policy Rate to 2.5% Today, the Bank of Canada lowered the overnight policy rate by 25 bps to 2.5% as was widely expected. Following yesterday’s better-than-expected inflation report, the Bank believes that underlying inflation was 2.5% year-over-year. Through the recent perio...

09/15/2025

The Bank of Canada looks set to slash rates on September 17!
The overnight rate currently at 2.75%, keeping the prime rate at 4.95%. Economists forecast a quarter-point reduction to 2.50%, with most anticipating at least one more cut before year-end.
Plans on purchasing, refinancing or is your mortgage up for renewal this year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.

After a recent prolonged pause, the central bank looks set to slash rates on September 17

07/30/2025

📣 Bank of Canada Holds Steady
The overnight rate remains at 2.75%, keeping the prime rate unchanged at 4.95%.
Plans on purchasing, refinancing or is your mortgage up for renewal this year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.

Bank of Canada Holds Rates Steady As Tariff Turmoil Continues As expected, the Bank of Canada held its benchmark interest rate unchanged at 2.75% at today’s meeting, the third consecutive rate hold since the Bank cut overnight rates seven times in the past year. The Governing Council noted that th...

03/12/2025

The Bank of Canada delivered yet another interest rate cut of 25 basis points today. Bringing the policy rate down to 2.75% - “We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.25% this June, triggering a rebound in home sales… lower interest rates will bring buyers off the sidelines.”

Plans on purchasing, refinancing or your mortgage is up for renewal this year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.

Bank of Canada Cuts Policy Rate By 25 BPs The Bank of Canada (BoC) reduced the overnight rate by 25 basis points this morning, bringing the policy rate down to 2.75%, within the neutral range of 2.25%—2.75%. Tariff tremors have already led to a decline in consumer confidence and spending, a weaken...

01/29/2025

The Bank of Canada delivered another interest rate cut of 25 basis points. This is the Bank’s sixth consecutive rate cut.
Plans on purchasing, refinancing or your mortgage is up for renewal next year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.

Automatically view the rate announcement the moment it is published.

12/12/2024

The Bank of Canada delivered another jumbo interest rate cut of 50 basis points, for a second consecutive decision.
Plans on purchasing, refinancing or your mortgage is up for renewal next year? Contact me @ 613.639.0708 or by email @ [email protected] to have your questions or concerns answered.
https://dominionlending.ca/economic-insights/the-bank-of-canada-cuts-its-policy-rate-by-another-50-basis-points?fbclid=IwY2xjawHHxJ9leHRuA2FlbQIxMQABHbCHvJLkKdz-anddKW15h5tlg3bDF23JMovA0PJtyymNn888Fn0cI--4Jw_aem_v9d_NSCt0tkCALTXHFqPYA

Bank of Canada Cuts Policy Rate By 50 BPs Again The BoC slashed the overnight rate by 50 bps this morning, bringing the policy rate down to 3.25%. The market had priced in nearly 90% odds of a 50 bp move, where consensus coalesced. The combined slower-than-expected GDP growth and a sharp rise in the...

10/31/2024

Wishing everyone a fang-tastic Halloween filled with tricks, treats, and spooky delights! 🎃👻
Have a howling good time!