What we do:
• We work with Canada’s leading Financial Institutions including major Banks, Trust Companies, and Credit Unions.
• Our company, The Dominion Lending Centres Group, sends more than 40 billion dollars in mortgage volume annually. Because we are the biggest in the country, our lenders provide us with a variety of mortgage products, exceptional rates, fast turnaround times and flexibili
ty with approvals.
• When you use us to find you the very best mortgage for your needs, and negotiate on your behalf, typically there is no cost to you. The lender pays us a fee for finding and bringing them the business, we only earn a fee if we arrange the mortgage for you.
• Some of our lenders specialize in providing mortgages for clients who are self employed, contract employees, have seasonal income, have trouble proving income, or lack some of the standard documentation. We have seen all situations and are experienced in getting unconventional mortgages approved.
• Many consumers think their bank will automatically give them the best rates because they have been a loyal customer for many years, have multiple accounts, or have high account balances. That kind of thinking has cost many clients thousands of dollars in unnecessary interest.
• We are all fully licensed mortgage professionals and are governed by the regulator in the province that we do mortgages in. The safety and security of your personal information is of utmost importance and all discussions, documentation and file management are completely confidential at all times.
• Often clients make the time-consuming mistake of going to multiple lenders themselves, attempting to negotiate the best rates. Each time a Financial Institution pulls your credit report, your credit score actually drops. Sometimes the very exercise of trying to find the most competitive mortgage disqualifies you from qualifying. At Dominion Lending Centres, we forward your credit report electronically to our lenders so that it isn’t pulled over and over.