Christa Tessier Mortgage Broker

Christa Tessier Mortgage Broker I'll take care of your financing & insurance needs - saving as much of your hard-earned money as possible throughout your time as a mortgage holder.

When your mortgage term ends, you can either renew with your current lender or switch to a new one. Both decisions inclu...
09/02/2026

When your mortgage term ends, you can either renew with your current lender or switch to a new one.

Both decisions include pros and cons, and the best choice depends on your long-term financial goals, so it’s important to weigh your options every time your mortgage term is coming to an end.

We’ll help you evaluate all your possibilities!

You’re not alone – and you don’t have to navigate this on your own either.Let’s review your options together as everyone...
09/01/2026

You’re not alone – and you don’t have to navigate this on your own either.

Let’s review your options together as everyone’s situation is different. We can walk you through what’s available and create a plan that works for you.

If your payments are starting to feel unmanageable, you have several options, including refinancing or a home equity line of credit (HELOC).

If things are starting to feel tight, don’t wait for it to get worse. Reach out – we’re here to help!

Whether you’re looking to consolidate high-interest debt, fund a major renovation, help with your children’s education o...
08/31/2026

Whether you’re looking to consolidate high-interest debt, fund a major renovation, help with your children’s education or cover another significant expense, refinancing your mortgage may give you access to the equity you’ve built in your home.

But refinancing isn’t the right solution for everyone. It’s important to consider the costs, your current mortgage terms, your financial goals and how the new payment may affect your budget.

We can help you look at the bigger picture, compare your options and determine whether refinancing makes sense for your situation.

Have questions about using your home equity? Let’s talk.

OK – Whose Dad has had a crazy setup like this before when performing home maintenance tasks? 100% do not recommend! 🫣
08/28/2026

OK – Whose Dad has had a crazy setup like this before when performing home maintenance tasks? 100% do not recommend! 🫣

Your credit score plays a big role in determining your mortgage rate. A higher score could mean lower interest rates, wh...
08/26/2026

Your credit score plays a big role in determining your mortgage rate. A higher score could mean lower interest rates, which saves you thousands over the life of your mortgage.

Check your score regularly and take steps to improve it if needed.

Have questions about your creditworthiness? We’re here to help!

We’re here for you every step of the way. One of our favourite things is helping prepare first-time homebuyers for homeo...
08/25/2026

We’re here for you every step of the way. One of our favourite things is helping prepare first-time homebuyers for homeownership!

Before you start visiting open houses, it’s crucial to know what you can comfortably afford to spend on a home.

A mortgage preapproval gives you a clear budget, shows sellers you’re serious and can often help you secure a loan faster.

And we’re also happy to recommend a realtor – and any other expert you need along the way! We work with some incredible professionals who we’re always happy to refer.

Ready to take the first step? Let’s chat!

‘Debt consolidation’ is a means of combining several debts into one with a single monthly payment.If you have equity bui...
08/24/2026

‘Debt consolidation’ is a means of combining several debts into one with a single monthly payment.

If you have equity built up in your home, it may make sense to roll all your outstanding debt – such as credit cards and car loans – into your mortgage so that you have one payment at a lower interest rate.

We have solutions to help manage your debt levels. Let’s talk.

Our Top 5 Horror Movies:1) “Want to see my new car?”2) “Credit Karma says my score is 706”3) “My cousin’s neighbour says...
08/21/2026

Our Top 5 Horror Movies:
1) “Want to see my new car?”
2) “Credit Karma says my score is 706”
3) “My cousin’s neighbour says that interest rate is too high”
4) “We’re just going to wait until rates decrease”
5) “Great news! I quit my job and started my own biz… Now I make way more money!”

Having difficulty qualifying for a mortgage because of bruised credit, insufficient income or other financial circumstan...
08/19/2026

Having difficulty qualifying for a mortgage because of bruised credit, insufficient income or other financial circumstances?

A co-signer may be able to help. By applying with you, a co-signer’s income, credit history and debt obligations can be considered alongside yours, potentially strengthening your application and helping you qualify.

But co-signing is a significant commitment. The co-signer becomes responsible for the mortgage debt too, so it’s important that everyone understands the implications before moving forward.

Have questions about co-signing? We’re here to help you understand your options.

When you first bought your home, your mortgage fit your life. But life changes.It’s a great idea to have a conversation ...
08/18/2026

When you first bought your home, your mortgage fit your life. But life changes.

It’s a great idea to have a conversation with us anytime you’ve:
• Started a family
• Changed careers
• Received a promotion
• Become self-employed
• Paid off other loans
• Started planning for retirement

If your financial situation has changed, your mortgage strategy may need to change too. And we’re here every step of the way.

A refinance isn’t about replacing your mortgage. It’s about making sure your mortgage continues to support where you’re headed next. Let’s review your mortgage needs.

Address

The Mortgage Advisors Lic#11947 2725 Queensview Drive, Suite 500
Ottawa, ON
K2B0A1

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