Leo Maiorino Mortgages

Leo Maiorino Mortgages I am very fortunate to be able to bring over 25 years of financial services experience to my role as a Mortgage Agent with Mortgage Brokers Ottawa.

Mortgage Agent Level 2
Mortgage Brokers Ottawa (License #11759)
My process is carefully executed to deliver on my promise of a no surprise home closing mortgage exp During my 20 year career with RBC Financial Group, I held a number of positions including Branch Manager, Regional Sales Manager for a mortgage salesforce and finally as Vice President and Director for RBC Investments. I had National l

eadership responsibility for a Trust and Investment Advisory team and the Insurance Division of RBC DS Financial Services Inc. Giving back to the community is a very important part of my life. I am a Past President and current Board Member of the Stittsville Rotary Club. I am married to Lynda and have 2 children, Jessica and Leo Jr. Fishing and playing guitar are my true passions outside of the workplace. I look forward to utilizing my experience and leadership skills in partnering with you for an outstanding mortgage experience. Attention to detail and service excellence is the cornerstone to my success.

Just announced: The Bank of Canada is holding rates steady!For homeowners with variable or adjustable-rate mortgages, th...
06/10/2026

Just announced: The Bank of Canada is holding rates steady!

For homeowners with variable or adjustable-rate mortgages, this means there should be no immediate change to prime-linked payments.

With so much attention on where rates are headed next, this announcement is an important reminder to check in on your mortgage strategy.

For some clients, staying variable could still make sense. For others, locking into a fixed rate may offer the peace of mind they’re looking for.

Your best move depends on your rate, your budget, and how much certainty you want moving forward.

Curious what this means for your mortgage? Let’s review your options.

Thank you for the kind words Allison & James!Hearing the success and contentment from my clients is the whole reason we ...
06/05/2026

Thank you for the kind words Allison & James!

Hearing the success and contentment from my clients is the whole reason we are in this business!

I strive to make the mortgage process (which is made overly confusing) a simple and enjoyable process, as it should be!

Thanks MCAN and Sagen for a wonderful Spain experience
05/27/2026

Thanks MCAN and Sagen for a wonderful Spain experience

Barcelona. Thanks to MCAN and Sagen for an unbelievable experience in Spain.
05/27/2026

Barcelona. Thanks to MCAN and Sagen for an unbelievable experience in Spain.

Oil prices, inflation, bond yields, Bank of Canada decisions… it can all feel disconnected from your mortgage, but these...
05/27/2026

Oil prices, inflation, bond yields, Bank of Canada decisions… it can all feel disconnected from your mortgage, but these headlines can have a real impact on what borrowers pay.

When global costs rise, inflation can stay sticky. When inflation stays sticky, rate expectations can shift. And when rate expectations shift, mortgage pricing can change too.

That matters whether you’re buying, renewing, refinancing, or just trying to plan ahead.

Fixed rates are often influenced by bond yields, while variable rates are more directly tied to Bank of Canada decisions. That’s why it’s important to look at the full picture before making a mortgage move.

If you’re wondering how current market news could affect your mortgage options, reach out to me and let’s review what makes the most sense for your situation.

Your mortgage renewal is more than just paperwork — it’s one of the best chances to make sure your mortgage still fits y...
05/20/2026

Your mortgage renewal is more than just paperwork — it’s one of the best chances to make sure your mortgage still fits your life.

Before you sign the first renewal offer your lender sends, it’s worth asking:

Could I get a better rate?
Are there better terms available?
Would switching lenders save me money?
Do I need more flexibility?
Could I improve my monthly cash flow?
Does this mortgage still match my future plans?

A lot can change during a mortgage term. Your income, expenses, debt, savings, goals, and family situation may all look different than they did when you first got your mortgage.

That’s why renewal time should be treated like a financial check-in — not just a form to sign.

I can help you review your current mortgage, compare options from multiple lenders, and figure out whether renewing, switching, refinancing, or restructuring makes the most sense for your situation.

Your lender’s offer might be fine… but it might not be your best option.

Before you sign, reach out to me and let’s make sure your next mortgage term is working for you.

This surprises a lot of buyers:A mortgage pre‑approval is NOT a guarantee.It’s an estimate — and it can be taken away.Ma...
05/06/2026

This surprises a lot of buyers:

A mortgage pre‑approval is NOT a guarantee.

It’s an estimate — and it can be taken away.

Many buyers assume pre‑approved means:
✅ Safe
✅ Final
✅ Ready to buy anything up to that number

But pre‑approvals don’t fully account for:
• The actual home you’re buying
• Appraisal results
• Job or income changes
• New debt
• Interest‑rate timing

That’s why some buyers are pre‑approved…
and still lose the home.

The safest buyers don’t just look for a number — they look for a plan.

Understanding what can break an approval is just as important as getting one in the first place.

📖 Our blog explains how pre‑approvals really work — and how to protect yourself before making offers.

🏦 Bank of Canada holds its rate at 2.25% — here's what that means for YOUR mortgage.No cut. No hike. Just a "wait and se...
04/29/2026

🏦 Bank of Canada holds its rate at 2.25% — here's what that means for YOUR mortgage.

No cut. No hike. Just a "wait and see" from the Bank as rising gas prices push inflation to 2.4% — with more on the way.

For homeowners and buyers, that means:
✅ Variable-rate payments stay the same (for now)
✅ Fixed rates unaffected — but bond yields are creeping up
⚠️ Affordability still a challenge for buyers

The Bank is watching energy prices and US tariffs closely. Cuts could still come later in 2026 — but only if inflation settles down.

Not sure how today's news affects your renewal or purchase plans? That's exactly what we're here for.

Address

1701. Woodward Drive, Suite 300
Ottawa, ON
K2C0R4

Telephone

+16133716975

Website

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