Cathy MacKinnon RBC Mortgage Specialist

11/10/2025

How the FHSA and Lower Interest Rates Can Help You Buy Your First Home

Find out how lower interest rates and the First Home Savings Account (FHSA) can help first-time home buyers enter the market with more confidence and savings.

11/07/2025

Explore bold ideas shaping the next generation of food and farming. Visit the Growth Hub Stage, presented by RBC at the Royal Agricultural Winter Fair Nov 7 -16, 2025

Growth Hub Stage presented by RBC The Royal Agricultural Winter Fair’s Growth Hub Stage, presented by RBC, showcases Ideas for people and planet™,

11/06/2025

It’s easy to get distracted during a home tour, which is why it helps to go in prepared. Use our checklist to keep your priorities in line and make sure you’re getting an accurate impression of any property you visit.

These days many of us are looking for potential properties online, so the first impression of a new home happens before you even step inside. You might have a good feeling about a property before you go to see it, especially if the listing has beautifully staged photos, a lovely view, or a new

11/03/2025

Latest Update: On October 29, 2025, the Bank of Canada announced that it is cutting its policy rate to 2.25%

The Bank of Canada has cut its interest rate to 2.25%.

10/31/2025

Strong farms need strong teams. Through the support of RBC Foundation, agricultural employers across Canada have access to funded seats in the Ag HR Management Microcredential, created by the Canadian Agricultural Human Resource Council (CAHRC). This training helps build lasting workforce skills and supports the long-term sustainability of the agriculture sector.

Microcredentials What is a microcredential Grant Opportunity Calendar Supervisor Leadership Skills Development Program The program Details (Format & Outline) Dates & Fees Ag HR Management Program About the program Program Details Get Started Women in Agriculture Essential Leadership Skills Developme...

10/30/2025

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

10/23/2025

Low-key start to the fall for Canada’s housing market

Early September data reveals a mixed picture underscoring diverging regional dynamics shaping the national landscape.

10/22/2025

Home price is almost always negotiable. Our guide gives you tips on how to balance your needs against a seller’s motivations to put yourself in the best position possible.

If you’re in the market for a new home, you may be wondering how to negotiate a house price. By understanding how much you can afford, your needs, the market and the seller’s motivations, you can put your best foot forward in coming to a deal that suits everyone involved. How to negotiate house ...

10/21/2025

Wishing you and your family a joyful festival from RBC.

10/21/2025

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer to a seller. Learn more about common conditions and what it means when an offer is conditional.

If you’re buying a home and are about to enter the negotiation period, your real estate agent may have helped you to pull together a purchase agreement, which includes the terms of your offer. In the homebuying process, these are referred to as “conditions” and they can be used to define the s...

10/14/2025

For newcomers, every dollar counts – and loyalty rewards credit cards can help stretch your spending further. From cashback to travel miles, discover how to turn everyday purchases into meaningful rewards and make your money work harder for you.

New to Canada? Learn how loyalty rewards credit cards work, why they matter, how they can help you earn rewards and build credit as you build your new life.