Gifford Carr

Gifford Carr With over 70 years of experience, you can count on us to protect your assets with expertise and care.

Most charities and nonprofits are carrying risk in places their boards have never looked. Not because anyone is being ca...
09/03/2026

Most charities and nonprofits are carrying risk in places their boards have never looked.

Not because anyone is being careless. The sector has changed faster than its insurance has. Programs expanded, staff went remote, donor data moved online, and boards took on volunteer directors who never expected personal exposure to come with the seat.

We're partnering with the Ottawa Community Foundation on a session for leaders across the industry. We will look at where coverage gaps most often appear, what boards are actually responsible for, and the questions worth asking before your next renewal.

Tuesday, September 15th at 1pm EST.

Register: b8f3fb38-ebf3-4da1-b853-5cced0660398@4a1fc720-5c26-4bd9-990b-46f4b7122ab5?source=copyLinkOneEventsShareDialog" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/b8f3fb38-ebf3-4da1-b853-5cced0660398@4a1fc720-5c26-4bd9-990b-46f4b7122ab5?source=copyLinkOneEventsShareDialog

"I'll just skip the coverage" is a sentence our brokers hear more than they'd like.Usually it comes from a good place: b...
09/01/2026

"I'll just skip the coverage" is a sentence our brokers hear more than they'd like.

Usually it comes from a good place: budget's tight, or coverage feels like something to figure out "later." But later has a way of turning into never, and the myths behind that decision are costing people real protection.

Since September is Life Insurance Awareness Month, we figured it's the right time to clear a few things up. Swipe through for 5 life insurance myths our brokers hear all the time, and what's actually true instead.

Insurance and financial planning for what's next.

08/28/2026

"Why did my premiums go up if I didn't make a claim?" We hear it a lot, and we get it. If you don't know what you're actually paying for, it's hard to trust that it's working for you.

That's our job: answer the questions that are actually about your life, your risks, your coverage, and make sure you understand what you're paying for and why.

No jargon. No guessing. Just straight answers.

Insurance and financial planning for what's next.

08/24/2026

You get a lump sum of money. Do you pay off the mortgage or invest it?

Honestly? There's no single right answer.

It depends on your timeline, your goals, and what's actually going to let you sleep at night. But here's where we usually start: clear the high-interest debt first, then put the rest to work.

The mistake isn't picking the "wrong" path. It's sitting on the decision and doing nothing.

If you've got a good news email in your inbox and you're not sure what to do next, that's exactly what we're here for.

Insurance and financial planning for what's next.

08/20/2026

Adding a new driver to your household is one of those milestones that's equal parts exciting and nerve-wracking. The good news is, it doesn't have to be complicated.

Getting the right coverage in place before they hit the road means no scrambling, no gaps, and no surprises down the line. A quick conversation with our team is all it takes to make sure your new driver is set up correctly from the start.

Connect with us at giffordcarr.ca

Insurance and financial planning for what's next.

Bryan Shepherd and Jeff Drummond represented Gifford Carr at the Ottawa Corporate Cup last week, playing in support of t...
08/19/2026

Bryan Shepherd and Jeff Drummond represented Gifford Carr at the Ottawa Corporate Cup last week, playing in support of the Montfort Foundation. ⛳

The tournament brought together more than 120 golfers and raised over $100,000 for more than 40 charities across Ottawa.

Events like this are a reminder that the communities we serve are the same ones that support us. Thank you to the organizers and to everyone who turned a day on the course into something lasting for these organizations.

Your student is heading off to school with a meal plan, a laptop, and probably zero credit history.That's normal. But it...
08/18/2026

Your student is heading off to school with a meal plan, a laptop, and probably zero credit history.

That's normal. But it's also the perfect time to start.

Credit isn't built overnight. It's built through small, consistent habits that compound over time. A low-limit card used responsibly. Bills paid on time. The right account setup from the start.

The students who graduate with a solid credit foundation aren't the ones who did anything dramatic. They're the ones who started early and stayed consistent.

Swipe through for 3 simple ways to help your post-secondary student get started.

08/13/2026

Most property owners insure their building for what it cost to build years ago.

That number feels familiar. It's on the documents. It hasn't changed.

But construction costs have. Labour, materials, timelines — all of it has shifted, often significantly. And the number that mattered then may not come close to covering what it costs to rebuild today.

The gap doesn't show up until you need to use your policy. That's the worst moment to find out it's not enough.

A quick review now can prevent a major shortfall later. If you haven't looked at your rebuild value recently, that's worth a conversation.

Insurance and financial planning for what's next.

08/06/2026

4 things your wealth advisor actually wants to tell you.

1. No one can time the market. Not us. Not a TikTok influencer.
2. Starting small beats not starting at all.
3. Boring is a strategy. A really good one.
4. Time in the market does the heavy lifting. You just have to show up.

The truth is, building wealth doesn't have to be complicated. It just has to be consistent. Small steps, steady habits, and a plan that's built around your life, not someone else's timeline.

Save this one for the next time someone tries to sell you on a shortcut.

Insurance and financial planning for what's next. giffordcarr.ca

08/05/2026

If you experienced a sudden leak right now, would you know where to locate your water shut-off valve?

Most people go looking for it only after something goes wrong. But water damage is one of the leading causes of home insurance claims in Canada. And restoring a flooded basement can cost anywhere from $20,000 to $50,000.

When a pipe lets go, it's the minutes before you shut off the water that determine the size of the loss. Finding your valve first can be the difference between a quick cleanup and a major claim.

Go find it today. Know where it is before you need it.

Not sure if your coverage is ready for a water loss? Connect with our team. We'll make sure nothing catches you off guard.

👉 giffordcarr.ca

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100 Terence Matthews Crescent
Ottawa, ON
K2M1P7

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