Edward Jones-Financial Advisor: Marina D'Arthenay

09/08/2026

Your pension decision often comes down to one core question, do you value guaranteed income or control and flexibility?

Staying in your defined benefit pension provides predictable lifetime income, with payments determined by plan rules and no requirement to make ongoing investment decisions. For many, this simplicity and structure is appealing.

Taking the commuted value gives you control over how your money is invested, flexibility around withdrawals within regulatory limits, and the ability to keep assets in your name for estate planning purposes. In exchange, you take on responsibility for investment outcomes and give up the lifetime income provided by the pension.

Neither option is universally better. The right choice depends on your comfort with investment risk, your desire for control, your other retirement income sources, and your estate goals.

Your pension is a significant part of your retirement picture. If you’d like help weighing these tradeoffs, I’m happy to walk through your options with you.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

09/07/2026

Interest rates play a major role in pension decisions.

When interest rates are low, commuted values increase, sometimes significantly. While that can make a lump sum look appealing, lower rates also make it harder to generate reliable income from conservative investments.

When rates are higher, commuted values are smaller, but income generating options may be more attractive. This trade off matters.

The interest rate affects the size of your commuted value, your ability to replace pension income, and how your overall retirement plan comes together.

This is a complex decision that benefits from careful analysis. I help evaluate how today’s rates factor into your specific pension and retirement strategy.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

09/06/2026

Interest rates can have a big impact on pension decisions, and it’s not always obvious how.

Lower interest rates typically increase commuted values, which can make transferring look attractive. At the same time, low rates can limit income generating options for those funds.

Higher rates usually mean smaller commuted values but may offer more flexibility when planning retirement income.

Timing and rate conditions matter more than many people realize. If you’re weighing pension options and want help understanding how interest rates affect your decision, I’m happy to talk it through.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

09/05/2026

Cancer touches the lives of so many Canadians. That’s why supporting research matters: it leads to earlier diagnoses, better treatments, and more time with loved ones.

On September 20, I’ll be lacing up for the . Whether you walk, run, or cheer, come join us and help finish Terry’s marathon against cancer.

Contributing to a cause and participating in or volunteering for a charity or charitable event is a personal decision and completely voluntary.

Welcome to the Team Edward Jones page. In 2026, Team Edward Jones will grow the over $1.3 million we have raised over the last 5 years in support of the Terry Fox Foundation (TFF). This year, we...

09/05/2026

Investors will be watching the September 16 Federal Reserve interest rate decision closely.

How did the markets perform this week? Get the highlights and the latest economic news.

09/04/2026

Investment tax planning is an ongoing part of building long-term wealth.

A sound financial plan takes into consideration:

• Your goals (retirement, education, homeownership, legacy)
• Your timeline and risk tolerance
• How your investments are structured, held, and taxed
• Life changes that may require adjustments along the way

Understanding how your investment activity may be classified from a tax perspective can make a meaningful difference in your after-tax returns over time.

As your financial advisor, I work with you and your tax professional to build a personalized strategy aligned to your goals. Reach out to me to get started.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

Understand how interest, dividends and capital gains from investments are taxed.

09/04/2026

Exchange-traded funds (ETFs) are investment funds that combine many different securities into a single investment, making it easy to build a diversified portfolio.

Whether you're just starting to invest or looking to add flexibility to an established portfolio, ETFs offer a wide range of options to suit different financial goals, risk preferences, and levels of involvement.

They also provide transparency. Before you invest, you can review the fund's objectives, risks, fees, and underlying holdings through its prospectus, helping you make more informed investment decisions.

Want to learn more? This article offers a comprehensive look at ETFs and the benefits they offer. If you’d like to incorporate ETFs into your investment strategy, please book a call and we can explore some options.

What are exchange-traded funds and how do they work? Get all the facts and information you need to understand these funds.

09/03/2026

Success in sports and entertainment often starts with the right team behind the scenes.

As a financial advisor with the Sports & Entertainment Accredited Wealth Management Advisor℠ designation, I've completed additional training focused on the financial complexities that often come with careers in sports and entertainment—from fluctuating income and sudden wealth to tax strategies, wealth preservation and legacy planning.

Because success isn't just about what you've earned. It's about having a strategy designed to help protect and grow it.

If you're ready for guidance tailored to the unique demands of your career, let’s connect.

09/02/2026

A well-designed portfolio is more than a collection of investments. It's built around a clearly defined portfolio objective that guides how your investments are managed over time.

That objective is shaped by two important factors: where you are in life and how much investment risk you're comfortable taking.

For someone in the early stages of investing with a higher tolerance for risk, a growth-focused objective might be appropriate. For someone closer to retirement, a focus on income or preserving wealth may be a higher priority.

The result is an investment strategy designed to support the future you’re building, while considering your unique financial situation and your comfort with risk.

Is your portfolio working toward the right objective? Let's review your investment strategy and ensure it’s aligned to your long-term goals.

09/01/2026

At Edward Jones, we believe in purposeful work that supports brighter futures.
That’s why, on September 20, our team is coming together for something powerful.

The is more than a tradition: it’s our commitment to helping build a future without cancer.

Let’s move forward together and help finish what Terry started.

Contributing to a cause and participating in or volunteering for a charity or charitable event is a personal decision and completely voluntary.

Welcome to the Team Edward Jones page. In 2026, Team Edward Jones will grow the over $1.3 million we have raised over the last 5 years in support of the Terry Fox Foundation (TFF). This year, we...