Brian Mill Neighbourhood Mortgage Source DLC

05/25/2026

05/05/2026

Did vou know you can "lock in" your mortgage rate ⁃ even before vou buy?
That's called a rate hold, and it can save vou thousands
Here's how it works:
V A lender holds todav's rate for up to 120 davs. ‣ If rates go up, you keep your lower rate
v If rates go down, you can still get the new lower one!
It's a simple move that gives you peace of mind while you shop

04/30/2026

The mortgage term is the time your mortgage contract is in effect. Terms may range from a few months to 5 years or more.

At the end of each term, you’ll need to renew your mortgage. You’ll likely need multiple terms to repay your mortgage. If you pay the balance at the end of your term, you don’t need to renew your mortgage.

04/27/2026

Closing costs in Canada typically range from 1.5% to 4% of the home's purchase price, paid in addition to the down payment. Key expenses include land transfer taxes, legal fees, and home inspections, which are generally due upon closing!

A mortgage agent costs you 0%. We come with your mortgage - and all the answers.

04/22/2026

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04/08/2026

Choosing a mortgage term is a strategic decision based on personal lifestyle, long-term financial goals, and emotional comfort, rather than just chasing the lowest rate.
It is a tool designed to match your specific life stage!

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04/04/2026

Easter: the only time it's okay to put all your eggs into one basket!
Wishing you a wonderful Easter weekend from Mill Street Mortgages!
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04/02/2026

When you work with a mortgage agent, you're not just getting one opinion - you're getting them all. We gather offers and insights from multiple lenders at once, so you can compare every option!
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03/31/2026

When it comes to the future, a lot of things are up in the air. That’s why it’s important to be as prepared as possible in case the unexpected happens. Mortgage protection insurance is worth looking into!

03/27/2026

Here's how it works:
~ A lender holds todav's rate for up to 120 davs. ‣ If rates go up, you keep your lower rate
~ If rates go down, you can still get the new lower one!
It's a simple move that gives you peace of mind while you shop