Kirkpatrick Wealth Management of RBC Dominion Securities Inc.

Kirkpatrick Wealth Management of RBC Dominion Securities Inc. Helping you build and protect wealth. www.kirkpatrickwealth.com Experience and excellence aren’t expensive… They’re priceless.

As you make progress towards achieving your goals in life, you may discover your financial situation becoming increasingly complex. When you reach this stage, Kirkpatrick Wealth Management of RBC Dominion Securities can help. Recognized as one of the leading wealth advisors in the nation’s capital, Michael and his team provide a comprehensive range of wealth management services designed to meet the needs of you and your family.

06/16/2026

You should never hurry toward a financial whoopin.

Rushing to pay off debt, make a big purchase, or lock in a financial decision often feels responsible.

But speed can hide cost, lost opportunity, and a permanent loss of control over your capital.

In this video, I talk about why patience matters in financial decisions, and how slowing down can help you avoid unnecessary pain and keep more options on the table.

Good planning isn’t about moving fast. It’s about moving intentionally.

06/11/2026

How do you know what something really costs?

It’s not just the price tag.

It’s what those dollars could have become if they stayed working for you.
That’s opportunity cost.

In this video, I walk through why the cost is the cost, whether you pay cash, accelerate debt payments, or give up future growth, and why the real issue isn’t just math, it’s control.

Who controls the capital matters more than most people realize.

Understanding this one principle can change how you think about spending, debt, and long term wealth.

06/09/2026

Would you borrow money without knowing the interest rate?

Probably not.

Yet many people continue to add money to tax deferred plans without knowing what their future tax rate or tax bracket will be.

It’s the same decision, just framed differently.

In this video, I explain why deferring tax without understanding the long term cost can create uncertainty, and why where your money is taxed matters just as much as how it’s invested.

Good planning isn’t about guessing. It’s about reducing unknowns and making intentional choices.

06/04/2026

Would you rather pay tax on the seed or the harvest?
Most people would choose the seed.

Yet many continue to defer tax today, only to pay more tax later on the entire harvest.

It’s a head scratcher, but it raises an important question.

Is there a better way to think about where and when your money is taxed?

In this video, I walk through why this happens so often, and how thoughtful planning can help reduce unnecessary tax over time.

06/02/2026

Most retirement plans are built on a gamble.

There are four key variables that determine whether retirement actually works.

When you retire.
What the stock market does at that moment.
What tax rates will be.
How long you’ll live.

Out of those four, you only truly control one, when you retire.
You don’t control market timing.
You don’t control future tax rates.
And you don’t control longevity.

Yet most people still plan for retirement using traditional approaches that depend heavily on the three things they can’t control.

That’s the retirement gamble.

In this video, I walk through a different way of thinking, one that reduces reliance on luck and helps you regain control over three of those four variables.

Because retirement shouldn’t depend on guessing right. It should be built on clarity, structure, and control.

05/28/2026

As portfolios grow more complex, ex*****on matters more.

In this video, I explain how sophisticated investors can benefit from private trading access, including enhanced ex*****on, block trading capabilities, and closer coordination in fast moving markets.

Through RBC Dominion Securities, I work alongside a dedicated private trading team to help qualified clients gain greater precision, transparency, and control in how trades are executed.

For investors who value efficiency and thoughtful ex*****on, this level of access can make a meaningful difference.

05/26/2026

A mortgage can be your biggest liability, or one of your most useful financial tools.

The difference is how it’s structured, and how well it fits into your overall plan.

In this video, I explain how I work with mortgage specialists through RBC Dominion Securities to ensure borrowing decisions support long term goals, tax efficiency, and cash flow, not just today’s rate.

Mortgage planning works best when it’s connected to the full picture.

05/21/2026

A well written will matters.

But so does who is responsible for carrying it out.

In this video, I explain how RBC Royal Trust helps ensure estates are administered with care, neutrality, and precision, especially when complexity or family dynamics are involved.

Through my role at RBC Dominion Securities, I help clients decide when professional executor, trustee, or power of attorney support makes sense, and how it fits into their broader wealth and legacy plan.

Peace of mind comes from knowing your wishes will be respected, and your intent preserved.

05/19/2026

You’ve heard the phrase “health is wealth.”

In practice, access matters just as much as coverage.

In this video, I explain how clients at RBC Dominion Securities can benefit from RBC’s partnership with Cleveland Clinic Canada, offering priority access and preferred pricing for world class medical expertise.

When health planning is integrated into your broader wealth strategy, it adds another layer of clarity, control, and peace of mind for you and your family.

This is one more example of how comprehensive planning goes beyond the numbers.

05/14/2026

If you live in Canada but have U.S. property, investments, or family ties, your plan may be exposed to risks you don’t even see.

Cross border planning isn’t just about taxes. It’s about coordination, compliance, and avoiding costly surprises.

In this video, I explain how I work with U.S. planning specialists through RBC Dominion Securities to help clients navigate dual tax obligations, estate considerations, and investment restrictions on both sides of the border.

When cross border issues are handled early and intentionally, they bring clarity instead of complexity.

Address

45 O’Connor St. Suite 900, World Exchange Plaza
Ottawa, ON
K1P1A4

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16135667280

Website

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