Chris Allard Ottawa Mortgage Broker

Chris Allard Ottawa Mortgage Broker Top 75 Broker in Canada - Since 2018 Chris is one of Canada’s top brokers under the age of 35.

Mortgage broker Chris Allard and his team of mortgage agent professionals have the training and expertise to help borrowers with all types of mortgage needs throughout the greater Ottawa area and beyond. Whether you have bruised credit, are buying your first home or investing in real estate, or are seeking a better mortgage rate when the time comes to refinance, we can help. Our team of licensed m

ortgage agents is passionate about what we do and want nothing more then to help you navigate the home buying or refinancing process and secure the best possible outcome. We will work with you to assess your individual circumstances in order to find you the best possible rates and terms while educating you about the process. In fact, Chris Allard’s vast experience as a mortgage broker means he can get you offers with over 50 financial institutions. Every lender offers several different mortgage products, which means Chris and his team of mortgage agents will make sure a mortgage caters to your needs while also ensuring you get a competitive rate. Smart Debt Mortgages, Network partner of Mortgage Intelligence- License #12236

The BoC rate drop and your mortgage 📊Two weeks ago the Bank of Canada reduced its key interest rate by 0.25% to 4.75% – ...
06/20/2024

The BoC rate drop and your mortgage 📊

Two weeks ago the Bank of Canada reduced its key interest rate by 0.25% to 4.75% – the first reduction in over four years. Decreased prime rates mean immediate savings for variable-rate mortgage holders. However, if you have a fixed-rate mortgage, your payments will remain unchanged until renewal time.

If your mortgage is nearing renewal or if you have any questions about your mortgage, contact me and my team, we have available options for you.

Happy Father’s Day to all the great fathers and father figures 👔
06/16/2024

Happy Father’s Day to all the great fathers and father figures 👔

Build your custom home with aconstruction mortgage 🛠️ 🏡 Instead of buying an existing property, a construction mortgage ...
06/14/2024

Build your custom home with a
construction mortgage 🛠️ 🏡

Instead of buying an existing property, a construction mortgage allows you to borrow money to build your home from scratch. This type of loan gives you the flexibility to create a custom residence according to your specifications.

Construction loans differ from traditional mortgages in terms of duration and availability.

Here are some quick tips on construction loans:

🔹 Construction loans allow you to finance the construction of custom homes.

🔹The entire mortgage amount is not disbursed upfront; instead, funds are released in stages as the construction progresses.

🔹 Interest rates on construction loans are generally higher than those on conventional mortgages.

For more details on construction loans, contact us!

The BoC rate drop and your mortgage 🏦 The Bank of Canada recently reduced its key interest rate by 0.25% to 4.75%—the fi...
06/11/2024

The BoC rate drop and your mortgage 🏦

The Bank of Canada recently reduced its key interest rate by 0.25% to 4.75%—the first reduction in over four years. 💥

Prepare yourselves for some savings, as lower prime rates bring immediate benefits for those with variable-rate mortgages.

For those with fixed-rate mortgages, your payments will remain unchanged until renewal time.

If your mortgage is nearing renewal or if you have any questions, contact me and my team for assistance. We are ready to help.

Now on my blog: Guiding New Investors Toward Success in Ottawa's Real Estate Market. 🏘Ottawa presents a promising landsc...
06/07/2024

Now on my blog: Guiding New Investors Toward Success in Ottawa's Real Estate Market. 🏘
Ottawa presents a promising landscape for those looking to invest in real estate. However, navigating this market requires knowledge, strategy, and careful consideration. This article reveals ten crucial tips for real estate investing in Ottawa, providing new investors with guidance for success in the city’s property market.

This article uncovers ten essential Ottawa real estate investing tips to guide new investors toward success in the city’s real estate market. Read more:

Bank of Canada reduces policy rate by 25 basis points. 🏦
06/05/2024

Bank of Canada reduces policy rate by 25 basis points. 🏦

The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is continuing its policy of balance sheet normalization.

The best time to buy a home is? When you are ready. 😌Starting early and getting advice from us is key to understanding y...
06/04/2024

The best time to buy a home is? When you are ready. 😌

Starting early and getting advice from us is key to understanding your options and preparing for homeownership. We can help you navigate the process and make informed decisions.

Consulting with us will helps you understand:

🔹 What you can afford
🔹 The down payment you need
🔹 Costs involved with buying a home
🔹 Improving your credit
🔹 Prepayment options
🔹 Refinancing penalties (if applicable)
🔹 Budgeting

Contact me and my team for more information ℹ️

Did you know you can utilize more than just your job income when seeking a mortgage? 💰 Other sources like pension, child...
05/29/2024

Did you know you can utilize more than just your job income when seeking a mortgage? 💰

Other sources like pension, child tax benefits, child support, bonuses, and investment income can also help you qualify. Contact me for more information ℹ️

Happy Victoria Day Weekend! ☀️🇨🇦Stay safe, have fun, and make the most of the long weekend.
05/17/2024

Happy Victoria Day Weekend! ☀️🇨🇦
Stay safe, have fun, and make the most of the long weekend.

Maximize your home’s value with a HELOC (Home Equity Line of Credit) 🔓Whether you’re considering renovations, consolidat...
05/15/2024

Maximize your home’s value with a HELOC (Home Equity Line of Credit) 🔓

Whether you’re considering renovations, consolidating debt, or covering major expenses, a HELOC provides the flexibility to leverage your home’s equity as needed.

Interested in unlocking the benefits of your home’s equity? Contact me to discuss your options.

Address

150 Isabella Street, Suite 110
Ottawa, ON
K1S1V7

Opening Hours

Monday 9am - 5pm
Tuesday 7am - 5pm
Wednesday 7am - 11pm
Thursday 7am - 11pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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Chris Allard, Mortgage Broker

Chris is a reliable, detail oriented Mortgage Broker who has the ability to think outside the box to better help his clients’ financial pictures and real estate portfolios. He has the unique ability to assist with financing in all areas of real estate. Having helped first time home buyers with their exciting purchase as well as having developed mortgage and real estate investment plans for experienced investors, Allard has the ability to educate one time residential home buyers on how to pay off their mortgage faster and can equally have in depth articulate conversations with commercial real estate professionals who are looking to become industry moguls. In a nutshell, Chris is happy to find the most viable financial solution for you whether it is a small or large project in the residential or commercial sector.