Heather VanDuzen - Mortgage Wellness

Heather VanDuzen - Mortgage Wellness Helping you feel informed, supported, and confident in every mortgage decision. Strong offer preparation. Smooth closings. It’s all about living! Live better.

First-time buyers, debt refinancing, cottage, investment properties and commercial mortgages.

Why Financial Literacy Matters & How I Support It Every DaySave this or share with someone who might need it. Most peopl...
01/06/2026

Why Financial Literacy Matters & How I Support It Every Day

Save this or share with someone who might need it.

Most people think mortgage advice starts with rates and approvals.

In reality, it starts much earlier with education, clarity, and confidence.

I work with clients at every stage:
✔️ Just starting out
✔️ Rebuilding after a life change
✔️ Unsure if homeownership is even possible
✔️ Selling and buying and not sure where to start (I'll help with the #'s and guide you with the steps)

My role goes beyond the application. I help people understand their options, build a plan, and move forward with confidence - even if the timing isn’t right now.

If you know someone who feels overwhelmed or doesn’t know where to begin, I’m always happy to help.

Sometimes the most important step is simply understanding what’s possible.

The best part... there's no cost to using a Mortgage Broker (unless private lending) and I take great pride in helping make this happen!

It’s all about living. Live better.

Heather VanDuzen
Mortgage Agent Level 2
Mortgage Wellness
47 James St. Parry Sound

Serving all of Ontario!

10/31/2025

Happy Halloween! 🎃

No Tricks, Just Spooktacular Savings!

Mortgages don’t have to be scary... Especially when you’ve got the right plan and the right agent working for you. 👻

I’ll help you conjure up a mortgage strategy that saves you real money on interest. No tricks, just smart structure and sweet treats for your future self. 🍬

Because your home should give you chills for all the right reasons. 🏡💫

📣 JUST ANNOUNCED: Bank of Canada Holds Rate at 2.75%The Bank of Canada maintained its target for the overnight rate at 2...
06/04/2025

📣 JUST ANNOUNCED: Bank of Canada Holds Rate at 2.75%

The Bank of Canada maintained its target for the overnight rate at 2.75%. Why?

🔵 Inflation beneath the surface is still higher than they’d like

🔵 The Canadian economy showed more strength than expected

🔵 Ongoing global trade issues are creating economic uncertainty

𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐢𝐭 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮?

➡️ Fixed rates are staying steady

➡️ Variable rates remain unchanged (for now!)

➡️ Still a great time to review your mortgage or renewal strategy

📣 JUST ANNOUNCED: Bank of Canada Holds Rate at 2.75%The Bank of Canada maintained its target for the overnight rate at 2...
06/04/2025

📣 JUST ANNOUNCED: Bank of Canada Holds Rate at 2.75%

The Bank of Canada maintained its target for the overnight rate at 2.75%. Why?

🔵 Inflation beneath the surface is still higher than they’d like

🔵 The Canadian economy showed more strength than expected

🔵 Ongoing global trade issues are creating economic uncertainty

𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐢𝐭 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮?

➡️ Fixed rates are staying steady

➡️ Variable rates remain unchanged (for now!)

➡️ Still a great time to review your mortgage or renewal strategy

Let’s chat if you want to know how today’s news affects your numbers

📩 DM me or book a time!

Home goals? I’ve got the spice to make this happen!Message me today to start planning your next move.🌮🇲🇽🎉🏡              ...
05/05/2025

Home goals? I’ve got the spice to make this happen!

Message me today to start planning your next move.

🌮🇲🇽🎉🏡

May the 4th Be With You… in Your New Home! Whether you’re settling into your Jedi Temple or your dream bungalow on Endor...
05/04/2025

May the 4th Be With You… in Your New Home!

Whether you’re settling into your Jedi Temple or your dream bungalow on Endor, there’s nothing quite like the feeling of home ownership.

No landlord. No rules. Just your own galaxy to call home.

Looking to make the jump to hyperspace and buy your first home?
Let’s talk mortgages — I’ll be your guide through the stars (and rates).

⭐️🤺⚔️💫🏠

Heather VanDuzen
Mortgage Agent Level 2
Mortgage Wellness
[email protected]
(705) 896-6678

So fun presenting to the Grade 11 Housing class students at Parry Sound High School today! Learning about mortgages and ...
05/01/2025

So fun presenting to the Grade 11 Housing class students at Parry Sound High School today!

Learning about mortgages and how to prepare yourself to buy a house at this age is so important!

Thanks so much for the beautiful flowers!

Happy Easter! A celebration of hope and new beginnings. 😍It’s feeling like Spring today! The sun is out and the ice melt...
04/20/2025

Happy Easter! A celebration of hope and new beginnings. 😍

It’s feeling like Spring today! The sun is out and the ice melted in the lake! ☀️🌊

Enjoy the day filled with love & gratitude. Reflect on our blessings and future dreams. 😘

Much gratitude to all of you and sending “eggstra” love today! 💚

🐰 🐣 ☀️ 🙏 🌱 🌷

 

From Harvest Share:Last week Harvest Share provided food to 98 Adults and 57 Children. That is a total of 155 individual...
12/19/2024

From Harvest Share:

Last week Harvest Share provided food to 98 Adults and 57 Children.

That is a total of 155 individuals that were provided food in a 5 day span.

7 of these individuals were first time visitors.

Emergency food was provided to 12 individuals.

13 individuals could not attend their scheduled appointments, meaning these numbers could have been much higher.

Here is Harvest Shares current list of most needed items:
FRESH MEAT (PORK & BEEF) – BROUGHT DIRECTLY TO THE OFFICE FROM THE GROCERY STORE WITH A RECEIPT
Low Sugar Cereal,
Cookies,
Peanut Butter,
Juice Boxes,
Canned Pasta,
Canned Meat (NO TUNA),
Large Canned Soup,
Small Canned Soup,
Assorted Pasta,
Deodorant,
Tampons (All Sizes),
Razors

Donations can be dropped off at 93 James Street during business hours.
There is a slot in our side door for after hours drop offs. This slot is for non-perishable items ONLY.

- As members of Food Banks Canada and Feed Ontario, we are not permitted to accept frozen items from community members freezers. People often ask us if we will accept fresh or frozen meat, and there are some very strict rules around that. For traceability purposes, Feed Ontario will only allow us to accept meat that has been purchased and brought to HS right away accompanied by a receipt.

With that in mind: if you are thinking of shopping and purchasing fresh or frozen food for our clients, please DO, but bring directly to the office between 9AM and 4PM Monday to Friday, along with the receipt dated that day.

- We are not able to accept open or used food products.

- Most food items with a best before date can be used for up to 1 year after the printed date.

- Harvest Share cannot give items to clients with a best before date that is more than a year old.

Happy Heavenly Birthday Mom. We miss you so much. We make the most of our family times but it’s not the same without you...
12/16/2024

Happy Heavenly Birthday Mom. We miss you so much. We make the most of our family times but it’s not the same without you. We miss your fun spirit, valuable advice, and enormous amount of unconditional love. You’re in our thoughts and carry you with us everyday. Although, we’ll always miss you, your vibrant spirit you left with us warms my heart with gratitude. Hope you’re dancing today!
💃🏻 👼❤️

📣 Great news! As anticipated, Bank of Canada has lowered its rate by 50 Bps and Prime is now 5.45%!🙌 This is more relief...
12/11/2024

📣 Great news! As anticipated, Bank of Canada has lowered its rate by 50 Bps and Prime is now 5.45%!

🙌 This is more relief for people with variable rate mortgages, home equity lines of credit and lines of credit.

👉 Next rate announcement is January 29th, 2025.

📣 Great news! As anticipated, Bank of Canada has lowered it’s rate by 50 Bps and Prime is now 5.95%. Under 6%!🙌 This is ...
10/23/2024

📣 Great news! As anticipated, Bank of Canada has lowered it’s rate by 50 Bps and Prime is now 5.95%. Under 6%!

🙌 This is more relief for people with variable rate mortgages, home equity lines of credit and lines of credit.

This equals to about $30/month for every $100,000.

👉 Next rate announcement is December 11th, 2024.

Address

47 James Street
Parry Sound, ON
P2A1T6

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17058966678

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