Rosanne Rybak

Rosanne Rybak Group Benefits Broker, personal insurance, including segregated funds. I’ve helped many clients define and achieve their specific goals.

As a trusted Insurance Advisor and Investment Representative, I am dedicated to providing you with professional service and solutions to meet your unique needs, in regards to, your family or business. My goal is to understand your personal goals and develop a clear picture of what success looks like to you. For some, it’s saving for early retirement, For retirees, it's knowing what their income is

going to look like in retirement. For business owners, I help them with implementing a competitive Health and Dental Group plan for their employees or dive deeper with succession planning. Whatever your situation, there is a solution for you! Mortgage referrals and insurance products, including segregated fund policies, are offered through Canada Life. I also represent various other top insurance carriers to give you the most suitable plan, such as, Manulife, Sunlife, Industrial Alliance. I offer an extensive selection of investments through, Quadrus Investment Services Ltd.

When investing you should be prepared to be in it for the long haul. Don’t be swayed by your emotions!3 tips to help you...
09/19/2022

When investing you should be prepared to be in it for the long haul.
Don’t be swayed by your emotions!

3 tips to help you deal with market volatility:
1. Focus on long term investing
2. Diversify
3. Review your investment plan regularly

Learn how to be prepared for market swings and take the best course of action when it comes to your money.

Remembering those who sacrificed their lives to defend our freedoms.
11/11/2021



Remembering those who sacrificed their lives to defend our freedoms.

07/26/2021

Are you self employed, on contract or just don't have any health and dental coverage with your employer?

Plan Direct from Canada Life would be a great solution for you.

Follow the link below and get a no obligation quote tailored for you.

Ready to apply? You can do that too!
Just click on the link below:

PlanDirect - Core, Core Plus and Elite

More questions? Send me a message to connect.
Happy, to help you find a solution, that works for you.

In an effort to cool the red hot housing market.As of today...June 1st 2021. Mortgage stress test will be more stringent...
06/01/2021

In an effort to cool the red hot housing market.
As of today...June 1st 2021.
Mortgage stress test will be more stringent, on all uninsured mortgages. (For those purchases with 20% downpayment or more)
You will need to qualify for your contract rate, plus 2 percentage points, or 5.25%, whichever is higher.

Canada's banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages.

Only Canada's Top 5% of Households could qualify for a mortgage on a home.You borrowed money from your parents to buy a ...
05/21/2021

Only Canada's Top 5% of Households could qualify for a mortgage on a home.
You borrowed money from your parents to buy a home. Awesome!... Only now,.... your income has to be much higher to qualify for the mortgage.

Great, you borrowed a downpayment from your parents. Only one problem — your income needs to be much higher to qualify for the mortgage. The majority of households would not qualify for a mortgage on a typical home, according to National Bank of Canada (NBC) data for Q1 2021. That’s for a typica...

Address

112 Kent Street, Suite 710
Ottawa, ON
K1P5P2

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm

Telephone

+16138781767

Website

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