Erica Vincelli, Mortgage Agent

Erica Vincelli, Mortgage Agent Erica Vincelli, Mortgage Agent, Level 2
"The only mortgage agent you will ever need" I love what I do because I have the privilege of making dreams come true.

As your mortgage agent, I am committed to making your home buying experience pleasant and efficient. My goal is to save you time and money while preparing for the unexpected. Finding that perfect home is just one piece of the homeownership puzzle; having a mortgage that suits you and your family’s needs today and tomorrow is just as important. I’m a licensed mortgage expert, specializing in first-

time home buyers, recently separated or divorced, self employed or commissioned employees, rent-to-own, refinancing, and investment properties. I have access to banks, lenders, credit unions, trust companies and private funding. I am not tied to any one bank so I provide tailored unbiased advice and guidance that meets your requirements. In my 15 years of customer service experience I have gain valuable knowledge that has helped me develop my mortgage business. I work well under pressure, never giving up until the mortgage is approved and ensuring my clients are pleased with the results. I have the experience and referrals to back my claim. My top priority is to exceed my clients’ expectations and to assure happy, repeat clients and their referrals to their family, friends and coworkers because they are the ones who fuel my success.

One setback doesn’t define the story.Every attempt teaches you something. Every lesson brings you closer. Keep showing u...
09/07/2026

One setback doesn’t define the story.
Every attempt teaches you something. Every lesson brings you closer.

Keep showing up , success only needs one moment where everything clicks.

09/03/2026

If you’ve been feeling like your mortgage payment is eating up more of your monthly budget than it should… I see you. ❤️

My client was doing everything she could to keep up, but between her mortgage, other debts and the rising cost of everyday life, there just wasn’t much room left at the end of the month.

We sat down, went through the numbers, looked at her options and found a way to restructure her mortgage that gave her some much-needed breathing room.

But what I remember most wasn’t the numbers. It was hearing her say, “I think I can finally sleep tonight.”

That’s the part people don’t always see when we talk about refinancing.

It’s not just about moving numbers around. Sometimes, it’s about giving a family a little less stress and more options.

So if you’re feeling overwhelmed right now, you’re not alone. I see you. And I want to help. ❤️

Let’s talk about what options might be available to you. 📲

The Bank of Canada held rates steady. But here’s what that actually means for your mortgage. 👇🏡 If you’re in a variable ...
09/02/2026

The Bank of Canada held rates steady. But here’s what that actually means for your mortgage. 👇

🏡 If you’re in a variable mortgage, you likely get a little breathing room for now.

🏡 If you’re in a fixed mortgage, nothing changes today.

But the bigger question isn’t “What did the Bank of Canada do?” It’s “Is my mortgage set up to work for me?”

Rates will move. Markets will change. Headlines will come and go. Your mortgage strategy should be built with a much longer view.

The right structure can help you manage cash flow, reduce interest and make better use of the mortgage you already have.

You don’t need to perfectly predict the next rate move. You need to be positioned for what comes next. That’s where strategy makes the difference. Send me a DM or book a call today! 📲

You are capable of more than you think.Sometimes the biggest breakthroughs happen when you stop doubting yourself and st...
08/31/2026

You are capable of more than you think.

Sometimes the biggest breakthroughs happen when you stop doubting yourself and start believing in what’s possible. 💫

Tomorrow is my birthday 🎂 and this year, I have just one wish.A dear friend of mine is battling cancer. She’s the same a...
08/28/2026

Tomorrow is my birthday 🎂 and this year, I have just one wish.

A dear friend of mine is battling cancer. She’s the same age as me, and watching someone I care about go through this has been a pretty powerful reminder that cancer can happen to any of us, at any age.

So instead of asking for birthday gifts, I’m asking for a little bit of love. ❤️

For every like or comment on this post wishing me a Happy Birthday, I’ll donate to my friend to help her through this chapter.

Consider this my birthday challenge to all of my friends, family, clients and followers:

Like this post. Leave me a birthday message. Share it if you’d like.

Let’s turn a few birthday wishes into something that can actually make a difference for someone who means a lot to me. 🫶

Thank you for helping me make this birthday about something bigger than me. ❤️

08/26/2026

Stan thought he had his mortgage figured out.

Good rate. Bank approval. Conditions waived. Closing date locked in. Everything looked great. Except for one thing: the mortgage product itself.

When we looked at the bigger picture, we realized the mortgage he was about to sign wasn’t going to support the strategy he actually needed.

And once we uncovered what he could do instead, the potential difference was significant: Mortgage-free 16 years faster. And 16 years of mortgage savings = more than $500,000 in payment savings!

This is why I always say, don’t choose a mortgage based on the rate alone. The right mortgage product can give you options, flexibility, and the ability to build a strategy around the way your money actually flows.

I walk through Stan’s full story in my latest YouTube video, including the mortgage he almost signed and what we did instead. Comment “STRUCTURE” below and I’ll send you the link or click the link in bio!

Address

2725 Queensview Drive
Ottawa, ON
K2B0A1

Website

, ,

Alerts

Be the first to know and let us send you an email when Erica Vincelli, Mortgage Agent posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Erica Vincelli, Mortgage Agent:

Shortcuts

Featured

Share

Category