Robyn Bella - Mortgage Broker - DLC Clearmortgage.ca

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Canada
Penticton, BC
Robyn Bella - Mortgage Broker - DLC Clearmortgage.ca

Okanagan based Mortgage Broker. Helping families find their dream homes.

10/29/2025

🎉 An exciting announcement from the Bank of Canada this morning! Reach out to understand what it could mean for you.
250.486.1600
[email protected]

09/17/2025

The Bank of Canada has announced a rate cut, making borrowing more affordable for Canadians.

✨ Homeowners could see lower mortgage payments.
✨ Buyers may find it easier to step into the market.

Curious what this means for you? Let’s explore your options together!

03/12/2025

Another quarter percent! Prime rate will follow, dropping to 4.95%.

12/11/2024

Another drop to prime rate!

11/08/2024

Have you ever wondered how to improve your credit? The first step is understanding how it works.

10/23/2024

Great news to wake up to on a Wednesday morning!

09/06/2024

CMHC Home Start Program!
Swipe to learn ✏️

07/24/2024

🏠 The Bank of Canada reduced its policy interest rate by 25 basis points on July 24, 2024, bringing the rate down to 4.5%. This decision is aimed at supporting economic growth and adjusting monetary policy to manage inflation, which is expected to ease gradually.

06/27/2024

Thank you Penticton!! Your support is overwhelming. I absolutely love what I do, and could not do it without all of you.
Congrats to the Silver and Gold winners!
Gayle Focken - Mortgage Broker / Owner of DLC Clearmortgage.ca🩶
💛

06/19/2024

Learn the Terms! 📝
Canada has 3 Mortgage Default Insurance Providers,
▪️Canada Mortgage and Housing Corporation (CMHC)
▪️Canada Guarantee
▪️Sagen

06/12/2024

Better late than never! We were lucky enough to take part in the golf tourney a couple weeks ago. Fun was had! ⛳️

06/05/2024

The Bank of Canada has reduced it’s benchmark interest rate How does this impact your mortgage?

1. Variable-Rate Mortgages: If you have a variable-rate mortgage, your interest rate and monthly payments are directly tied to the Bank of Canada’s key rate. A rate cut would likely lead to a decrease in your mortgage interest rate, reducing your monthly payments and the overall interest cost over the life of the mortgage .
2. Fixed-Rate Mortgages: For fixed-rate mortgage holders, a rate cut won’t immediately affect your existing mortgage rate. However, if you’re nearing the end of your term and planning to renew, you may benefit from lower rates offered on new fixed-rate mortgages .
3. New Home Buyers: Lower interest rates can make borrowing cheaper, which might increase your purchasing power, allowing you to afford a more expensive home or reduce your monthly payments on a planned purchase .
4. Refinancing Opportunities: If rates drop, it may be a good time to consider refinancing your existing mortgage to take advantage of lower rates, potentially reducing your monthly payments or shortening your mortgage term .

Address

Penticton, BC

Website

http://www.robynbella.ca/

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