Erika Makauskas - Penticton's Mortgage Professional - Xeva Mortgage

Erika Makauskas - Penticton's Mortgage Professional - Xeva Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Erika Makauskas - Penticton's Mortgage Professional - Xeva Mortgage, Mortgage brokers, Penticton, BC.

With a passion for numbers, an extensive background in finance and accounting, as well as an interest in real estate, I am driven to find mortgage solutions that will add value and compliment each person's lifestyle.

It’s been a little while since I’ve shown up here, so a quick re-introduction felt right.I’m Erika - a mortgage professi...
01/19/2026

It’s been a little while since I’ve shown up here, so a quick re-introduction felt right.

I’m Erika - a mortgage professional, a small business owner, someone who loves to travel, eat well, move outdoors, and this year, someone who decided to sign up for my first marathon as I turn 40 (!) Growth seems to be the theme lately.

If I’ve been quieter on social, it’s because the last six months were spent building Après, a real fruit ice cream and coffee bar on Main St.

While this project is one that pulled me offline more than usual, behind the scenes, I’ve still been working with clients throughout the year - and now they life has settled into a better rhythm, I’m opening up space to take on more.

I specialize in helping first-time buyers, self-employed borrowers, and refinances, so if you’re planning a move this spring or just want clarity around your financing, I’m here and happy to help. And with spring market around the corner, this is actually the perfect time to look ahead, get organized, gather paperwork, and feel prepare before things get busy again.

💫 Excited for a new year, new goals, and showing up a little more regularly again in this space.

Proud to help my client take their first step into homeownership. 🏡🔑Here’s to a fresh new chapter and a place to call yo...
08/01/2025

Proud to help my client take their first step into homeownership. 🏡🔑

Here’s to a fresh new chapter and a place to call your own! 🥂

Whether you’re upsizing for outdoor space or buying your first home, I can help map out a mortgage that works with your ...
07/31/2025

Whether you’re upsizing for outdoor space or buying your first home, I can help map out a mortgage that works with your goals.

Let’s chat 💬 Your dream patio might be closer than you think!

The Bank of Canada has kept its key interest rate unchanged at 2.75% as the economy continued to face uncertainty from g...
07/30/2025

The Bank of Canada has kept its key interest rate unchanged at 2.75% as the economy continued to face uncertainty from global trade tensions.

Mortgage rates may stay steady for now, but future cuts are possible if inflations keeps easing and trade costs don’t spiral. The Bank is watching closely and staying cautious.

Have questions about your financial plans? 📩 DM me to chat!

Mood: colourful kitchens + the keys to your own place. 🎨🔑Let’s make it happen - 📲 to get started.
07/28/2025

Mood: colourful kitchens + the keys to your own place. 🎨🔑

Let’s make it happen - 📲 to get started.

🔑 It was a pleasure helping E & J secure a mortgage for their beautiful condo in Squamish, BC. 🏠 Wishing these first-tim...
06/30/2025

🔑 It was a pleasure helping E & J secure a mortgage for their beautiful condo in Squamish, BC. 🏠 Wishing these first-time buyers happy memories in this stunning part of the province!


🏡 Homeowners, don’t forget! Property taxes are due July 2nd - and it’s also the last day to claim your Home Owner Grant ...
06/26/2025

🏡 Homeowners, don’t forget!

Property taxes are due July 2nd - and it’s also the last day to claim your Home Owner Grant if you’re eligible!

📣 No change to the overnight rate — still at 2.75%.Quick Recap:• 🍁 Canadian economy is showing signs of slowing down• 🏡 ...
06/04/2025

📣 No change to the overnight rate — still at 2.75%.

Quick Recap:
• 🍁 Canadian economy is showing signs of slowing down
• 🏡 Housing resale activity has dipped
• 💼 Unemployment is up
• 💸 Inflation eased slightly but still being watched closely

What this means for mortgage borrowers:
Rates are holding-for now. But with global uncertainty still in play, this is a good time to check in on your mortgage plan and make sure you’re set up for whatever comes next.


Big News for First-Time Buyers! 🏡✨The federal government has launched a new GST relief that could save up to $50,000 on ...
06/02/2025

Big News for First-Time Buyers! 🏡✨

The federal government has launched a new GST relief that could save up to $50,000 on a newly built home purchase just for first-time buyers!

Here’s what you need to know:
~ 100% GST rebate on new homes priced up to $1 million
~ Partial rebate on homes between $1M-$1.5M
~ Applies to owner-occupied homes (not rentals or investment properties)
~ Can only be claimed once per lifetime

This could be the nudge you needed. Use those savings toward upgrades, furnishing your home, or easing your monthly costs!

👉🏼 Thinking about a new build or presale? Let’s talk through your numbers and see if this changes your game plan. I’m here to help you make the most of every opportunity.



🏡 The wait is over!Huge congratulations to an amazing family on officially getting the keys to their new home! 🎉After a ...
05/29/2025

🏡 The wait is over!

Huge congratulations to an amazing family on officially getting the keys to their new home! 🎉

After a long search, today marks the start of a brand new chapter - and I couldn’t be happier for you.

Thank you for letting me be part of the journey. Welcome home! 🥂🔑💛


Inflation pressures, trade uncertainty, and slowing growth are all in play — and that impacts how lenders price mortgage...
04/16/2025

Inflation pressures, trade uncertainty, and slowing growth are all in play — and that impacts how lenders price mortgages.

Whether you’re buying, renewing, or just feeling unsure about what this means for you - now’s a good time to check in, not check out.

📲 Have questions? I’m just a call away!


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Penticton, BC

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