10/16/2026
Here's an example of what debt consolidation can look like. ๐
Picture a couple carrying about $80,000 in debt: $50,000 on credit cards, a $20,000 car loan, and $10,000 on a line of credit. Their minimum payments add up to roughly $2,100 a month, and most of that is just interest.
By refinancing and rolling that $80,000 into their mortgage at 5% over 25 years, the extra cost on their mortgage works out to about $468 a month.
That's around $1,600 a month back in their budget, with one simple payment instead of four.
Every situation is different, but if this sounds familiar, let's see what your numbers look like. Comment "numbers" or send me a message. ๐ก
Example for illustration only, not a real client or a quote. Your rates and savings will differ.